IFFCO Tokio General Insurance

IFFCO Tokio General Insurance Company was founded in 2000 as a joint venture between the Indian Farmers Fertilizer Co-operative (IFFCO) and Tokio Marine and Nichido Fire Group. To satisfy the needs of its customers, the company offers a wide range of insurance products, including health insurance, motorcycle insurance, auto insurance, travel insurance, home insurance, and corporate policies such as liability insurance and property insurance.

IFFCO Tokio General Insurance is committed to being an insurance firm and a well-known brand that consistently meets its performance and delivery goals. The company also has a purpose to be the market leader by offering client satisfaction through fair activities, transparent processes, and quick responses.

Numerous advantages are included in IFFCO Tokio Health Insurance policies, including coverage for health check-ups, ambulance fees, pre-hospitalization and post-hospitalization expenses, and so on. Overall, the insurer’s specialized products meet a wide range of needs from various segments of society. The following are the health insurance plans provided by IFFCO Tokio:

1. Family Health Insurance

IFFCO Tokio’s Family Health Insurance plan ensures that you and your family will never have to worry about medical expenses. The plan covers hospital fees, diagnostic tests, scans, pre and post-hospitalization charges, and a number of other healthcare expenses. The amount of sum insured ranges from Rs. 1.5 lakhs to Rs. 30 lakhs. The entry age for the plan is from 3 months to 80 years.

2. Swasthya Kavach Policy

In the event of illness or accident, the IFFCO Tokio Swasthya Kavach coverage will cover the costs of medical treatment, hospitalization, surgery, and organ transplantation. The sum insured options for the policy range from Rs. 1 lakh to Rs. 5 lakhs, and it is available for those aged 18 to 65. The plan also provides various other benefits, such as ambulance coverage up to Rs. 750/1500 per hospitalization and daily allowance up to Rs. 150/250 per day.

3. Individual Health Insurance

IFFCO Tokio’s Individual Health Insurance coverage will assist you in covering your medical expenses in the event of an emergency. This gives you more time to focus on your recovery rather than worrying about medical bills. The plan provides coverage for ambulance expenses, critical illness, emergency assistance service, and AYUSH treatment, to name a few. The sum insured option for the plan ranges from Rs. 50,000 to Rs. 20 lakhs. Under the plan, the daily allowance is 20% of the sum insured per day.

4. Individual Medishield Policy

Individual Medishield Policy helps you save money by reducing your medical costs in the case of an accident or illness. The plan covers critical illnesses such as major organ transplants, kidney failure, and heart procedures, among others, in addition to basic illness coverage. If an unfortunate occurrence occurs, such as an illness or an accident that necessitates hospitalization, the insurance will cover the financial expenditures. The plan has a range of sum insured options from Rs. 50,000 to Rs. 5 lakhs. It also provides a daily allowance of Rs. 250 per day and ambulance coverage of up to Rs. 1500 per hospitalization.

5. Family Health Protector Policy

Hospital bills, diagnostic tests, scans, pre- and post-hospitalization charges, and a range of other healthcare expenses are covered under the IFFCO Tokio Family Health Protector Policy. The plan is developed to be flexible. You may customize the plan to your family’s needs and get coverage that fits exactly whether you’re a single parent, have a young family, or have a large family. Under the plan, no medical test is required for the insured person up to the age of 60. The sum insured options available under the plan range from Rs. 1.5 lakhs to Rs. 30 lakhs. Moreover, it provides ambulance coverage for up to Rs. 2,500 per hospitalization and daily allowance coverage for up to Rs. 1,000 per day.

6. Health Protector Plus Policy

In addition to insuring you in the event of a critical illness, the Health Protector Plus Policy offers a number of other benefits. There are two types of insurance coverage available in this plan: Family Floater and Individual Sum Insured. The plan provides coverage to hospital room rent, pre and post-hospitalization expenses, and alternative treatments, to name a few. The sum insured options available under the plan is from Rs. 2 lakhs to Rs. 25 lakhs. The policy tenure is of one year and the entry age is from 18 to 65 years.

7. Personal Accident Insurance

Personal Accident Insurance from IFFCO Tokio shields you and your family from the financial consequences of an accident. In case of any dreadful event, the plan will pay out a lump payment, as specified in the policy terms and conditions. The plan provides coverage to permanent total and absolute disablement, loss of employment, children education, ambulance expenses, and much more.

8. Critical Illness Policy

The IFFCO Tokio Critical Illness Policy provides financial support to policyholders in the case of a health emergency caused by one of the 25 critical illnesses listed under the policy schedule. It is a comprehensive plan that covers all the members of the family, including parents and in-laws, under a single policy. The sum insured option for the plan is up to Rs. 1 crore and no medical test is required up to the age of 50.

9. Swasthya Raksha Bima

IFFCO Tokio’s Swasthya Raksha Bima is an affordable and comprehensive protection plan for you and your family. This plan provides low-cost health insurance to people who live in smaller towns and cities. The entry age for the plan is from 18 to 65 years and the policyholder will also get ambulance coverage for up to Rs. 750. The plan provides coverage to pre and post-hospitalization expenses for 30 days, organ door expenses, domiciliary hospitalization, etc.

10. Mosquito Bite Insurance

The IFFCO Tokio’s Mosquito Bite insurance pays a lump sum reimbursement if you are diagnosed with a vector-borne illness. The plan covers everyone in the household against seven vector-borne diseases, namely Dengue fever, Malaria, Lymphatic Filariasis, Kala-azar, Chikungunya, Japanese Encephalitis, Zika Virus. There is no need for a medical exam before purchasing the policy. The entry age for adults and children is 18 to 65 years and 91 days to 23 years respectively. The sum insured for the plan is up to Rs. 1 lakh.

11. Arogya Sanjeevani Policy

The IFFCO Tokio Arogya Sanjeevani Policy is a standard health insurance plan that pays for all of the insured person’s medical expenses. During the policy’s term, if an insured person needs to be hospitalized for treatment of an injury or disease, the insurance company will cover all of the expenses mentioned in the policy. Apart from self-insurance, the plan also covers parents, spouses, dependent children, and in-laws. The plan provides ambulance coverage for up to Rs. 2000 per hospitalization and the sum insured ranges from Rs. 1 lakh to Rs. 5 lakhs.

12. Corona Rakshak Policy

The Corona Rakshak Health Insurance Policy from IFFCO Tokio can help you avoid the high expenditures of a COVID 19 infection. The plan provides a lump-sum payment if a policyholder needs to be hospitalized after testing positive for COVID 19. This payment could be able to help you with the cost of life-saving medical treatment. Those who are between 18 to 65 years of age are eligible for purchasing the plan. The sum insured options for the plan ranges from Rs. 50,000 to Rs. 2.5 lakhs and the policy tenure is of 3.5 months, 6.5 months, and 9.5 months.

13. Corona Kavach Policy

Corona Kavach Health Insurance Policy is the ideal protection against high medical costs while also ensuring you receive the best possible care! The plan provides coverage to COVID-19 hospitalization, telemedicine expenses, AYUSH treatment, and much more. The entry age for the plan is from 18 to 65 years and the policy is available with three tenure options, namely 3.5 months, 6.5 months, and 9.5 months. The sum insured option for the plan ranges from Rs. 50,000 to Rs. 5 lakhs.

14. Hospital Daily Cash Policy

The Hospital Daily Cash Policy pays a fixed amount for each 24-hour period in which the insured person is hospitalized as a result of an accidental bodily injury or dise
ase that happens or manifests during the policy period. The plan provides the policyholder with 30 days of the waiting period as well as various daily cash options. It covers pre-existing diseases, modern treatments, day-care surgeries, etc. The policy tenure includes 1, 2, and 3 years.

15. Saral Suraksha Bima Policy

Saral Suraksha Bima Policy is a personal accident policy that includes coverage for Death, Permanent Total Disability, Permanent Partial Disability, Temporary Total Disability, Hospitalization Expenses, and Education Grant. The idea is to provide customers with simple and convenient pre-written plans. The sum insured options under the plan range from Rs. 2.5 lakhs to Rs. 1 crore. The premium amount for the plan can be paid in installments, yearly, half-yearly, quarterly, and monthly.

One can buy an insurance plan from IFFCO Tokio General either through an online or offline method. Let’s take a look at both of the processes:

ONLINE METHOD

1. Visit the official website of the company.
2. Select the type of insurance you want to purchase from IFFCO Tokio General Insurance company.
3. Enter the details under the “View Prices” tab, such as name, phone number, or vehicle registration number. Then click on view prices.
4. A Quote Generator page will be displayed to you. Enter the details on the page and click on “Calculate Premium”.
5. Enter your personal details, such as your name and mobile number.
6. Make the payment online and the policy details will be sent to you at your registered email address.

Probus Insurance is another place where you can get these insurance plans. Simply go to the company’s official website.

OFFLINE METHOD

You can visit the branch office or contact the insurance provider company (IFFCO Tokio). The company’s customer service agent will listen to your queries and assist you in selecting an appropriate insurance plan. You can pick your plan, fill out all of the required paperwork, and pay for it at the same time.

If their services are not satisfactory, you can reach out to Probus Insurance.