Category: Articles

Let’s face it—many people lose sleep over money at some point! Most of us are champs at planning for the big milestones—like retirement, kids’ education, and healthcare expenses. But when life throws a curveball, like a sudden job loss or, say, a pandemic, things can get dicey. In fact, only 25% of Indians have an emergency fund.… Continue reading Fixed Annuities: A Steady Solution for Long-Term Financial Security

Suppose you’re a young professional in India, sitting at his desk, pondering how to secure his financial future. Your family suggests the trusted path of a Life Insurance Corporation (LIC) policy (which is our father’s favourite), while your colleague swears by the long-term benefits of a Public Provident Fund (PPF). Confused, now you wonder: which… Continue reading LIC Vs PPF

Can NRIs still benefit from the Public Provident Fund (PPF)? This question has puzzled investors and experts alike, especially considering the unclear regulations that govern such investments. The PPF is a long-term savings and investment scheme backed by the Government of India, designed to encourage residents to save for the future while offering attractive tax… Continue reading PPF for NRI: Complete Guide on Rules, Benefits & Eligibility

You’re sitting down with friends who mention that they’re saving for the future, but they’re not quite sure where to begin with all the investment options out there. Sadly, when it comes to investing, many people feel the same way. They’re uncertain about the choices available, especially when it comes to options like Systematic Investment… Continue reading SIP vs. PPF

You’re enjoying your retirement, but you start to worry about running out of money. Your savings are slowly depleting, and you’re looking for a reliable way to ensure that you can cover your medical bills, everyday expenses, and other important costs. Wouldn’t it be reassuring to have a steady source of income that you can… Continue reading Top Government Pension Schemes For Senior Citizens

Have you ever wondered how to build a safe and stable retirement fund for your children without worrying about market ups and downs? The Public Provident Fund (PPF) Scheme, launched in 1968 by the National Savings Organization, was designed with exactly this in mind—to encourage small savings and steady investment growth. With guaranteed returns and… Continue reading How To Open a PPF Account For Minors

Imagine you are earning well, spending well, and living well, but when you are about to retire, you have nothing left to continue your lavish lifestyle. How scary would it be, isn’t it? Well, it’s no secret that life is uncertain and it’s crucial for us as human beings to take the necessary steps to… Continue reading 9 Reasons Why Retirement Planning is Important for You

When it comes to investing your hard-earned money, the choices can be overwhelming. Two popular options are Corporate Fixed Deposits (FDs) and Bank Fixed Deposits (FDs). While both promise steady returns, they cater to different investor appetites.  Corporate FDs are the bold, adventurous option—offering higher interest rates with a touch of risk. On the other… Continue reading Corporate FD vs. Bank FD

Sovereign Gold Bonds (SGBs) offer a simple and secure way to invest in gold without holding physical gold, like coins or bars. Issued by the government, these bonds represent the value of gold, making them a safe investment option backed by the country’s security. When you purchase SGBs, you’re essentially lending your money to the… Continue reading Physical Gold vs. ETF vs. Sovereign Bonds