Category: Probus In News

Non-resident Indians (NRIs) are preferring to buy term insurance policies from India as they are 20-50% cheaper as compared with those bought from the US, UAE or Singapore. This gap can translate into substantial long-term savings, especially for higher cover amounts. Moreover, Indian insurers offer large sum assured options and long tenures, making it easier to align protection… Continue reading NRIs can save big-time on premium by buying term plans in India

Term insurance is a crucial part of one’s personal finance planning. However, term insurance is only important in certain stages. When you do not have dependents, term insurance may not make sense. Exit After Financial Stability “The amount of savings and investments needed before dropping term cover varies, but a common benchmark is having assets… Continue reading Term Insurance Isn’t Forever: Knowing The Right Exit Point

According to the National Institutes of Health, new cancer cases in India have increased from approximately 13.9 lakh in 2020 to 15.7 lakh in 2025. Every year, an estimated 1,41,342 cases of oral cavity cancer and nearly 1.8 lakh cases of breast cancer are diagnosed in India. The statistics are scary, and since cancer treatment… Continue reading World Cancer Day: Cancer Is Rising. Health Insurance Must Catch Up

The corporate verdict on Union Budget 2026 is largely one of relief and reassurance. Industry leaders across sectors have welcomed the Finance Minister’s decision to prioritize policy continuity over populist measures. The recurring theme in boardroom reactions is “stability.” Executives have lauded the 9% hike in capital expenditure to ₹12.2 lakh crore, viewing it as… Continue reading Union Budget 2026: The Industry verdict is in

Regular health insurance in India can only provide support when you are admitted to a hospital because of cervical cancer. Coverage for surgery, chemotherapy, radiotherapy, and other hospital-based treatments will be available from the policy as long as the treatment is within the limits specified. After diagnosis, treatment for the condition can typically be covered… Continue reading What Your Health Insurance Won’t Pay For In Cervical Cancer Care

Are you feeling the stress of increasing health insurance premiums and sky-high hospital bills? You are definitely not alone. Medical inflation is one of the most pressing issues today, with healthcare costs climbing faster than the general inflation rate. Because of this, health insurance policies are also getting pricier and harder to afford, especially for… Continue reading Rising hospital bills and health insurance premiums: Will Budget 2026 help to regulate this? Check what experts are demanding from hospital groups and IRDAI

On a typical morning in urban India, digital systems quietly run the country. A student logs into an online class, a delivery driver follows a GPS route, and a pensioner checks her bank balance on a mobile app. None of this feels remarkable anymore and that is precisely the point. Digital platforms have evolved into… Continue reading Union Budget 2026 Must Prioritise Cyber Insurance For Digital India

Budget 2026 Expectations Live Updates: Come February 1, Finance Minister Nirmala Sitharaman will present her record ninth consecutive Union Budget — the longest streak ever by any finance minister — at 11 AM. Markets will stay open, with NSE and BSE operating regular trading hours, as investors and businesses brace for announcements shaping FY27. All… Continue reading Budget 2026 Expectations Live Updates: Finance minister must balance recovery and fiscal roadmap

From an insurer’s lens, eye care is still seen as a predictable and recurring expense rather than a sudden medical risk. Glasses, contact lenses, and routine eye check-ups are costs most people incur regularly, much like dental care. “Health insurance in India is primarily designed to protect against high, unexpected hospitalization expenses, not everyday medical needs.… Continue reading Eye-Care Expenses You Can’t Insure – And How To Plan for Them

A lot of vehicle owners believe they drive responsibly and follow every rule, but accidents can happen out of the blue, and it’s not always your fault. Just one unexpected accident could lead to legal issues and compensation claims running into lakhs, even if you weren’t at fault. The reason? You might not have third-party… Continue reading Over 50% of vehicles lack third-party insurance; is yours among them? Know legal consequences, cost of coverage, and savings