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Be a POSp with Probus

Are you POSp?

At Probus, Point Of Sales Person (POSp) gives self-sustainability for an individual by allowing him to design own source of income and live independently being an agent.

At Probus, we give you the flexibility to engage and expand your growth without any limitation. Be a PoSP today.

What is POSp ( Point of sales person ) Person?

A Point of Sales Person (POSp) is a mediator between the customer and the company.  The Insurance Regulatory and Development Authority of India (IRDAI) ensures its root to diversify the growth of all insurance-related activities, hence POSp.

A POSp who wishes to dive in the depths of being an advisor or an agent is most greeted and is permitted to go ahead and expand their level of growth by introducing insurance policies to the customers.

Today’s enlarging market has inculcated the culture to buy an insurance policy as the basic necessity to secure oneself and also the loved ones, which gives the agent the advantage to be a POSp

Hence you are not far away from being the next POSp. 

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What Are the Insurance Products a PoSP Can Sell?

As an IRDAI-certified PoSP with Probus, advisors are authorised to sell a carefully curated range of pre-approved insurance products — each addressing a genuine and growing need in the Indian market. The demand for these products spans every income group, age bracket, and geography, giving PoSP advisors a wide and consistent customer base to work with.

Travel Insurance policy

Travel Insurance Policy

Travel — whether domestic or international — comes with uncertainties that no traveller can fully anticipate. Flight cancellations, medical emergencies abroad, loss of baggage, trip interruptions, and passport loss are situations that can turn a planned journey into a financial burden. Travel insurance provides coverage against these events, making it one of the most relevant products for customers who travel frequently for work or leisure. With India's travel volumes rising steadily, the conversation around travel insurance has never been easier to start.

vehicle insurance

Motor Insurance Policy

Motor insurance is not optional in India — it is a legal requirement for every vehicle owner under the Motor Vehicles Act. With crores of cars and two-wheelers registered across the country and new vehicles being added to the roads every day, motor insurance represents one of the largest and most consistent markets a PoSP advisor can tap into. Beyond the mandatory third-party cover, comprehensive motor policies offer customers protection against theft, accidental damage, and natural calamities — making renewals and upgrades an ongoing opportunity.

health insurance policy

Health Insurance Policy

The cost of medical care in India has been rising significantly, and a single hospitalisation can place considerable strain on a family's savings. Health insurance has transitioned from being a discretionary purchase to an essential financial requirement for households across income levels. As a Probus PoSP, advisors have access to a range of health insurance products — from individual and family floater plans to senior citizen coverage and critical illness policies — enabling them to address the specific needs of diverse customer profiles.

home insurance policy

Home Insurance Policy

For most Indian families, a home is the single largest financial investment of their lifetime. Yet home insurance remains one of the most underpenetrated categories in the country. A home insurance policy protects against financial loss arising from fire, floods, earthquakes, theft, and structural damage — risks that are real and increasingly relevant given changing weather patterns and urban expansion. For PoSP advisors, this represents a significant opportunity to serve customers who own property but have not yet thought about protecting it.

term insurance policy

Term Life Insurance

Term insurance is the most straightforward and cost-effective way for an individual to ensure their family's financial security in their absence. Despite its importance, life insurance penetration in India remains low — meaning a large segment of the population is either uninsured or underinsured. A PoSP advisor is well-positioned to bridge this gap by helping customers understand the value of term coverage and selecting a plan suited to their income, liabilities, and family needs. The conversations around term insurance are among the most meaningful an advisor will have — and among the most impactful for the customers they serve.

personal accident policy

Personal Accident Insurance

Accidents do not announce themselves, and the financial consequences of one — whether it results in temporary disability, permanent incapacity, or loss of life — can be severe for the affected family. Personal accident insurance provides a financial safety net covering accidental death, partial or total disability, and in some cases, loss of income during the recovery period. It is an affordable product with broad relevance, particularly for breadwinners, self-employed individuals, and daily wage workers — groups that often lack any formal financial protection against such events.

Benefits of Becoming POSp ( Point of sales person ) Person

POSp caters to provide you with following

Unlimited Earning Potential

Income as a Probus PoSP is entirely performance-linked, with no upper ceiling applied. Every policy sold translates directly into a commission, and as the advisor's customer base grows, so does the income. Probus offers one of the most competitive commission structures in the industry, ensuring that the effort put in is reflected fairly in every payout.

Entitlement for Rewards and Recognition

Consistent performance as a Probus PoSP opens the door to periodic reward programmes, incentive schemes, and recognition initiatives that go beyond the standard commission structure. High-performing advisors earn accolades, spot bonuses, and special incentives — making the role financially rewarding in more ways than one.

Career Growth on Your Own Terms

Probus provides multiple pathways for career advancement based on an advisor's performance and ambition. Those who wish to scale beyond individual selling can build and lead their own team of PoSP agents, develop a broader client portfolio, and grow into a leadership role within the Probus distribution network — all without leaving the flexibility that made the role attractive in the first place.

Instant replies

Freedom to Work from Anywhere

One of the most significant advantages of choosing to become a PoSP with Probus is the complete freedom it offers in terms of working environment. Whether from home, a local office, or while travelling — advisors have the flexibility to manage their work schedule around personal commitments, without compromising on productivity or income.

More efficient

Access to Technology and Digital Tools

Probus equips every PoSP with access to digital tools that simplify the sales process — from premium calculators and instant quote generation to policy comparison and digital documentation. These tools reduce manual effort, improve accuracy, and allow advisors to serve customers more efficiently, regardless of their location.

A Fully Digital Sales Platform

In a world where customers expect quick and convenient service, the Probus digital portal enables PoSPs to process and issue insurance policies within minutes — entirely online. There is no need to visit a branch, collect physical documents, or manage paperwork. Policies are issued, renewed, and managed through a single, easy-to-use platform that is accessible around the clock

A Product Portfolio Built for Every Customer

Probus's insurance product range spans health, motor, life, travel, home, and personal accident — categories that address the needs of customers at every stage of life and across every income level. This breadth of product access means that a Probus PoSP is rarely in a situation where a customer's need cannot be met.

Customer awareness and education

Structured Training and Continuous Development

Probus ensures that every PoSP is well-prepared before they begin selling and well-supported as they grow. The mandatory 15-hour IRDAI-certified training is provided at no cost, and ongoing product updates, regulatory changes, and sales guidance are shared regularly — keeping advisors current, compliant, and confident in every customer interaction.

24/7 support

Dedicated Managerial Support

No Probus PoSP navigates the role alone. Each advisor is assigned a dedicated relationship manager who provides hands-on support — from answering product queries and resolving customer escalations to guiding performance improvement and goal setting. This one-on-one support structure is a meaningful differentiator for those looking to be a PoSP with a broker that genuinely invests in advisor success.

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Track your services

Backend support system will ensure that you get the right award thus, maintaining transparency in records.

Eligibility criteria to become a POSp for Probus

The IRDAI has established a clear and accessible set of eligibility criteria for individuals who wish to be a PoSP in India. These requirements are designed to be inclusive, ensuring that a wide cross-section of the population can participate in the insurance distribution network.

To become a PoSP with Probus, the following conditions must be met:

The applicant must be at least 18 years of age at the time of registration.

  • Your maturity and thinking level should be that of 18 years and above.
  • Must complete your basic high school.
  • You need to have documents like a PAN card, proof of identification and address, recent photographs and an essential exam certificate
  • Attend a verified training organized by the company and pass the test conducted by IRDAI guidelines.
  • Own an approved certification by IRDAI post-training

Why Is Becoming a PoSP the Right Career Choice?

POSp keeps exploring multiple opportunities and possibilities to achieve greater goals.

  • POSp is entitled to engage with multiple insurance companies to compare the best policy and deliver it to the customer. This entitlement is open for all policies approved under IRDAI.

  • POSp provides an easy to use online portal for faster delivery of services to customers.

  • There is no need for underwriting with POSp.

  • As a single point of contact between the customer and company, you can improve and maintain customer relationships for renewals.
Why is POS the best career

A POS agent is authorized to solidify any insurance policy which is approved under IRDAI.

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Frequently Asked Questions ( FAQs )

Most frequent questions and answers on POS

A PoSP (Point of Sales Person) is an IRDAI-certified individual authorised to sell pre-approved insurance products directly to customers. Introduced by IRDAI to widen insurance access across India, the role involves understanding customer needs, recommending suitable policies, and providing support through the policy lifecycle. A PoSP registered with an IRDAI-licensed broker like Probus can represent multiple insurers — making the advisory role more flexible and valuable for customers.

Getting a PoSP certificate involves four steps. First, register with an IRDAI-licensed company or broker like Probus and submit the required documents. Second, complete the mandatory 15-hour IRDAI training programme provided by Probus at no cost. Third, appear for and pass the IRDAI PoSP certification examination. Upon clearing the exam, an official IRDAI PoSP certificate is issued, legally authorising the holder to sell pre-approved insurance products. With Probus, the entire process is handled digitally and completed within 7 to 15 days.

A traditional insurance agent is tied to a single insurance company and can only sell that company’s products. A PoSP registered with an IRDAI-licensed broker like Probus can access and sell products from multiple insurers — giving customers greater choice and giving the advisor a more versatile portfolio. Additionally, a PoSP works exclusively with standard pre-approved products, which means no underwriting is required and policies can be issued quickly and digitally.

No prior experience is required. The mandatory 15-hour IRDAI training programme is designed to equip candidates from all backgrounds with the necessary product knowledge, regulatory understanding, and compliance awareness. Probus provides this training to all registered candidates online, at no cost, before they appear for the certification exam.

Registration with Probus is completely free. The only cost involved is a nominal fee for the IRDAI PoSP certification examination, which is a standard regulatory requirement. This fee is modest and is typically recovered from the commission earned on the first one or two policy sales after certification.

A certified Probus PoSP is authorised to sell the following IRDAI-approved insurance products:

  • Health Insurance
  • Motor Insurance (Car and Two-Wheeler)
  • Term Life Insurance
  • Travel Insurance
  • Home Insurance
  • Personal Accident Insurance

All products are sourced from multiple insurers through the Probus broker platform.

Yes. Completing the 15-hour training programme is a mandatory IRDAI requirement for all PoSP candidates, regardless of educational background or prior experience. Candidates who do not complete the training are not eligible to appear for the certification exam and cannot be issued a PoSP certificate. Probus provides this training online at no cost, allowing candidates to complete it at their own pace.

The complete process — registration, document submission, 15-hour training, and IRDAI exam — is typically completed within 7 to 15 days. Once the PoSP certificate is issued, the advisor receives immediate access to the Probus digital sales portal and can begin issuing policies the same day.

Yes. The PoSP model involves no fixed working hours, no mandatory office attendance, and no compulsory sales targets. Advisors determine their own schedule and work at their own pace — making the role well-suited for working professionals, business owners, homemakers, and students who wish to build an additional income stream without affecting their primary commitments.

The following documents are required at the time of registration, all submitted digitally through the Probus portal:

  • PAN Card
  • Aadhaar Card (identity and address proof)
  • Recent Passport-Size Photographs
  • Class 10 or above Educational Certificate
  • Bank Account Details (for commission payouts)

No physical submission or branch visit is required at any stage.