Term cover is the product most advisors find hardest to sell and the one customers most often need. The difficulty is rarely price. It is that the product pays nothing if everything goes well, which is a genuinely counterintuitive proposition for somebody buying insurance for the first time. Knowing how to explain term insurance to… Continue reading Positioning Term Insurance to a First Time Buyer
Day: October 15, 2026
Switching Jobs? Check Whether Your Bundled Life Cover Will Follow You
For a young worker moving from a salaried job to freelancing, life insurance offered by an employer or work platform can seem like one less expense to worry about. The difficulty comes when the job ends, or the worker leaves the platform. Does the cover continue? The answer lies in the policy documents. Buying through… Continue reading Switching Jobs? Check Whether Your Bundled Life Cover Will Follow You
Does Health Insurance Cover Dental Bills? Check The Fine Print Before Treatment
Dental treatment can be costly, but a regular health insurance policy may not help with a routine cleaning, filling, or root canal. Coverage often depends on whether treatment is outpatient, linked to an accident, or included in an eligible hospitalisation. Policyholders should check the terms before booking a procedure, rather than assuming that a medical… Continue reading Does Health Insurance Cover Dental Bills? Check The Fine Print Before Treatment