Are you looking for a rewarding career that offers flexibility and lets you enjoy unlimited income? If so, you can never go wrong with becoming a health insurance agent. It is no secret that the insurance industry, especially health insurance, is growing rapidly. Furthermore, since COVID hit, health insurance has become paramount to access quality medical services.
But who is one of the best health insurance providers to work with? Well, your search ends here with Go Digit. It is one of the fastest-growing insurance providers in India and becoming a Go Digit health insurance agent could be a great opportunity. As a health insurance agent, you would be selling health insurance policies and assisting clients with their claims. Remember that health insurance helps cover medical expenses such as surgeries and prescription drugs. Furthermore, these agents can work independently or with insurance companies and can often earn commissions based on the health plans they sell.
Let’s discuss the eligibility criteria, roles and responsibilities, and steps to become a Digit health insurance agent.
Eligibility Criteria to Become Go Digit Health Insurance Agent
If you want to become a Go Digit Health Insurance Agent, listed below are the conditions to meet.
- The candidate should have cleared the 10th-grade examination and hold a certificate and mark sheet to justify this.
- The candidate should be at least 18 years old.
- The candidate should obtain certification from the Insurance Regulatory and Development Authority of India (IRDAI) after finishing the training.
Note: Each state in India requires a specific license to work. After your training, you must pass the state license exam to qualify.
Key Roles & Responsibilities
Let’s take a look at the important roles and responsibilities of a Go Digit health insurance agent.
- The person is responsible for communicating with customers to understand their healthcare needs and budget and then suggest the best health insurance plans that fit their requirements and are affordable.
- The person needs to explain the different types of health insurance plans so that customers can make the best decision about what’s best for them.
- The person should help customers compare the costs of different plans, including premiums, deductibles, and co-pays to find a balance between cost and coverage.
- Once customers choose a plan, the agent needs to assist them with the enrolment process including filling out forms and providing necessary documents.
- After enrollment, the agent’s main role is to support customers by answering questions, helping resolve any issues, and advising them on how to get the most out of their plan.
How to Become a Go Digit Health Insurance Agent?
If you want to become a Digit health insurance agent, here are the steps you will need to follow.
- In the first step, you will need to visit the official website of Go Digit Insurance.
- After that, at the top, you will see the option “Become an Agent.” Click on it.
- When you click on it, you will need to enter your name, email address, PIN, and mobile number and then click on “Get Started”.
- After that, the Go Digit team will contact you with more details. Once they call, you will need to complete your 15-hour training.
- Once you have passed the examination, you must sign the agreement and become a certified Go Digit health insurance agent.
Frequently Asked Questions
Listed below are the frequently asked questions related to the Go Digit health insurance agent.
Yes, the PAN Card and bank account details need to match because all commissions are subject to TDS (Tax Deducted Source), which is credited to the Income Tax authorities based on your PAN Card.
Yes, you must complete training to become a certified Digit health insurance agent. The training covers insurance basics, different policy types, issuance and claim processes, and regulations.
As a health insurance agent, you should listen to customers’ reviews and then respond with clear and concise information. Ensure you educate them about the insurance’s benefits and features and offer solutions that fit their needs. Furthermore, you should follow up to ensure they are satisfied and build trust.
You can start selling insurance as soon as you register, complete the training, and pass the exam, and receive your certificate.
Remember that commission rates for health insurance agents may vary based on the number of health insurance policies they sell. In general, agents can earn between 5% and 30% of the premium paid by the client.
