मुझे लगता है कि इंश्योरेंस अब ज्यादा प्रोएक्टिव बनेगा। कंपनियां सिर्फ मुसीबत आने पर आर्थिक मदद ही नहीं देंगी, बल्कि और हेल्थ चेक-अप्स और वेलनेस सपोर्ट को पॉलिसी से जोड़ेंगी, ताकि लोग रोजमर्रा की जिंदगी में बीमार ही न पड़ें और पूरी तरह स्वस्थ रहें।’ यह कहना है प्रोबस की सीईओ और प्रिंसिपल ऑफिसर तृप्ति… Continue reading Exclusive Interview: क्या सस्ता इंश्योरेंस लें तो काम नहीं चलेगा? प्रोबस सीईओ ने बताई बीमा की पूरी बात
Category: Probus In News
Do you really need home loan insurance if you already have a term insurance plan?
If you’ve taken out a home loan and are wondering whether your existing term insurance is sufficient, consider this; you might have a term insurance policy worth Rs 1 crore, but if you later take a Rs 50-lakh home loan, if something happens to you, your family could end up using Rs 50 lakh from… Continue reading Do you really need home loan insurance if you already have a term insurance plan?
Buying Term Insurance At 40? Your Premium Could Be Up To 70 Per Cent Higher
Term insurance is often something people put off buying when they are young, particularly if they do not yet have major financial responsibilities. But waiting until 40 can prove costly. By then, the premium for the same amount of cover could be significantly higher than what someone in their late 20s would pay. Term insurance… Continue reading Buying Term Insurance At 40? Your Premium Could Be Up To 70 Per Cent Higher
Does A Higher Sum Insured Lead To A Higher Hospital Bill? What Policyholders Should Know
Having comprehensive health insurance coverage can provide financial comfort during a medical emergency, but policyholders may sometimes wonder whether knowing that a patient has substantial insurance affects how hospitals price treatment. Hospital bills can vary considerably depending on the facility, city, room category, treatment protocol, and the complexity of the case. However, there is no established… Continue reading Does A Higher Sum Insured Lead To A Higher Hospital Bill? What Policyholders Should Know
Insurance is still being sold wrong. Here’s what needs to change
The regulator, Insurance Regulatory and Development Authority of India (IRDAI) has made significant progress in making insurance more accessible. Every distribution channel has its strengths. Agents bring trust and personalised advice. Digital platforms offer convenience, speed and transparency. Bancassurance provides reach by integrating insurance into existing banking relationships. Yet, despite wider access, many policyholders still… Continue reading Insurance is still being sold wrong. Here’s what needs to change
5 critical checks before buying health insurance policy to avoid claim rejections
Buying health insurance is not just a financial decision, it could actually be a lifesaver. However, opting for a policy based only on a low premium or a high sum insured, without checking the fine print, could end up costing you more when it’s time to file a claim. So, what should you keep in… Continue reading 5 critical checks before buying health insurance policy to avoid claim rejections
Monsoon Car Damage? Here’s When Insurance Pays And When It Won’t
Heavy rain and waterlogged roads have become an annual nightmare for vehicle owners across India. Every monsoon, thousands of cars and two-wheelers are left stranded in flooded streets, damaged by falling trees or submerged in rising water. The biggest question that follows is simple: Who pays for the damage? The answer depends less on the… Continue reading Monsoon Car Damage? Here’s When Insurance Pays And When It Won’t
Monsoon Home Insurance: Focus on fine print, cheap premiums could cost you dearly
The ongoing monsoon in India is a time when we should watch not just the skies and the downpour, but also carefully scrutinise the fine print of our home insurance policy. The mere assumption that one has such an insurance policy and any claims arising from such climatic events will automatically be covered is an… Continue reading Monsoon Home Insurance: Focus on fine print, cheap premiums could cost you dearly
Monsoon Flooding Raises Motor Claims: What Your Policy Covers And When Insurers May Reject Damage
Heavy monsoon rain can leave vehicles submerged, damaged by falling trees or involved in accidents on slippery roads. Although comprehensive motor insurance covers several such losses, claim settlement depends on how the damage occurred and what the policy includes. Monsoon Damage Covered, But Conditions Apply Comprehensive motor insurance generally covers flooding, inundation, landslides, hailstorms, fallen trees… Continue reading Monsoon Flooding Raises Motor Claims: What Your Policy Covers And When Insurers May Reject Damage
Missed your term insurance premium? Here’s what happens to your policy, claim, and life cover
Missing a term insurance premium can happen to anyone, whether it’s because of a financial crunch, a hectic schedule, or just forgetting the due date. But does one missed payment mean your family’s financial protection is gone altogether? Not necessarily. Here’s what happens after you miss a term insurance premium and the options available to… Continue reading Missed your term insurance premium? Here’s what happens to your policy, claim, and life cover