Category: Probus In News

Leading one of India’s top insurance brokerage companies with an annual premium of approximately ₹2,000 crore last year is both a prestigious and demanding responsibility. With a strong retail-focused portfolio, a pan-India presence and a well-balanced mix of life and non-life insurance plans, the role demands strategic foresight and operational excellence. At the helm of… Continue reading MANAGEMENT MANTRA – “Consistency Matters More Than Speed” – Rakesh Goyal, Director, Probus Insurance Broker

For most of its existence, motor insurance in India has followed a straightforward logic that if something goes wrong, you file a claim, and the insurer steps in. It is a model built around damage control which is useful, certainly, but fundamentally reactive. The question the industry is now beginning to ask is whether it… Continue reading The Future of Motor Insurance Lies in Prevention, not Just Payouts

A recent post on X triggered a debate about whether education plays a role in getting insurance in India. The user behind the post claimed that several insurance companies refused to offer them a term insurance policy because they did not have a degree or higher education certificate. The claim quickly drew attention online, with many people asking whether insurers in India… Continue reading Can you be refused health or term insurance based on your education?

A lot of policyholders still believe that health insurance claims are approved only if a patient is hospitalized for at least 24 hours. Even if they know that shorter stays might be covered, many are still confused about the specific situations and medical emergencies that allow claims before hitting that 24-hour mark. That said, not… Continue reading Less than 24 hours in Hospital? Know about health insurance coverage for day care treatments, surgeries, and emergency procedures

IRDAI POSP registration 2026 is your gateway to a flexible, rewarding career in India’s fast-growing insurance sector. Whether you’re a recent graduate, a career switcher, or someone looking for a second income stream, becoming a Point of Sales Person (PoSP) Advisor is one of the most accessible paths into the insurance industry. This guide walks you through the… Continue reading Monthly Income Or Lump Sum: Which Life Insurance Settlement Works Better for Families

What happens when you welcome a bundle of joy? Can you cover the baby from Day 1? If not, what are the limitations? Let us take a look. The newborn baby cover is an optional cover that can be opted into under both group and family health insurance policies. In respect of both, the coverage… Continue reading Newborn Insurance Cover: The Hidden Gaps Every Parent Must Know

Given the market volatility, investors of unit-linked insurance plans (Ulips) should consider fund switching to optimise growth potential while managing risk. This will enable them to dynamically manage their portfolio without any additional cost. Investors should allocate a larger portion of their funds now to large-cap or diversified equity funds, which tend to be relatively more stable. As… Continue reading Market correction offers Ulip investors chance to rebalance their portfolios based on risk appetite

After five years of continuous coverage, Abhishek Shukla, 29, a Mumbai-based finance professional, ported his family floater health insurance policy in September 2024 as he was dissatisfied with the offerings. At the time of porting, he was assured that the waiting period benefit he had accumulated in the previous policy for certain diseases would continue… Continue reading Excluded! What Insurance Agents Won’t Tell You

As heatwaves intensify across India, dehydration, heatstroke and infections remain key seasonal health risks, with experts outlining how these conditions present and how they are covered under health insurance. Bhagat Vachhaney, Associate President – Employee Benefits and Head of Benefit Consulting at Howden India, said heat-related illnesses range from direct impacts such as heatstroke, heat… Continue reading Heatwave conditions: Common illnesses and what insurance typically covers

With college costs rising steadily at home and abroad, parents are now looking to build an education fund of around Rs 1 crore. The financial goal is achievable without taking excessive risks, provided you start early and follow a disciplined plan. The first step is to understand the power of time. If the child is very… Continue reading How to build a Rs 1-crore education fund for your child without taking big risks