Bajaj Allianz Life Insurance
Bajaj Allianz Capital Goal Suraksha Policy

Bajaj Allianz Capital Goal Suraksha Plan

Bajaj Allianz Life Capital Goal Suraksha is a solution that diversifies the investment of the insured person not only to secure his/her invested amount but also to offer the potential of better returns along with life cover. This plan becomes even more important when one is planning for his/her long-term Life Goals so that when he/she is close to achieving them, he/she can be immune to the uncertainties of life. This plan has the potential to offer better returns and is very easy to understand. To know more about this plan, have a look at the following mentions.

Eligibility Criteria

Age at entry

Minimum – 18 years

Maximum – 55 years

Age at maturity

Minimum – 28 years

Maximum – 65 years

Policy term10 years and 15 years
Premium paying term7 years and 10 years
Premium payment frequencyYearly, Half yearly, Quarterly, and Monthly

What are the key highlights of Bajaj Allianz Life Capital Goal Suraksha?

This plan has come up with a sack full of benefits and facilities. Some of the important mentions are as follows. 

Option of limited premium payment term:

The insured person can opt for a limited premium payment term between 7 years and 10 years.

Guaranteed returns:

This combo solution guarantees the capital invested at maturity. 

Potential for better returns:

The ULIP exposure in the combo solution provides the potential for better returns. 

Life cover:

The combo solution provides death benefits to the life assured till maturity.

How does Bajaj Allianz Life Capital Goal Suraksha work?

Mr. Agarwal, a 30-year-old businessman purchased Bajaj Allianz Life Capital Goal Suraksha Plan for himself. Let us find out what benefits he will reap from the policy for the given data.

Age30 years
Policy term15 years
Premium payment term10 years
Total premiums paidRs. 15 lakhs
Guaranteed benefitRs.15,00,427
Non-guaranteed benefit

@4% – Rs. 8,83,007

@8% – Rs. 13,19,504

Total benefit

@4% – Rs. 23,83,434

@8% – Rs. 28,19,931

The death benefit on 7th yearRs. 15 lakhs

Buying Process of Bajaj Allianz Life Capital Goal Suraksha

Probus Insurance is an IRDAI-certified insurance provider through which one can buy this policy by following the below steps.

  • Go to the official website of Probus Insurance.
  • On the right side, there will be the WhatsApp icon. Click on that.
  • On the landing page, click on the Continue to Chat option.
  • You will be directed to a new page. click on the Get Started option.
  • Scan the QR code from your WhatsApp application on your device.
  • There one can talk with the customer executives to buy this product.

Or else, one can call the customer care number of the Probus Insurance Company. Their customer executives are experienced enough to guide you through the buying process of this policy seamlessly, without any effort. In that case, one needs certain documents such as a valid ID card, address proof, bank details, and any other documents as requested by the company.

Frequently Asked Questions

Risk cover will commence immediately on the date of commencement of risk of the policy.

Quarterly & Monthly premium payment frequency will be allowed only under the auto-debit process (as per the approved RBI facilities)

The tax benefit under this policy would be applied to the premium paid and benefits received as per the prevailing income tax laws. 

There is a surrender benefit available under this plan.

The policy status for this policy can be checked by logging into the online customer portal under the company. This can be done either by visiting the official website of the company or using the mobile app of the insurer.