War & Terror: Does Your Insurance Cover You? What Indians Need To Know Now

With rising tensions along India’s borders and increasing global conflict, insurance is no longer just a tool for medical bills or asset protection. It’s a form of geopolitical risk management. Yet, for most Indian policyholders, the question remains unanswered: Will my insurance cover me if a war or terror event strikes? Contrary to earlier belief,… Continue reading War & Terror: Does Your Insurance Cover You? What Indians Need To Know Now

Knee Replacement Surgeries Are Covered By Insurance: Know The Fine Print

Knee replacement that is medically necessary, like any other illness requiring hospitalisation, is fully covered under standard health insurance and is not an exclusion, subject to waiting periods or pre-existing conditions as may be applicable.  It actually depends on the specifics of your policy. Most comprehensive health insurance policies now include knee replacement surgery, although the level of coverage varies. “For example, while the surgery itself may be covered, fees such as room rent… Continue reading Knee Replacement Surgeries Are Covered By Insurance: Know The Fine Print

Can you depend upon home loan insurance policy, which is often tied up with loan?

The last thing one worries about when they lose a loved one or when their family members are fighting for their life in a hospital is how all the rapidly increasing medical bills will be paid. Those who have an insurance policy believe the insurer will take care of it, and rightfully so. After all,… Continue reading Can you depend upon home loan insurance policy, which is often tied up with loan?

HR Strategies for a Multi-Generational Workforce : A Conversation with Akhilesh Panday, Head – HR, Training & Development at Probus

HR Strategies for a Multi-Generational Workforce: The Probus Way In today’s fast-evolving workplace, creating a culture that balances structure with flexibility, tradition with innovation, and performance with empathy is no small feat – especially in industries as demanding as insurance broking. At the heart of this transformation at Probus is Akhilesh Panday, a seasoned HR leader… Continue reading HR Strategies for a Multi-Generational Workforce : A Conversation with Akhilesh Panday, Head – HR, Training & Development at Probus

Why MSMEs can’t afford to ignore cyber insurance

In 2024, cybercrime in India surged to record highs. According to the Indian Cyber Crime Coordination Centre (14C), more than 17 lakh complaints were filed in the first nine months alone. And the financial loss surpassed ₹11,000 crores. Here are some more statistics. Indian businesses could lose ₹20,000 crores this year due to cybercrimes, says… Continue reading Why MSMEs can’t afford to ignore cyber insurance

Go for three-year vehicle cover

Purchasing a comprehensive three-year insurance policy for a car can lead to significant savings on premiums, especially in case of a new electric vehicle (EV). Unlike an internal combustion engine, the insurance premium for an EV increases as the car ages. Car owners benefit from lower costs by choosing a three-year policy rather than purchasing the… Continue reading Go for three-year vehicle cover

How the Married Women’s Property Act protects life insurance: Benefits and eligibility explained

When buying life insurance, most people focus on the sum assured, policy term, and premium. But there’s one lesser-known feature that can make a huge difference in protecting your family’s future — the Married Women’s Property Act (MWPA), 1874. What is MWPA? The MWPA is a legal provision that ensures the life insurance payout goes only to… Continue reading How the Married Women’s Property Act protects life insurance: Benefits and eligibility explained

Summer trips to Europe, US on the rise: Why travel insurance is a must

As summer vacations kick in, more Indian travellers are jetting off to international destinations, particularly Europe and the US. According to Policybazaar.com, travel to Schengen countries and the USA spikes sharply between April and September — by as much as double the usual demand. Policybazaar’s data shows Europe sees 23-29% of travel between April and… Continue reading Summer trips to Europe, US on the rise: Why travel insurance is a must

The Silent Threat: Why IT Professionals Need Health & Critical Illness Insurance More Than Ever

In today’s fast-evolving world, India is already battling major health concerns like diabetes, tuberculosis, and hepatitis. Although the country’s disease burden is largely caused by environmental factors like air pollution, population size, and unequal access to healthcare, a new, silent threat is emerging that could redefine workplace health risks, especially for IT professionals. A recent… Continue reading The Silent Threat: Why IT Professionals Need Health & Critical Illness Insurance More Than Ever

Wrong insurance details won’t lead to denial of third-party accident claims, rules Jharkhand High Court

Most of us do not remember our car insurance policy details off the back of our hand. Many times, the death of the sole financial decision maker, or the breadwinner of a family, leaves behind members who are unaware of policy details. This might lead people to believe that your insurer can reject your claim… Continue reading Wrong insurance details won’t lead to denial of third-party accident claims, rules Jharkhand High Court