When you are diagnosed with a major illness, it not only makes you more miserable but also puts a lot of strain on your financial situation. You require expensive treatment to fight the illness, which will burn a hole in your wallet.
Star Health insurance plans will provide you with financial support so that you can treat your illness as effectively as possible. These plans cover in-patient hospitalization costs, pre- and post-hospitalization costs, daycare costs, ambulance costs, and so on.
Continue reading to find out what diseases the company’s health insurance will cover.
What Are The Diseases Covered Under Star Health Insurance?
Through its various health insurance plans, Star Health Insurance offers coverage for the following diseases:
COVID-19, caused by SARS-CoV-2, is a highly contagious disease that has been spreading across the world since 2020. Although the majority of people may still experience mild to moderate symptoms, it is risky for the elderly and those who have additional comorbidities. Star Health Insurance plans provide coverage for hospitalization costs that result from a positive COVID-19 diagnostic.
Cancer is a fatal illness in which the healthy tissues of the body are severely damaged. But thanks to modern medical advancements, many people today have defeated cancer. No matter how severe or advanced the cancer is, the Star Cancer Care Gold plan covers all medical costs for treatment.
If left untreated, a cataract, an eye condition, may result in blurred or lost eyesight. Those who are over 60 years are more prone to developing cataracts than younger people. But cataracts are now also affecting persons who are younger (about 40 years old). Most of the Star Health Insurance plans provide coverage for the treatment of cataracts after the waiting period.
Diabetes is a common lifestyle condition. When your blood glucose or blood sugar is too high, it results in diabetes. If left untreated, diabetes might result in additional complications like heart failure, kidney failure, heart attack, etc. All hospitalization costs are covered by the Star Diabetes Safe Insurance policy for anyone with type 1 or type 2 diabetes.
- Cardiac Diseases
Nowadays, the prevalence of cardiovascular disorders is increasing at an alarming rate. These disorders result from heart and blood vessel malfunction. Common cardiac disorders include heart attack, high blood pressure, stroke, heart failure, etc. Star Health Insurance offers two health plans, Star Cardiac Care and Star Criticare Plus, to protect you against numerous cardiac disorders.
- Autism Spectrum Disorder
Autism Spectrum Disorder is a brain development disorder in which the non-verbal, linguistic, and social interactions of the individual are affected. Star Health Insurance offers a Star Special Care policy which is specifically designed to serve children with autism disorder.
- Chronic Kidney Diseases
When the kidney does not function as it should, it is referred to as chronic kidney disease. Some examples of chronic kidney diseases are kidney cysts, Goodpasture syndrome, Fabry disease, etc. Star Health Insurance provides Criticare Policy to its customers, which covers the costs associated with treating chronic kidney disease.
- Brain Tumour
A brain tumour is referred to as aberrant cell proliferation in the brain. If you are covered with the Star Criticare Plus plan, you will also be covered for all of your brain tumour treatments.
- Irreversible Paraplegia
In this condition, a person’s lower limbs are permanently paralyzed due to spinal cord damage. All medical costs for those who have permanent paralysis are covered by the Star Criticare Plus insurance coverage.
- Psychiatric & Psychosomatic Disorder
Mental illnesses including psychiatric and psychosomatic disorders make it difficult for a patient to go about their regular lives. Psychiatric and psychosomatic problems are covered by Star Medi Classic Insurance, which is offered by Star Health Insurance.
- Cerebrovascular Stroke
A cerebrovascular stroke occurs when a blockage or blood vessel rupture prevents blood flow to a portion of your brain. Star Cardiac Care and Star Criticare Plus are the two health insurance plans that provide coverage for the treatment costs of cerebrovascular stroke.
- Irreversible Quadriplegia
Irreversible quadriplegia is a condition in which all four limbs of an individual experience paralysis. It occurs primarily due to spinal cord injury. If you have a Star Criticare Plus plan, the costs associated with the treatment of the condition are covered.
Star Health Insurance offers a variety of health insurance options to its consumers. Select the plan that best protects you from the diseases you want to be protected against. When choosing health insurance coverage, be sure to carefully look at the Star Health Insurance diseases covered list and the exclusion list.