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List of Diseases Covered by Reliance Health Insurance Plans

Reliance General Insurance is one of the leading health insurance companies in India. Controlled by Reliance Capital, a member of the Reliance Anil Dhirubhai Ambani Group, Reliance Health Insurance is a division of Reliance Capital. With 131 offices and more than 90,000 intermediaries throughout India, Reliance Health Insurance was founded in the year 2000. Furthermore, it provides a wide selection of health insurance plans, such as family health insurance plans, critical illness health plans, and individual health insurance plans, all of which are tailored to each person’s specific healthcare requirements. Numerous honors and awards have been given to Reliance Health Insurance recently.

Importance of Reliance Health Insurance Plans

The COVID-19 outbreak opened many people’s eyes to the importance of obtaining health insurance. People learned the value of health insurance during the numerous waves of the pandemic due to desperate circumstances, restricted access to healthcare, and high healthcare costs. To pay for their families and loved ones’ medical care, many people had to take money out of their assets, including retirement accounts.

Both fixed benefit plans and indemnity health plans are provided by Reliance Health Insurance. While fixed benefit plans give a lump sum payment regardless of the costs incurred, indemnity plans compensate for the actual medical expenditures that were incurred. By purchasing health insurance from us, you can both safeguard your health and take advantage of first-rate services that make sure you get the most out of your policy.

With a health insurance program that offers coverage up to Rs. 1 crore, more than 9,100 cashless hospitals, and a claim settlement rate of 98.6%, Reliance General Insurance is a well-known name in the Indian insurance industry. Their extensive insurance programs include anything from family floater mediclaim coverage to individual health insurance plans.

You can get low-cost health insurance from Reliance and take advantage of hassle-free claim settlements.

List of Plans Offered Under Reliance Health Insurance

Here is the list of the diseases that are covered under Reliance health insurance plans.

  • Reliance Health Gain Insurance
  • Reliance Health Infinity Insurance
  • ​Reliance Health Super Top-Up
  • Arogya Sanjeevani Policy – Reliance General
  • Corona Kavach Policy, Reliance General
  • Corona Rakshak Policy, Reliance General
  • Personal Accident Insurance
  • Reliance HealthWise Policy
  • ​Reliance Critical Illness Policy

Top Diseases Covered Under Reliance Health Insurance Plans

Listed below are the diseases covered under Reliance Health insurance plans.

  1. Heart Diseases

The heart is one of our body’s most vital and challenging organs. Cardiovascular disorders impair your heart’s regular function and have an impact on your entire body; they are frequently fatal. Many medical expenses for cardiac disorders, such as cardiomyopathy, refractory heart failure, etc., are covered by the majority of medical insurance policies in India. A lot of insurance also includes cardiac health examinations.

  1. COVID-19

Who has not experienced coronavirus symptoms? The SARS-CoV-2 virus is the source of the highly contagious illness known as COVID-19. From minor flu-like symptoms to potentially fatal illnesses including pneumonia and multiple organ failure, the effects can vary widely. If you contract the coronavirus, several policies include coverage for hospitalization and other medical costs.

  1. Autism Spectrum

This disorder affects a person’s verbal, nonverbal, and social relationships. It is a brain-developed ailment. Children with autism spectrum disorder are covered under a special plan provided by Reliance Health Insurance.

  1. Cardiac Disorders

Heart and blood artery dysfunction leads to the development of cardiovascular illnesses. Cardiovascular diseases include things like heart attacks, strokes, and high blood pressure.

  1. Diabetes

According to the International Diabetes Federation, 72.9 million people in India had diabetes in 2017. Diabetes is a lifestyle illness that affects the entire body and is a silent killer. It can cause severe complications like blood vessel damage, strokes, kidney failure, and issues with the eyes, nerves, feet, and other body parts, which can result in many chronic diseases and early deaths. Several insurers in India cover it.

  1. High Blood Pressure

High blood pressure, often known as hypertension, is a dangerous condition that raises the risk of fatal illnesses like heart attack, stroke, and other cardiac diseases. Long-term medicine or surgery is required for therapy, which places a heavy financial strain on many patients and their families. The majority of health insurance policies pay for both direct problems from high blood pressure as well as its treatment costs.

  1. Dengue

Dengue is another condition that is covered by Reliance health insurance coverage. Your insurance plan makes it simple to claim the treatment and medical expenses related to the condition.

What Is Not Covered Under Reliance General Health Insurance?

The major exclusions under Reliance General Health Insurance are:

  • Arthritis
  • Gout
  • Rheumatism
  • Hernia
  • Kidney Stone
  • Joint Replacement Surgery
  • Kidney stones
  • Intentional/self-inflicted injuries
  • Dental treatment or surgery
  • War/biological injuries/nuclear/chemical war
  • Mental illness/disorder treatment
  • Cosmetic, aesthetic treatment Maternity, or fertility-related conditions


According to a survey, almost 80% of medical expenses in India are borne by the patient. Lack of financial support or insufficient cash frequently results in the patient’s death. Healthcare bills, cause 4 to 6 crore Indians to fall into poverty every year. People will be protected from such financial calamities as lost income and the passing of the earning member if they have a comprehensive health insurance plan. The insurance protects against medical crises and can be purchased for a small cost.

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