HDFC Life Easy Health Plan

Here is the list of the things not covered under HDFC Life Easy Health.

1. The policy does not provide coverage for the treatment of congenital illnesses or deformities, including physical flaws that are present from birth.

2. The hospitalization and/or surgery were not necessary for the condition for which they were needed, as determined by the diagnosis and course of therapy;

3. Any condition related to the benefits that are covered for which the insured had symptoms or signs, was diagnosed, or sought medical attention during the waiting period.

4. Elective surgery or other non-essential treatments;

5. Losing weight or gaining weight, whether due to a medical condition that is the direct or indirect cause;

6. Research into and care for sleep apnea;

7. Regular eye exams, any aesthetic dental work, extraction of impacted teeth, orthognathic surgery, or therapy for tempero-mandibular joint disorders, unless they are required by an accident that requires hospitalization

8. Non-hospital care

9. Hospitalization or surgery linked to infertility or impotence, sex change or other related treatments, abortion, sterilisation, or contraception, including any problems related to any of the aforementioned procedures;

10. Hospitalization and/or surgery for treatment of pregnancy-related issues, including births or miscarriage, and complications;

11. Hospitalization is primarily used for any procedure that ordinarily might have been done as an outpatient and that isn’t followed by active therapy or intervention while the patient is in the hospital.

12. Hospitalization for treatment under any system other than allopathy; experimental or unproven operations or treatments, equipment, or pharmacological regimens of any sort (not approved by Indian Medical Council);