Category: Probus In News

The rollout of ethanol-blended petrol has led to discussions around vehicle compatibility, fuel efficiency and maintenance. More recently, it also prompted questions over whether using E10 or E20 petrol could affect motor insurance claims after concerns surfaced over how such cases might be assessed. The issue gained attention in June 2026 after wording on an… Continue reading E10, E20 petrol and motor insurance: What vehicle owners need to know about claim eligibility

Medical expenses tend to rise sharply after retirement, and so do health insurance premiums. Many people assume buying health insurance after the age of 60 is either impossible or too expensive. Although premiums tend to be pricey for senior citizens, there are plenty of options to get solid health coverage without shelling out for a… Continue reading Buying health insurance after 60? Here’s how senior citizens can reduce premiums and increase coverage

The high cost of health insurance for seniors is often the top reason why its uptake is low. The moment you cross 60 and go out to buy health insurance, you will find the premiums inhibiting and several restrictions coming into play on account of medical complications that typically arise in old age. Even if… Continue reading The Best Health Insurance Strategy For Seniors

मुझे लगता है कि इंश्योरेंस अब ज्‍यादा प्रोएक्टिव बनेगा। कंपनियां सिर्फ मुसीबत आने पर आर्थिक मदद ही नहीं देंगी, बल्कि और हेल्थ चेक-अप्स और वेलनेस सपोर्ट को पॉलिसी से जोड़ेंगी, ताकि लोग रोजमर्रा की जिंदगी में बीमार ही न पड़ें और पूरी तरह स्वस्थ रहें।’ यह कहना है प्रोबस की सीईओ और प्रिंसिपल ऑफिसर तृप्ति… Continue reading Exclusive Interview: क्या सस्ता इंश्योरेंस लें तो काम नहीं चलेगा? प्रोबस सीईओ ने बताई बीमा की पूरी बात

If you’ve taken out a home loan and are wondering whether your existing term insurance is sufficient, consider this; you might have a term insurance policy worth Rs 1 crore, but if you later take a Rs 50-lakh home loan, if something happens to you, your family could end up using Rs 50 lakh from… Continue reading Do you really need home loan insurance if you already have a term insurance plan?

Term insurance is often something people put off buying when they are young, particularly if they do not yet have major financial responsibilities. But waiting until 40 can prove costly. By then, the premium for the same amount of cover could be significantly higher than what someone in their late 20s would pay. Term insurance… Continue reading Buying Term Insurance At 40? Your Premium Could Be Up To 70 Per Cent Higher

Having comprehensive health insurance coverage can provide financial comfort during a medical emergency, but policyholders may sometimes wonder whether knowing that a patient has substantial insurance affects how hospitals price treatment. Hospital bills can vary considerably depending on the facility, city, room category, treatment protocol, and the complexity of the case. However, there is no established… Continue reading Does A Higher Sum Insured Lead To A Higher Hospital Bill? What Policyholders Should Know

The regulator, Insurance Regulatory and Development Authority of India (IRDAI) has made significant progress in making insurance more accessible. Every distribution channel has its strengths. Agents bring trust and personalised advice. Digital platforms offer convenience, speed and transparency. Bancassurance provides reach by integrating insurance into existing banking relationships. Yet, despite wider access, many policyholders still… Continue reading Insurance is still being sold wrong. Here’s what needs to change

Buying health insurance is not just a financial decision, it could actually be a lifesaver. However, opting for a policy based only on a low premium or a high sum insured, without checking the fine print, could end up costing you more when it’s time to file a claim. So, what should you keep in… Continue reading 5 critical checks before buying health insurance policy to avoid claim rejections

Heavy rain and waterlogged roads have become an annual nightmare for vehicle owners across India. Every monsoon, thousands of cars and two-wheelers are left stranded in flooded streets, damaged by falling trees or submerged in rising water. The biggest question that follows is simple: Who pays for the damage? The answer depends less on the… Continue reading Monsoon Car Damage? Here’s When Insurance Pays And When It Won’t