Category: Probus In News

With rising health insurance premiums, opting for a co-pay is a smart option to make the cover affordable. It is especially beneficial for senior citizens as premiums are higher due to health risks and increase every two to three years based on claims. In co-pay, the insured has to pay a part of the medical… Continue reading Save premium with co-pay option l Policyholders can opt for it at the time of renewal

A term insurance with a limited premium payment plan is a smart choice for individuals looking to balance affordability with long-term coverage. It allows policyholders to pay off the premium within a shorter duration while still enjoying full coverage for the entire policy term. In such a term plan, while the policyholder pays the premiums… Continue reading Limited premium plan easier on the pocket

In an era where international travel has become increasingly accessible to Indians, the thrill of exploring foreign destinations often comes with its own set of challenges. Whether for business or leisure, travellers embark on these journeys filled with excitement and anticipation. But sometimes, the joy of travel can quickly turn into a nightmare when faced… Continue reading Lost Your Passport Abroad? How Travel Insurance Can Save The Day

With health insurance premiums rising every year, individuals should buy a cover for an extended term —three to five years —to protect against medical inflation. For youngsters, it is especially helpful as they can secure affordable premiums for multiple years and avoid potential hikes as they age. In a multi-year policy, there is no hassle… Continue reading Multi-year health cover offsets rising premiums

In an interview with The Hans India, Mr Rakesh Goyal, Director of Probus, shared his insights on the transformative role of technology in the insurance industry. With over two decades of experience in financial services, Mr Goyal discussed how emerging technologies like artificial intelligence (AI), machine learning (ML), and blockchain are reshaping the future of… Continue reading Technology Shaping the Future of Insurance: Insights from Probus Director Rakesh Goyal

Senior citizens above 70 years should combine Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) with a private health insurance plan for a comprehensive cover. They can use the government cover for primary hospitalisation. And for expensive treatments that go beyond Rs 5 lakh or prolonged hospitalisation, make use of a private cover. The AB-PMJAY… Continue reading Take private cover with Ayushman Bharat

In recent weeks, a surge in bomb threats has disrupted flights across India, causing delays and heightened anxiety among travellers. With these incidents on the rise, travellers are raising concerns about how travel insurance policies apply in such situations. Here’s how travel insurance works in these cases and what travellers can expect from their policies.… Continue reading Bomb threats on flights: What travellers need to know about insurance coverage

Besides working as a full-time digital marketing manager at an IT organisation, Bengaluru’s Hrish Thota is also a travel and lifestyle content creator. While many companies screen potential candidates’ social media during the recruitment process, Thota, 44, does not believe his content has affected his prospects while applying for jobs. His employers have often, though,… Continue reading How Instagram can make or break your job prospects

When it comes to health insurance, policyholders need to understand the difference between network and non-network hospitals. Network hospitals team up with insurance companies to give cashless care to insured clients (policyholders). This means that the insurance company pays the hospital directly, which reduces the patient’s financial burden. Typically, insurance companies provide a preferred list… Continue reading Health insurance: Know key differences between network and non-network hospital

In an interview with TechGraph, Rakesh Goyal, Director of Probus, discussed how recent changes in IRDAI regulations have driven innovation within the company. He also highlighted the company’s efforts to expand its presence in rural India through specialized insurance products, including crop and livestock protection. Read the complete interview in detail: TechGraph: Probus has been… Continue reading INTERVIEW: Rakesh Goyal on Probus’ Efforts to Expand Rural Insurance and Navigate IRDAI’s New Norms