Future Generali Life Insurance
Future Generali Life Insurance company

Future Generali Life Insurance

Future Generali India Insurance is a group venture of Future Group (a leading retailer of India) and Generali Group (a global insurance group). With its presence across 136 branches in India, the insurer provides comprehensive insurance solutions to the customers and businesses through personal, commercial, retail, and rural product offerings.

The insurer’s mission is to actively protect and improve people’s lives through a variety of insurance products. The insurer’s mission is to actively protect and improve people’s lives through a variety of insurance products. They’ve also pioneered the sale of insurance through their network of shopping malls and retail businesses, giving them everyday access to a big number of clients.

Key Highlights Of The Company

Incurred Claim Ratio59.66 Percent
Premium Underwritten1,480.25 Cr.
Corporate Address

Future Generali India Life Insurance Co Ltd.,

Unit 801 and 802,

8th floor, Tower C, Embassy 247 Park,

L.B.S. Marg, Vikhroli (W),

Mumbai- 400 083

Contact No. +91-8108198633
Email Id Emailcare@futuregenerali.in
Awards & Recognition
  • Golden Peacock National Training Award 2020
  • Chief Strategy Officer Summit & Awards 2020

Types of Plans Offered by Future Generali Life Insurance

Future Generali offers a variety of simplified life insurance policies. These plans will assist you in meeting a variety of needs, including protection, savings, investments, child’s education, and health. Let’s take a closer look at each form of life insurance policy.

1. Future Generali Term Life Insurance Plans

Future Generali offers a variety of term insurance policies to meet the diverse needs of customers. Let’s discuss them in detail!

Name of the Plan Eligibility (Min. & Max. Age)Sum Insured (Min & Max.)
Future Generali Flexi Online Term Plan

Min. Age- 18 years

Max. Age- 55 years

Min. – Rs.25,000

Max.- No-Limit subject to underwriting

Future Generali Care Plus

Min. Age- 18 years

Max. Age- 65 years

Minimum – Rs. 25 Lacs

Maximum – As per Board approved Underwriting policy

Future Generali Jan Suraksha

Min. Age- 18 years

Max. Age- 50 years

Min. – Rs.5,000

Max.- No-Limit subject to underwriting

Future Generali Express Term Life Plan

Min. Age- 18 years

Max. Age- 65 years

Minimum – 25 Lacs

Maximum – No Limit (Subject to Underwriting by the Company)

Future Generali Saral Jeevan Bima

Min. Age- 18 years

Max. Age- 65 years

Minimum – Rs. 5 Lacs

Maximum – Rs. 25 Lacs

  • Future Generali Flexi Online Term Plan: It’s a simple term insurance policy that safeguards you from an unpleasant event by covering you against death. The plan gives you the option of selecting a death benefit from a variety of possibilities. The policy would allow you to take control of your family’s financial destiny by giving them a lump-sum payment or a monthly payout.
  • Future Generali Care Plus: It is a term life insurance policy that is tailored to your specific needs and preferences to protect your family’s lifestyle today and in the future. This plan also includes a Claim Service Guarantee1 of 2 working days, ensuring that your family receives fast assistance during their most challenging times.
  • Future Generali Jan Suraksha: This form of term insurance policy protects your family from your debts and responsibilities. This life insurance policy can be obtained for a small, one-time fee. This plan’s Death Benefit protects your family in the event of your untimely death during the Policy Term. This plan does not include any Maturity Benefits.
  • Future Generali Express Term Life Plan: The Express Term Life Plan from Future Generali provides comprehensive long-term insurance at a low cost to preserve your family’s financial future. The plan allows you to choose the length of time you want to be protected and when you want to pay your premiums. It pays a lump-sum payment in the event of death or terminal illness, whichever comes first.
  • Future Generali Saral Jeevan Bima: Future Generali Saral Jeevan Bima is intended to provide you with a safety net so that you can be assured that your loved ones will be protected from future financial difficulties. During the 45-day waiting period following the date of risk commencement, this policy will only cover death caused by an accident.

2. Future Generali ULIP Plans

ULIPs (Unit Linked Insurance Plans) allow investors to invest in a variety of market-linked investment instruments, giving them a compelling long-term financial planning option. The following are the several sorts of ULIP plans:

Name of the Plan Eligibility (Min. & Max. Age)Sum Insured (Min & Max.)
Future Generali Big Dreams Plan

Min. Age- 0

Max. Age- 55 years

10 X Annualized Premium
Future Generali Easy Invest Online Plan

Min. Age- 0

Max. Age- 60 years

10 x Annual Premium
Future Generali Dhan Vridhi

Min. Age- 0

Max. Age- 60 years

Minimum and Maximum Sum Assured are as under:

Age < 45 years: 10 x Annualised Premium

Age >= 45 years: 7 x Annualised Premium

Future Generali Wealth Protect plan

Min. Age- 7 years

Max. Age- 60 years

Minimum Sum Assured

For age less than 45 years – 10* Annualised Premium

For age 45 years & above – 7* Annualised Premium

Maximum Sum Assured

M* annualised premium where M is a factor that depends upon the entry age (of the Life Assured)

Future Generali Bima Advantage Plus

Min. Age- 7 years

Max. Age- 65 years

Minimum Sum Assured

Age < 45 yrs: 10 x Annualised Premium

Age >= 45 yrs: 7 x Annualised Premium

Maximum Sum Assured

(as a multiple of Annual Premium)

  • Future Generali Big Dreams Plan: It is a complete Unit Linked Insurance Plan that allows you to build wealth while also benefiting from the benefits of an insurance plan. When you choose the plan, you are likely to benefit from life insurance and protect your family’s future from life’s uncertainties.
  • Future Generali Easy Invest Online Plan: The plan provides you with life insurance as well as the opportunity to build money. Switching Funds is an option under the plan, allowing you to have complete control over your assets. It allows you to pay unforeseen expenses by allowing you to withdraw a portion of your money 5 years after purchasing the insurance.
  • Future Generali Dhan Vridhi: Future Generali Dhan Vridhi is a non-participating individual unit-linked life insurance plan that provides the ideal combination of protection and investment to help you achieve your long- and medium-term financial goals. With a choice of 7-unit funds, you also have the option of keeping insured for longer than the premium-paying term.
  • Future Generali Wealth Protect plan: Future Generali Wealth Protect Plan is a non-participating (without profits) individual unit-linked life insurance plan that provides not only protection but also the possibility to build the wealth you wish. This plan allows you the freedom to select how much wealth you want to build for yourself and your family, as well as the flexibility to invest your money wherever you want at any time.
  • Future Generali Bima Advantage Plus: Future Generali Bima Advantage Plus is a non-participating, unit-linked individual life insurance plan that not only helps you develop wealth but also provides protection. It also provides a diverse range of investment funds to suit your risk tolerance, as well as a variety of other adaptable solutions to meet your specific requirements.

3. Future Generali Child Insurance Plans

You may easily insure your child’s education with a dedicated child pan from Future General in the event of a terrible occurrence in your life.

Name of the Plan Eligibility (Min. & Max. Age)Sum Insured (Min & Max.)
Future Generali Assured Education Plan

Min. Age of the Parent: 21 – 50 years.

Age of the Child: 0 – 10 years

(Parent will be the Life Assured under the plan)

Maximum: 67 years

10 times Annualized Premium
  • Future Generali Assured Education Plan: This child education plan allows you to save for your child’s graduation or post-graduation college expenses in a systematic manner until he or she turns 17 years old. It is a form of Guaranteed Income Plan that provides you with three alternatives for receiving Guaranteed payouts based on your child’s educational milestones, so you get the money when you need it.

4. Future Generali Retirement Solution Plans

Future Generali offers retirement plans that allow you to get financial independence after the age of 60. Let’s take a look at the different plans offered:

Name of the Plan Eligibility (Min. & Max. Age)Sum Insured (Min & Max.)
Future Generali Immediate Annuity Plan

Min. Age- 40 years – for fresh purchase by new customers.

0 years – existing customers of deferred pension products purchased from us

Max. Age- 80 years

Depending on the minimum premium
Future Generali Saral Pension

Min. Age- 40 years

Max. Age- 80 years

Depending on the minimum premium
  • Future Generali Immediate Annuity Plan: The Future Generali Immediate Annuity Plan is a traditional non-participating plan in which you get regular income for the rest of your life. Depending on the model you select, you can begin receiving your Annuity immediately after paying the premium.
  • Future Generali Saral Pension: This plan ensures a steady stream of income for the rest of your life, allowing you to achieve financial independence. You will have the choice of receiving annuity payments on a yearly, half-yearly, quarterly, or monthly basis, depending on your needs.

5. Future Generali Combo Solutions

A combo-solution combines two or more life insurance plans into a single package to satisfy your various financial needs during your life. Future Generali’s combo solutions are listed below.

Name of the Plan Eligibility (Min. & Max. Age)Sum Insured (Min & Max.)
Future Generali Assured Advantage Solution

Min. Age- 7 years

Max. Age- 50 years

As per your minimum premium

Minimum Premium (excl. taxes): ₹70,000 for Age 5 to 44 years

₹1,50,000 for Age 45 to 50 years

Future Generali Guaranteed Income Solution

Min. Age- 5 years

Max. Age- 40 years

As per your minimum premium

Minimum Premium: ₹70,000

  • Future Generali Assured Advantage Solution: Future Generali Assured Advantage Solution is a hybrid of two life insurance products that provides a guaranteed income while also providing market-linked returns. You can use the guaranteed income to support your family’s standard of living. The plan gives you the tools you need to achieve your financial goals and offer your family the finest possible gift.
  • Future Generali Guaranteed Income Solution: Future Generali Guaranteed Income Solution is a collection of life insurance plans that provide you with not only additional income to cover your daily needs, but also a sizable wealth corpus to help you realize your goals. You may now be Future Ready to safeguard your family’s growth and protection.

6. Future Generali Savings Plans

Here are the types of savings plans offered by Future Generali. Let’s discuss them in detail!

i. Traditional Plans

Traditional plans are insurance plans that offer many benefits such as risk protection, set income return, safety, and tax advantages. Individuals should consider the following categories of traditional plans.

Name of the Plan Eligibility (Min. & Max. Age)Sum Insured (Min & Max.)
Future Generali Triple Anand Advantage

Min. Age- 7 years

Max. Age- 50 years

Minimum Sum Assured: Rs 2,00,000

Max.- No Limit

Future Generali New Assure Plus

Min. Age- 3 years

Max. Age- 55 years

Minimum – Rs1,00,000 Maximum – No Limit
Future Generali Lifetime Partner Plan

Min. Age- 1 years

Max. Age- 60 years

Minimum – Rs1,00,000 Maximum – No Limit

 

  • Future Generali Triple Anand Advantage: Future Generali’s Triple Anand Advantage insurance provides three benefits in one package. It guarantees that you save and methodically receive money so that you have the cash you need to realize all of your dreams when you need them.
  • Future Generali New Assure Plus: It’s a dedicated life insurance plan that allows you to secure the financial future of your family with one or two payouts, depending on the plan you choose. You may be comfortable that the hard work you’ve put in to keep your family safe and sound will never be undone if you have this plan in your portfolio.
  • Future Generali Lifetime Partner Plan: Future Generali Lifetime Partner Plan, a Life Insurance Plan that offers your family much-needed security as well as a regular income for the rest of your life, up to the age of 100. It also allows you to increase your earnings through cash bonuses (if declared).

ii. Guaranteed Return Plans

These life insurance plus savings plans promise returns in the form of a lump-sum payment or regular payments over time. Let’s have a look at the many types of guaranteed plans:

Name of the Plan Eligibility (Min. & Max. Age)Sum Insured (Min & Max.)
Future Generali Money Back Super Plan

Min- 0 Years

Max- 60 Years

Option 1

Entry Age 0 years to 50 years: ₹ 90,000/-

Entry Age 51 years to 60 years: ₹ 3,00,000/-

Option 2

Entry Age 0 years to 50 years: ₹ 71,250/-

Entry Age 51 years to 60 years: ₹ 2,37,500/-

Maximum:

As per Board approved underwriting policy

Future Generali New Assured Wealth Plan

For Option 1 – 0 years to 60 years

For Option 2 – 18 years to 55 years

Minimum – Rs 90,000

Maximum – No Limits

Future Generali Big Income Multiplier

Min Age- 4 years

Max. Age- 50 years

For Annual Income Payout Option: – 15.8782 X Annual Premium

For Monthly Income Payout Option: – 184.4113 X Monthly Premium

Future Generali Assured Income Plan

7 to 50 years for an 11-year policy term

5 to 50 years for a 15-year policy term

10 times Annualized Premium
Future Generali Assured Money Back Plan

Minimum: 18 years

Maximum: 55 years

Minimum Sum Assured:

Option A – `58,215;

Option B – `49,425

Maximum Sum Assured:

No limit, subject to board approved underwriting policy

Future Generali Assured Education Plan

Min Age- 21 years

Max. Age- 50 years

10 times Annualised Premium
Future Generali Term with Return of Premium

Min Age- 18 years

Max. Age- 55 years

Minimum – Option A: Rs2,00,000

Option B: Rs 9,02,119

(For a minimum Monthly Income of Rs10,000)

Maximum: As per Board Approved Underwriting Policy

Future Generali Jan Suraksha Plus

Min Age- 18 years

Max. Age- 50 years

5 times Annualized Premium
Future Generali Assured Wealth Plan

For Option 1 – 0 years to 60 years.

For Option 2 – 18 years to 55 years

Minimum – Rs 50,000

Maximum – No Limits (Subject to Board Approved Underwriting Policy of the Company)

 

  • Future Generali Money Back Super Plan: This is a savings life insurance plan that provides guaranteed money back at predetermined intervals as well as the protection of a life insurance policy. You can now plan for a comfortable life with the assurance of consistent returns and adequate protection coverage.
  • Future Generali New Assured Wealth Plan: It’s a type of life insurance that provides you with financial security in the form of a lump-sum death benefit and a guaranteed lump-sum payout at the end of your policy term. It also provides Guaranteed Additions beginning in the eighth year, which are computed using a basic percent rate of the Sum Assured. So, you don’t have to be concerned about growing living costs.
  • Future Generali Big Income Multiplier: The Future Generali Big Income Multiplier is a life insurance plan that pays out twice as much as it costs. You’ll have the choice of choosing between an Annual Income Option and a Monthly Income Option for your Life Insurance Plan. You will most likely receive guaranteed income for the next 12 years after the policy period ends.
  • Future Generali Assured Income Plan: Future Generali Assured Income Plan is a life insurance plan that provides death benefits as well as guaranteed premium returns. This plan is available in two-term lengths, after which you will get a standard assured yearly income plus an additional benefit ranging from 1 to 4.5 times your annualized premium, depending on the age of the life assured.
  • Future Generali Assured Money Back Plan: The Future Generali Assured Money Back Plan is a life insurance policy that guarantees your financial security. This Life Insurance plan gives you a lot of freedom by allowing you to pick from four different
    policy periods to find the one that best meets your financial needs based on your present age.
  • Future Generali Assured Education Plan: This child education plan allows you to save for your child’s graduation or post-graduation college expenses in a systematic manner until he or she turns 17 years old. It is a form of Guaranteed Income Plan that provides you with three alternatives for receiving Guaranteed payouts based on your child’s educational milestones, so you get the money when you need it.
  • Future Generali Term with Return of Premium: Future Generali Term with Return of Premium is a life insurance plan that offers financial protection in the event of death or the return of premiums paid at maturity if you live to maturity. This is a premium-returning plan with a focus on protection.
  • Future Generali Jan Suraksha Plus: This is a plan that offers you a low-cost life insurance policy with guaranteed returns at maturity. All you have to do is pay a little one-time fee and receive a life insurance policy with a guaranteed maturity value that is greater than the premium you paid.
  • Future Generali Assured Wealth Plan: The plan offers two adjustable alternatives to guarantee that you have the optimal coverage for your savings goals. Depending on the choice you select, your premium will differ. The option must be chosen at the start of the policy and cannot be altered afterwards.

7. Future Generali Group Insurance Plans

Employers, financial institutions, and affinity organizations can give the best to employees, creditors, customers, and other individuals who can be identified as group members through group insurance products. The following are the various types of group insurance policies available:

Name of the Plan Eligibility (Min. & Max. Age)Sum Insured (Min & Max.)
Future Generali Sampoorn Loan Suraksha

Min Age- 14 years

Max. Age- 70 years

Min.- Rs. 10,000

Max. – No Limit

Future Generali Group Superannuation Plan

Min Age- 18 years

Max. Age- 79 years

Depending on the minimum premium
Future Generali Group Leave Encashment Plan

Min Age- 18 years

Max. Age- 69 years

Rs. 5,000/- (Per Member) Fixed
Future Generali Group Gratuity Plan

Min Age- 18 years

Max. Age- 69 years

Rs. 5,000/- (Per Member) Fixed
Future Generali Group Term Life Insurance Plan

Min Age- 18 years

Max. Age- 69 years

For social groups with 5000 members or above – Rs 5000/- per member.

For other groups – Rs 5000/-.

Future Generali Loan Suraksha

Min Age- 18 years

Max. Age- 65 years

Min.- Rs. 20,000

Max. – No Limit

Future Generali Comprehensive Employee Benefits Plan 

Min- Rs. 5000 per member for gratuity and leave Encashment and NIL for superannuation

Max.- No Limit

  • Future Generali Sampoorn Loan Suraksha: Generali Sampoorn Loan is a Group, Non-Linked, Non-Participating (Without Profits), Pure Risk Premium, and Credit Life Insurance Plan specifically designed exclusively for new/existing financial institution customers. The Plan protects the credit/loan by covering the borrowers for death and catastrophic illness.
  • Future Generali Group Superannuation Plan: Future Generali Group Superannuation Plan is a fund management Non-Linked Participating Group Superannuation Product. Earnings from this product will be distributed as a bonus at the end of the fiscal year. Once credited to your Superannuation insurance account, the annual declared bonus amount is guaranteed.
  • Future Generali Group Leave Encashment Plan: Future Generali Group Leave Encashment Plan is a fund-managed non-linked non-participating group leave encashment product. This plan pays interest, which is credited to the account after the fiscal year. Once the interest is credited to the insurance account, it is guaranteed.
  • Future Generali Group Gratuity Plan: Future Generali Group Gratuity Plan is a fund-managed non-linked non-participating group gratuity product. This plan pays interest, which is credited to the account after the fiscal year. Once the interest is credited to the insurance account, it is guaranteed.
  • Future Generali Group Term Life Insurance Plan: Employers or organizations that want to financially safeguard the families of their employees or members should consider a term insurance plan. Monthly, you can add and remove members. It’s a tool for motivating employees and increasing their retention. Surrender Benefits are not available with this group insurance plan.
  • Future Generali Loan Suraksha: It’s a form of group insurance plan that intends to provide all borrowers with life insurance, hence securing the credit/loan. This loan insurance plan can be purchased as a single life, joint life, or co-borrower. Each joint-life premium is eligible for a 10% discount on a joint life policy. Your member receives tax benefits under the loan insurance plan, which are based on current tax regulations.
  • Future Generali Comprehensive Employee Benefits Plan: This is a single group insurance plan for all employee benefits, including gratuity leave and superannuation. A unit-linked fund-based group life insurance plan created exclusively for businesses as a single solution for managing the statutory requirement of providing gratuity and other employee benefits.

Why Go with Future Generali Life Insurance?

The following are some of the advantages of choosing Future Generali India Life Insurance for your insurance needs:

1. A Diverse Selection of Exciting Insurance Options: Future Generali India Life Insurance offers a diverse choice of life insurance products that provide intriguing possibilities. Term insurance and endowment policies are both options. To ensure your family’s future, you have a tempting array of retirement and savings plans to select from. Health insurance policies give financial protection from escalating medical expenditures.

2. Simple to Apply and Maintain: Future Generali India Life Insurance allows customers to buy life insurance policies online. You may also renew your coverage and pay your premiums online.

3. Customer-Friendly Claim Process: Future Generali India Life Insurance is one of the best in the industry because of its simple claim procedures. Furthermore, for the fiscal year 2020-21, the corporation has an excellent claim settlement ratio of 94.86 percent.

4. Security of Your Premiums: The organization has a sizable financial backing, with over $51.424 million in assets under control. As a result, your premiums are safe.

5. Availability of Useful Riders: Future Generali India Life Insurance provides good riders to its subscribers at a low cost, including accidental death and complete or permanent disability riders.

Premium Calculation of Future Generali Life Insurance Plans?

If you want to know the precise amount of the Future Generali Life Insurance premium, go to the company’s official website. Let’s use an example to give you a better understanding of it!

Let’s take an instance to understand!

To ensure the financial future of their loved ones, Rahul, Rekha, and Piyush have opted to purchase a “Future Generali Big Dreams Plan”. The premium amount that each person must pay is determined by the coverage, gender, the amount you want to create, age, insurance term, and sum assured.

Let’s take a look at the table given below;

NameGenderAge (In Years)Wealth You Wish to CreatePremium
RahulMale30Rs. 10 LakhsRs. 5,952 per month
RekhaFemale40Rs. 20 LakhsRs. 11, 981 per month
PiyushMale50Rs. 50 LakhsRs. 30, 691 per month

How To Invest in On Future Generali Life Insurance policies?

If you want to purchase one of Future Generali’s insurance plans, you must first complete the following procedures:

Online Method

1. Go to the company’s official website.

2. Simply choose the plan you want to buy!

3. You will then be directed to the insurance plans, from which you must select one.

4. After that, fill in all required information like your name, mobile number, age, amount you wish to create, and then select “Buy Now.”

5. Once you are done making the payment, your insurance information will be mailed to your registered address.

Offline Method

If you prefer to buy the policy in person, go to your nearest Future Generali location. When you visit the location before purchasing a policy, you will receive all of the insurance information you require. However, if you continue to have issues, you can contact Probus Insurance for assistance.

Claim Process of Future Generali Life Insurance

The procedure for filing an insurance claim with Future Generali is as follows:

Step 1: Claim intimation

• Complete the Claim Form

• Include a death certificate / medical certificate of death from the hospital, as well as bank account information.

• Submit all the necessary documents at the nearest branch

Step 2: Claim Processing

The claim will be evaluated by the company’s claim specialist.

If more information is needed, the company will contact the claimant via phone, SMS, or letter.

Claim 3: Claim Decision

The company shall make a final decision within 10 days of receiving all required papers and verification findings (where applicable) and will notify the claimant of our decision.

To ensure prompt payment, the claim is transferred via direct credit to the claimant’s account.

Documents Required for Processing Claims

For Death Claims, a list of documents is necessary.
  • Certificate of Death
  • Certificate of Medical Cause of Death
  • Copy of the original policy document
  • An original cancelled check with a printed name on it, as well as a photocopy of a passbook or bank statement, as well as a coloured image of the same.
  • Proof of Life Assured’s photo ID and date of birth
  • Photo identification and evidence of the date of birth for the nominee
  • The nominee’s relationship proof
  • Pan card of the nominee
  • Insurance Claim Forms
In the event of hospital death, additional documentation is required.
  • Case Papers for Indoor Use
  • Summary of Discharge / Death
In the event of an accident, suicide, or murder, additional documentation is required.
  • Post-Mortem Analysis
  • Report on Chemical Viscera
  • Police First Information Report
  • Police Final Investigation Report
  • Panchnama
  • Cutting from the newspaper (if any)
  • A valid driver’s licence
Note: All documents presented to us must be originals or photocopies that have been suitably attested by a Gazetted Officer/SEM/Magistrate or a person of local standing/Sarpanch/ Talathi/ Tahsildar or Police Sub-Inspector or the company’s Branch Manager.

Frequently Asked Questions

Here are the frequently asked questions about Future Generali Life Insurance:

1. How much life insurance do I require?

A variety of factors determine the amount of life insurance you may purchase, including your monthly income, your family’s lifestyle, and the number of people in your household, among others. To support your family and assist them to reach important financial and life goals, it’s usually a good idea to have roughly 20-25 times your annual salary.

2. How can I keep track of the value of my fund?

Future Generali offers you the option to log in securely to the client portal and examine the fund value under the policy if you need to know the NAV (Net Asset Value) of your funds to determine the total Fund Value of your investment.

3. What is the procedure for obtaining a policy loan?

Borrowing against a life insurance policy with a Surrender Value is possible. Please consult your policy document for information on the minimum and maximum borrowing amounts available to you. The policy loan can be used for active policies (not in the grace period) at any time after three policy years have passed.

On the outstanding balance of the loan, we shall charge interest at a rate that we may announce from time to time (the rate of interest will depend on the prevailing market conditions).

4. What is the frequency of premium payments under Guaranteed Plans?

The premium payment frequency is the number of times the policyholder must pay premiums during the policy year. The premium payment frequency options for guaranteed plans are typical as follows, though they may vary according to the product features available under the products: Monthly, quarterly, semi-annually, and annually are all options.

5. What should I do if the claim decision does not meet my expectations?

If the claimant is dissatisfied with the claim decision, he or she may write to our Claims Review Committee at the address listed in the decision letter.

6. Who should be notified of a claim?

The Nominee designated in the Policy, as well as any Legal Heir/blood related of the Life Assured, may file a claim. Future Generali India Life Insurance agents can also notify the company and provide the relevant papers. However, the agent can only do so if the nominee or legal heir/blood family of the Life Assured has permitted him.
Rate this page