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Live Mint

“Selling insurance forcefully and that too from a specific company is against the regulatory guidelines. If any automobile dealer is forcing you directly or indirectly to buy a policy from them by saying that buying insurance from them will help in getting discounts on the premium or the on-road vehicle price or any other benefits, then you can lodge a complaint with Insurance Regulatory and Development Authority of India (Irdai) or CCI against such practices,” said Rakesh Goyal, director, Probus Insurance Broker Ltd.

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“The main challenge is in making people aware why it is a must to have life insurance policy. It needs to be highlighted that life insurance is the only way to ensure your family is financially secure and protected in case of any eventuality,” said Rakesh Goyal, director, Probus Insurance, an insurance broker. 

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Traditional home policies cover jewellery and other valuables kept in the house, but some of them cover bank lockers as well. “But, there are sub-limits. Usually the locker cover in such cases is only up to 20% of the total sum assured under the home insurance,” said Rakesh Goyal, director, Probus Insurance Brokers, an insurance broking firm.

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