HDFC Life Click 2 Protect Life

The HDFC Click 2 Protect Plus Plan’s ability to give the insured person payment flexibility is a key feature. The insured has three payment options for the premium: one-time, monthly, and recurring.

• Premium Channels: The plan offers monthly, quarterly, half-yearly, and annual premium payment frequencies; you can choose whichever is most convenient for you.

• Any pre-existing disease, which includes any disorder, illness, wound, or illness:

1. 1. a) That is/are diagnosed by a doctor within 48 months of the insurer issuing the insurance or its reinstatement,
   2. b) For whom a physician suggested or received medical advice or treatment within 48 months of the insurer’s issuance of the policy or its reinstatement.

• Any disease or condition caused by an exterior congenital abnormality that has developed or was identified before the insured turns 18 years old. Whenever a congenital aberration in the visible and accessible areas of the body is caused by an external congenital sickness or defect.

• The insured person’s willful self-inflicted injury or attempted suicide, whether they were sane or not at the time.

• Being under the influence of drugs, alcohol, narcotics, or psychiatric substances without a registered medical practitioner’s prescription is life-threatening.

• Any action or activity carried out underwater or underground. racing of any form besides running

• Any sexually transmitted diseases that may exist (STD)

• The Life Assured has postponed medical treatment to get around the waiting period or other terms and conditions governing this policy by refusing to seek or heed medical advice.

• Nuclear reaction, radioactive, chemical, or biological contamination brought on by a nuclear accident.

• Any procedure performed on a donor to replace an organ;