Category: Articles

Are you a senior citizen searching for safe, reliable income options? For many, products like the Senior Citizen Savings Scheme (SCSS) and fixed deposits (FDs) offer peace of mind and steady returns. But what’s the difference, and which might be best for you? The SCSS is a popular small savings scheme offered through post offices… Continue reading Senior Citizen Savings Scheme (SCSS) vs. Fixed Deposit

Have you ever wondered why so many people are turning to real estate as an investment? Real estate has proven to be a reliable way to keep up with inflation and offers excellent income opportunities. It serves as a great option for diversifying investments and exploring new avenues outside of the stock market. While some… Continue reading Direct vs. Indirect Real Estate Investment

Retirement is often seen as a golden chapter of life—a time to unwind, enjoy with loved ones and live without the usual hustle and worries. But a financial setback during this phase can quickly turn those dreams into stress. That’s why securing your financial future through early retirement planning is essential. While we may enjoy… Continue reading Want To Get 50K Pension Per Month? Here’s How

Have you ever wondered how you will secure your financial future after retirement? Do you want to secure your future with a dedicated government-backed scheme? If so, your search ends here. Planning for life after work is one of the most important aspects of financial management, and it’s never too early to start thinking about… Continue reading National Pension Scheme Vs Atal Pension Yojana

Are you worried about your financial future?  Imagine saving money for your future while enjoying some peace of mind. That’s what a General Provident Fund (GPF) offers! It’s a special savings scheme mainly for government employees, helping them set aside money for retirement or unexpected expenses. Each month, a portion of their salary goes into… Continue reading What’s a General Provident Fund? Is It Better Than EPF and PPF?

Are you worried about having enough money when you retire? You’re not alone!  Many people fear they won’t have enough savings to enjoy their golden years. That’s where the Pension Fund Regulatory and Development Authority (PFRDA) steps in. Established to safeguard retirement savings, the PFRDA plays a vital role in shaping India’s pension landscape. Whether… Continue reading Pension Fund Regulatory and Development Authority

In recent years, the National Pension System (NPS) has gained immense popularity as a voluntary retirement savings scheme in which people tend to invest for enhanced financial security during their golden years. Regulated by the Pension Fund Regulatory and Development Authority, PFRDA, its low cost, flexibility, and tax benefits make NPS ideal for long-range retirement… Continue reading How To Close an NPS Account?

Do you want to enjoy the golden years of your retirement without any stress? If so, you should start focusing on attaining a good pension amount to make your remaining life stress-free. It is no secret that securing a monthly pension of Rs. 1 Lakh is a dream many aspire to as they prepare for… Continue reading How To Get 1 Lakh Pension Per Month?

Imagine standing at a crossroads in the world of investments, where each path promises to lead you toward financial security in your golden years. On one side, you have the allure of PPF, FD, and mutual funds—dynamic, fast-moving, and often unpredictable. On the other, a more structured and stable route stands out: the National Pension… Continue reading Is NPS a Good Investment?

Do you want to invest and grow your money to enjoy the golden years of your life? If so, you cannot overlook the importance of investment! But here’s the catch! When it comes to measuring investment returns, absolute return and annual return are two methods used for making informed investment decisions and reaching your financial… Continue reading Absolute Return vs Annual Return