Category: Articles

You may have observed that your premium amount rises each year if you have a medical insurance policy. The cost of health insurance is predetermined for each policy year and is subject to change at each renewal. Private health insurance companies, unlike national health plans, are for-profit businesses that exist to generate profits for their… Continue reading Why Premiums For Health Insurance Rise On Renewal?

When you buy a health insurance policy, it comes with numerous benefits and facilities, but sometimes, it becomes difficult to understand the terms properly and to realize the difference between certain benefits. Two of such are OPD (Outpatient Department Treatment) and daycare treatment. Apparently, though these two terms seem to be the same, they are… Continue reading DayCare Treatment vs OPD Treatment- Which Is More Beneficial?

Star Health Insurance is a popular Indian health insurer that provides a wide range of insurance plans to meet the mushrooming needs of its customers. Customers can use cashless services at the company’s more than 14,000 network hospitals. In addition, the company’s internal cash settlement team resolves more than 90% of cashless claims in less… Continue reading List of Diseases Covered Under Star Health Insurance

The requirement for a lump-sum payment to get a health insurance policy was proving to be a significant barrier to the expansion of health insurance penetration in India as people’s knowledge of the importance of health insurance continued to grow. However, the Insurance Regulatory Development Authority of India (IRDAI) chose to reduce the financial burden… Continue reading Health Insurance on EMI

There is no other choice than to continue paying the policy premiums on time if you want your health insurance to continue to be in effect. You typically have a grace period of 7 to 15 days if you don’t pay the health insurance premium by the due date. Your insurance policy expires if the… Continue reading Health Insurance Policy Lapsed? What To Do Now?

A health insurance premium is an amount you pay for your health insurance. It can be a set amount that the insured has to pay every month, quarter, half-yearly, or annually, depending on the chosen plan. Simply put, it’s the cost of protecting you and your family from financial hardship if you get sick or… Continue reading Health Insurance Premium Payment Online

Dr. YSR Aarogyasri Health Insurance Scheme was specially designed for the poorer class of the society and was launched in 2007 by the Karnataka Government with the aim of providing universal and quality health coverage to the families living below the poverty of the state. This plan offers cashless medical treatments to low-income people in… Continue reading Dr. YSR Aarogyasri Health Insurance Scheme

Imagine. You just reached your office and suddenly, you’ve got a call from home, saying your brother or father or any dear one got hospitalized! Though unpleasant, it is a difficult and inescapable aspect of life. If you have insurance, you can take a deep breath, but if not, get ready for a financial disaster.… Continue reading TPA in Health Insurance – All You Need To Know

Are you not satisfied with your insurance policy provider? Are you not getting enough amount as promised by the company? If so, it’s time to file a complaint immediately against your health insurer.  You can approach to the Insurance Regulatory and Development Authority of India (IRDAI) to seek a resolution if you are dissatisfied with… Continue reading How To File a Complaint Against Your Health Insurer?

With the increasing cost of healthcare in India, buying a health insurance policy is of utmost importance. Since there are so many options available, choosing one that properly meets your insurance needs can be a difficult endeavor. But is it really necessary to purchase insurance at the moment you discover you need it? Instead of… Continue reading Things To Check Before Buying Health Insurance Policy