List of Diseases Covered by Cholamandalam Health Insurance Plans

List of Diseases Covered by Cholamandalam Health Insurance Plans

Certain illnesses can be quite expensive to treat, and diseases can sneak into your body when you least expect them. By providing you with medical support before, during, and after your hospitalisation, a health insurance plan will ensure financial security in such circumstances. One insurance company that provides this assistance is Cholamandalam. To make effective use of the policy when needed, it is crucial to understand which ailments are covered by a health insurance plan.

Importance of Cholamandalam Health Plans

Whenever you least expect it, diseases can invade your body. The secret to healing yourself is receiving the appropriate care at the appropriate time. But, some ailments can be quite expensive to cure, and your money will only be protected by health insurance coverage.

To accommodate the medical needs of people of different ages, the Cholamandalam MS General Insurance Company offers many health insurance products. Hospitalisation, ambulance services, intensive care units, surgeries, pregnancies, daycare procedures, and other medical costs are all covered by these health plans. The policies are offered with sums covered ranging from INR 50,000 to INR 5 crore.

Also, more than 10,000 network hospitals nationwide that accept Cholamandalam health insurance policies provide cashless hospitalisation services. The business offers specialised health plans that cover important illnesses and diseases like dengue, COVID-19, malaria, and others.

List of Health Insurance Plans Under Cholamandalam

Let’s take a look at Cholamandalam MS General Insurance Company’s extensive selection of health insurance coverage here:

  1. Chola Healthline Plan
  2. Chola Flexi Health Supreme Plan
  3. Chola Flexi Max Protect Plan
  4. Chola Flexi Health Retail Plan
  5. Chola Super Topup Insurance Plan
  6. Chola MS Critical Healthline Insurance Plan
  7. Chola Vector Borne Diseases Insurance Plan
  8. Chola Flexi Super Topup Insurance Plan
  9. Chola Criticare Plan
  10. Chola Arogya Sanjeevani Plan
  11. Chola Hospital Cash Healthline Plan
  12. Chola Flexi Plus Plan
  13. Chola Corona Rakshak Plan
  14. Chola Corona Kavach Plan
  15. Chola MS COVID-19 Cover Plan
  16. Chola Sarva Shakti Plan
  17. Chola MS Event Shield Insurance Plan
  18. Chola Health & Accident Plan for Educational Institutions Plan
  19. Chola MS RSBY Family Floater Health Insurance Plan
  20. Chola MS Raksha Kavach Plan
  21. Chola Credit Linked Premium Critical Illness Insurance Plan

Diseases Included in Cholamandalam Health Plans

Here is the list of the diseases included under Cholamandalam health insurance plans.

  1. COVID-19

The SARS-CoV-2 virus is the source of the viral illness COVID-19. It is a highly contagious illness that, particularly in co-morbid individuals, can lead to serious health issues. As a result, COVID-19 treatment costs may become very costly. But your insurance provider will cover your medical bills if you have a COVID-19 Cover, Corona Rakshak, or Corona Kavach coverage. Moreover, the majority of Cholamandalam health insurance plans pay for hospitalisation costs associated with COVID-19.

  1. Cataract

A cataract can result in blindness if it is not properly treated. The only way to treat a cataract is through surgery, which many people could find expensive. But, if you have a Chola Arogya Sanjeevani policy, your insurance company will pay for the treatment, so you won’t need to worry about the cost.

  1. Malaria

Malaria is a dangerous vector-borne illness with potentially fatal consequences. If hospitalisation is necessary, the cost of treating malaria may increase. But, if you have Chola Vector Borne Diseases Insurance coverage, your insurance company will pay for the cost of your treatment.

  1. Dengue

A potentially fatal viral infection, dengue is spread by mosquitoes. If you require hospitalisation or if your condition worsens, dengue treatment may become costly. But, if you have Chola Vector Borne Diseases Insurance coverage, you don’t need to worry about the cost of treatment because the insurer will pay for it.

  1. Heart Diseases

When the heart does not function normally, heart disorders, which are cardiovascular diseases, develop. It is a fatal condition with expensive remedies, such as surgery. The costs of the treatment, however, will be paid by the insurance provider if you have a Chola MS Critical Healthline Insurance coverage or a Chola Criticare policy.

  1. Chikungunya

A virus called chikungunya is transmitted by mosquito bites. The disease’s treatment could be very costly in severe situations. But, your insurance provider will pay for your treatment if you have a Chola Vector Borne Diseases Insurance policy. Note – Regular Cholamandalam health insurance plans also provide coverage for diseases that are transmitted by vectors.

  1. Food Poisoning

A food-borne illness called food poisoning is contracted by eating tainted food. If the right care is not given when it is needed, the condition can lead to serious, even deadly, health problems. As a result, the course of treatment could be expensive. Your Cholamandalam MS General Insurance Company will pay for your food poisoning treatment charges if you hold a Chola MS Event Shield Insurance coverage.

  1. Zika Virus

The potentially fatal Zika virus spreads among people through mosquito bites. Treatment costs for the illness can be high, particularly in severe cases. Your insurance provider will, however, cover the cost of the illness’s treatment if you have the Chola Vector Borne Diseases Insurance coverage.

What Are The Advantages of Buying Cholamandalam Health Insurance Plans?

Listed below are the advantages of choosing health insurance plans from Cholamandalam.

  1. Cashless Benefit

The Cholamandalam MS’s health insurance plans are designed to help you manage your financial burden in the event of a medical emergency. On the other hand, cashless treatment is simple to obtain at network hospitals around the country, thanks to rules that offer cashless benefits.

  1. Coverage against Medical Expenses

Through comprehensive medical coverage options, Chola MS General Insurance Company Ltd provides affordable protection against medical expenses. Its insurance often covers pre- and post-hospitalization expenses, childcare treatments, ambulance fees, payments for in-home hospitalisation, etc.

  1. Tax Benefit

According to Section 80D of the Income Tax Act of 1961, policyholders who purchase health insurance plans from Chola MS are eligible for tax advantages on the premium amount paid.

  1. Additional Benefit of Free Health Checkup

Depending on the plan and variant, Cholamandalam MS General Insurance Company Ltd provides free health examinations to its clients every two to three claim-free years. The majority of the health items offered by the organisation include this benefit.

  1. Domiciliary Hospitalisation Expenses

These are costs that come up when a patient receives care at home against the advice of their doctor and because they are unable to travel. Chola MS will help with these costs if your treatment lasts at least two days and no more than seven days.

Conclusion

These are costs that come up when a patient receives care at home against the advice of their doctor and because they are unable to travel. Chola MS will help with these costs if your treatment lasts at least two days and no more than seven days.

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