Lost Your Passport Abroad? How Travel Insurance Can Save The Day

In an era where international travel has become increasingly accessible to Indians, the thrill of exploring foreign destinations often comes with its own set of challenges. Whether for business or leisure, travellers embark on these journeys filled with excitement and anticipation. But sometimes, the joy of travel can quickly turn into a nightmare when faced… Continue reading Lost Your Passport Abroad? How Travel Insurance Can Save The Day

Multi-year health cover offsets rising premiums

With health insurance premiums rising every year, individuals should buy a cover for an extended term —three to five years —to protect against medical inflation. For youngsters, it is especially helpful as they can secure affordable premiums for multiple years and avoid potential hikes as they age. In a multi-year policy, there is no hassle… Continue reading Multi-year health cover offsets rising premiums

Technology Shaping the Future of Insurance: Insights from Probus Director Rakesh Goyal

In an interview with The Hans India, Mr Rakesh Goyal, Director of Probus, shared his insights on the transformative role of technology in the insurance industry. With over two decades of experience in financial services, Mr Goyal discussed how emerging technologies like artificial intelligence (AI), machine learning (ML), and blockchain are reshaping the future of… Continue reading Technology Shaping the Future of Insurance: Insights from Probus Director Rakesh Goyal

Take private cover with Ayushman Bharat

Senior citizens above 70 years should combine Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) with a private health insurance plan for a comprehensive cover. They can use the government cover for primary hospitalisation. And for expensive treatments that go beyond Rs 5 lakh or prolonged hospitalisation, make use of a private cover. The AB-PMJAY… Continue reading Take private cover with Ayushman Bharat

Bomb threats on flights: What travellers need to know about insurance coverage

In recent weeks, a surge in bomb threats has disrupted flights across India, causing delays and heightened anxiety among travellers. With these incidents on the rise, travellers are raising concerns about how travel insurance policies apply in such situations. Here’s how travel insurance works in these cases and what travellers can expect from their policies.… Continue reading Bomb threats on flights: What travellers need to know about insurance coverage

How Instagram can make or break your job prospects

Besides working as a full-time digital marketing manager at an IT organisation, Bengaluru’s Hrish Thota is also a travel and lifestyle content creator. While many companies screen potential candidates’ social media during the recruitment process, Thota, 44, does not believe his content has affected his prospects while applying for jobs. His employers have often, though,… Continue reading How Instagram can make or break your job prospects

Health insurance: Know key differences between network and non-network hospital

When it comes to health insurance, policyholders need to understand the difference between network and non-network hospitals. Network hospitals team up with insurance companies to give cashless care to insured clients (policyholders). This means that the insurance company pays the hospital directly, which reduces the patient’s financial burden. Typically, insurance companies provide a preferred list… Continue reading Health insurance: Know key differences between network and non-network hospital

INTERVIEW: Rakesh Goyal on Probus’ Efforts to Expand Rural Insurance and Navigate IRDAI’s New Norms

In an interview with TechGraph, Rakesh Goyal, Director of Probus, discussed how recent changes in IRDAI regulations have driven innovation within the company. He also highlighted the company’s efforts to expand its presence in rural India through specialized insurance products, including crop and livestock protection. Read the complete interview in detail: TechGraph: Probus has been… Continue reading INTERVIEW: Rakesh Goyal on Probus’ Efforts to Expand Rural Insurance and Navigate IRDAI’s New Norms

What sets the general provident fund apart from other saving schemes

Saving is crucial for financial stability and security, especially when planning for the future. Regular savings create a financial cushion that can help you handle emergencies and achieve long-term goals such as buying a house, funding education, or enjoying a comfortable retirement. You ensure peace of mind for tomorrow, avoid unnecessary debt, and prepare for… Continue reading What sets the general provident fund apart from other saving schemes

Tailored plans make it easy for self-employed to buy insurance

Self-employed individuals can opt for tailored term plans that do not require income verification documents such as salary proof or Form 16. These policies now accept alternative income verification methods such as GST filings, credit histories and loan records. Such flexibility allows self-employed people to buy term insurance without the rigid documentation previously required. Also,… Continue reading Tailored plans make it easy for self-employed to buy insurance