Day: December 19, 2025

A term insurance plan with return of premium (TROP) is an attractive option for individuals seeking both life coverage and a potential return on their premiums. It is ideal for those who seek certainty over market-linked returns. However, these plans come with higher premiums, around 1.8x to 2x the cost of regular term plans, due… Continue reading A term plan that refunds your money if you survive