The holders of health insurance are protected from unexpected financial hardships after accidents, hospitalizations, or other medical treatments. One of the well-known general insurers in India, United India Insurance Company has its headquarters in Chennai and provides a range of insurance products, including health insurance.
The organization caters to every market segment, age group, and income profile by providing inexpensive, personalized health insurance solutions. Individual plans, family floater plans, senior citizen plans, critical illness plans, top-up plans, and group health insurance plans are among the several types of plans available. The distinctive insurance options provided by United India Health Insurance make sure to meet the needs of various consumer groups in terms of healthcare.
Continue reading to know more about the diseases covered by these health insurance plans!
What Makes United India Health Insurance Important?
Given how expensive medical treatment is becoming, particularly in the private sector, having health insurance coverage like United India Health Insurance that safeguards an individual and his family is essential. Hospitalization and cutting-edge therapies might deplete anyone’s savings and burn a hole in their wallets.
If the family’s primary provider is admitted to the hospital, things can get even worse. By purchasing United India health insurance for yourself and your loved ones for just a little cost, you can avoid this financial trouble and lessen your stress in the event of a medical emergency. The company’s health policy will often pay a portion of all treatment-related costs, including those for doctor visits, medical tests, ambulance rides, surgeries, hospital stays, and even pre- and post-hospitalization costs.
List Of Health Insurance Plans Offered By United India
Here is a list of plans provided by the insurance company:
- Family Medicare Policy
- Individual Health Insurance Policy
- Arogya Sanjeevani Policy
- Corona Kavach Policy
- Super Top-Up Medicare Policy
- UNI Criticare
- UNI Group Health Insurance Policy
- United Shramik Seva Policy
What Are The Diseases Included Under The United India Health Insurance Plans?
Though the company covers a wide range of illnesses and treatments, some of them are listed below:
| Sl. No. | Diseases Covered |
| 1. | Cataract |
| 2. | Mental illness |
| 3. | Oral chemotherapy |
| 4. | Balloon sinuplasty |
| 5. | Deep brain stimulation |
| 6. | Immunotherapy |
| 7. | Robotic surgeries |
| 8. | Stem cell therapy |
| 9. | Intra vitreal injections |
| 10. | Stereotactic radio surgeries |
| 11. | Bronchial thermoplasty |
| 12. | Maternity expenses |
| 13. | Newborn baby cover |
What Are The Diseases Excluded Under The United India Health Insurance Plans?
Like every health insurance plan, United India health insurance plans come with a set of exclusions, some of which are mentioned below:
- Sterility and infertility
- Change of gender treatments
- Plastic surgery
- Congenital external diseases
- Routine eye examination and spectacles
- Obesity or weight control treatment
- Dental treatment
- Injuries caused due to hazardous sports
Benefits Provided By United India Health Insurance Plans
One should consider buying health insurance policies from the company as it offers the following benefits to its policyholders:
- Online Renewal: United India policyholders can quickly and conveniently renew their health insurance contracts. Simply entering their policy number will allow them to renew their health insurance plan and pay for it via a secure payment gateway.
- Chat Bot Feature: For the benefit of its customers, the company also provides a digital chat box. It assists clients with issues relating to health insurance, such as policy support, claim assistance, KYC update, and other issues. This feature enables the insurer’s policyholders to seek out policy options easily and whenever required.
- Lifelong Renewability: Nearly all the insurer’s health insurance policies offer lifetime renewability to all policyholders. With the help of this advantage, policyholders can keep their protection and make use of the services provided by their health insurance policies.
- Optional Covers: By paying some additional premium amount, the policyholder can enhance his coverage through covers like restoration of sum insured, maternity cover, newborn baby cover, and daily cash allowance.
The Bottom Line
Getting the right health insurance is crucial since it will protect the policyholder from unanticipated medical emergencies and conditions, provide coverage for all major illnesses, and provide various other benefits.
To offer customers the widest possible protection, United India health insurance policies cover practically all-important ailments. However, the consumer needs to be aware of the diseases covered as well as the diseases not covered under the plan before purchasing any health insurance plan from the company.
