Category: Life Insurance

Would you be interested in an insurance plan where the coverage is not tied to monthly payments but allows you to make smart investments? Imagine a scenario where your financial safety is crafted strongly without a significant drain on your wallet. That’s precisely what a zero-cost term insurance plan does! Zero-cost term insurance, also known… Continue reading Zero-Cost Term Insurance

Insurance plays a pivotal role in financial planning and protection in India. However, for numerous individuals, their interactions with insurance companies have been less than seamless. Instances abound where policyholders have encountered challenges, ranging from delays in claim settlement to encountering unfair terms and experiencing subpar customer service.  To tackle such issues that policyholders often… Continue reading Bima Bharosa – Register Complaint Against Insurance Company

The Indian government has put in place many initiatives to improve security and expedite procedures in the digital age, such as connecting Aadhaar cards to various services. To guarantee legitimacy and transparency, it’s crucial to link your Aadhaar card to your Life Insurance Corporation (LIC) policy. Life Insurance Corporation is referred to as LIC. It… Continue reading How To Link Aadhaar With LIC Policy?

Rejecting claims is inevitable, even if the majority of term insurance providers highlight an efficient and clear claim settlement procedure. While the insurance company may be at fault in certain situations, policyholder ignorance or carelessness is typically the reason for the claim’s rejection. The nominee may not get the full amount of the claim if… Continue reading Why Term Insurance Claims Get Rejected?

Life Insurance Corporation of India (LIC) has launched two term insurance schemes namely New Jeevan Amar and New Tech Term. Both plans are non-linked and non-participating. This implies that the insured person can pay a fixed amount to the schemes and they can get a guaranteed amount in return. People are more interested in non-linked… Continue reading LIC New Jeevan Amar Vs LIC New Tech Term

One of the main aims of life is to live the golden days of our life after retirement worry-free. For that, people invest in many schemes so that they can build a corpus or they can draw a certain amount monthly as a pension. However, the inflation rate is high in India and it is… Continue reading How Inflation Can Affect Pension Schemes in Retirement?

Investing in term insurance is crucial for safeguarding a family’s future if the primary breadwinner passes away. In this essay, we’ll examine the possibility of obtaining term insurance coverage in India without a medical examination. Term plans protect your loved ones in the event of uncertainty, and since uncertainty is unpredictable, it’s critical to be… Continue reading How to Get Life Insurance Without a Medical Exam?

It can be emotionally and financially taxing to dissolve a marriage between two people. As with any other big life or wealth change, it is crucial to settle any insurance policy disputes before the divorce is finalized. In the case of a divorce, the life insurance policy may be divided or modified. For those going… Continue reading What Happens to Your Life Insurance Policy After Divorce

The most significant person who completes a family’s existence is the housewife. To make the house a peaceful, happy place to live, she takes care of its financial and other needs. Even if she might not be a contributing member, she is in charge of several tasks that make life at home more difficult for… Continue reading Understanding Term Insurance for Housewife in India

One needs to save from an early age so that he/she can live the golden days of retirement life worry-free. Retirement planning has been very crucial and complex as well since it depends on various factors such as inflation, lifestyle, medical bills, liabilities, dreams, responsibilities, and so on. Keeping in mind all the factors one… Continue reading HDFC Life Smart Pension Plan Vs LIC’s Jeevan Akshay-VII