Thinking about a flexible career where you’re your own boss and earn commissions on every policy you sell? Applying for an insurance PoSP might be exactly what you’re looking for. Whether you’re a fresh graduate, a career switcher, or simply looking for an additional income stream, the PoSP (Point of Salesperson) path is one of the most accessible ways to enter the insurance industry in India.
With platforms like Probus Insurance Broker, the process is streamlined, fully supported, and completely free of cost for you. This blog walks you through everything you need to know about the insurance PoSP apply process, what makes Probus stand out, and why so many people are choosing this career path right now.
Key Takeaways
- The insurance PoSP apply process is straightforward and open to anyone who has passed Class 10.
- As a general insurance advisor with Probus Insurance Broker, you get access to products from multiple insurers, not just one.
- Probus covers all certification and training costs, and you get daily payouts on your earnings.
What Exactly Is a PoSP Advisor?
A PoSP Advisor is a certified insurance salesperson who is authorised to sell specific insurance products. Think of it as a licence that lets you act as a general insurance advisor and connect real people with the right coverage for their needs.
Unlike traditional insurance careers, you don’t need a degree in finance or years of experience. You just need a Class 10 qualification, be at least 18 years old, and have the willingness to complete a 30-hour training program. That’s it. Once certified, you can sell health, motor, life, and travel insurance products on behalf of multiple insurers, all through a single platform. The earning model is commission-based, meaning every policy you sell puts money directly into your pocket.
Why Probus Insurance Broker Is the Smarter Choice
Here’s where things get interesting. Not all PoSP platforms are the same, and choosing the right one makes a real difference to your income and your career growth.
Probus Insurance Broker is a tech-enabled insurance broker with a Pan-India presence, and it’s built specifically to help Advisors thrive. Here’s what sets it apart:
Earn More, Earn Faster
Probus offers competitive commission rates and daily payouts. You don’t wait weeks to see your earnings. Sell today, earn today. That kind of cash flow consistency is a major reason Advisors prefer Probus over other platforms.
Your Customers Stay Yours
Probus operates on a strictly B2B model. Unlike some platforms that also sell directly to end customers, Probus does not. This means the clients you bring in are yours, permanently. There’s no risk of the platform undercutting you or poaching your customer base.
Access to Top Insurers
Through Probus, you can offer products from multiple leading insurance companies, including Tata AIG General Insurance and others. More options mean better service for your clients and more deals closed for you. This is a core advantage over being tied to a single insurer as an individual advisor.
Zero Cost to Get Started
Probus covers all your certification and training costs. There are no exam fees to worry about. The Training Repository at Probus Insurance Broker gives you access to study materials, virtual training sessions, and everything you need to prepare for and pass your PoSP certification exam.
Strong Sales and Claims Support
You’re never alone. Probus has local offices with language support, dedicated sales assistance, and claims help so you can confidently guide your clients from day one.
The Insurance PoSP Apply Process: Step by Step
Applying is genuinely simple. Here’s what the journey looks like when you apply to become a PoSP Advisor with Probus Insurance Broker:
Step | What Happens |
Step 1: Register | Fill out your basic details on the Probus platform |
Step 2: Complete Training | Finish the mandatory 30-hour training program |
Step 3: Pass the Exam | Appear for your certification exam (costs covered by Probus) |
Step 4: Get Licensed | Receive your official PoSP licence |
Step 5: Start Selling | Begin offering insurance products from multiple companies |
Step 6: Earn Commissions | Get paid daily on the policies you sell |
The whole process is designed to get you selling as quickly as possible, with full support at every stage.
Who Should Apply for Insurance PoSP?
This career path works well for a wide range of people. You don’t need to fit one particular profile.
- Recent graduates looking for a flexible, commission-based start to their career
- Career switchers who want independence without a heavy investment
- Homemakers or part-time workers looking for a second income source
- Retired professionals who want to stay active and earn through their network
- Existing individual advisors who are tied to one company and want access to multiple insurers
The common thread? A desire for flexibility, a willingness to learn, and the drive to build something on your own terms. If that sounds like you, the insurance PoSP apply process is your starting point.
How to Become a General Insurance Advisor: What You’ll Be Selling
Once licensed, a general insurance advisor at Probus Insurance Broker can offer clients a wide product range, including:
- Health Insurance: Individual plans, family floaters, critical illness covers, and more
- Motor Insurance: Car and two-wheeler policies, third-party and comprehensive plans
- Travel Insurance: Individual, family, and student travel covers
- Personal Accident Insurance: Coverage for unforeseen accidents and injuries
- Life Insurance: Term and whole life options
This diverse product portfolio is one of the biggest advantages of the PoSP model. Instead of pushing a single product from one company, you can genuinely match your clients with what they actually need. That builds trust, and trust builds a long-term client base.
Growing Beyond the Basics
Once you’ve established yourself as a PoSP Advisor, the growth opportunities don’t stop there. Probus Insurance Broker supports Advisors in expanding their career in two key directions:
Specialisation: You can deepen your knowledge in specific product categories like health or commercial vehicle insurance, making yourself the go-to advisor for those needs in your area.
Recruitment: You can bring in sub-Advisors under you, growing your team and earning through their sales as well. This creates a scalable income model beyond just your own selling activity.
The combination of multi-company access, daily payouts, strong backend support, and no customer poaching by Probus creates a foundation where a motivated Advisor can genuinely build something substantial.
Is This the Same as How to Become an Insurance Broker?
It’s a fair question. When people search for how to become an insurance broker, they sometimes land on PoSP content, and vice versa.
Here’s the simple difference:
- An insurance broker is a firm or company registered with the regulatory authority that acts as an intermediary across all insurance types. Setting one up requires significant capital, infrastructure, and a formal registration process.
- A PoSP Advisor is an individual certified to sell a defined set of insurance products. The barrier to entry is much lower, the process is faster, and with a partner like Probus Insurance Broker, all the heavy lifting of licensing, infrastructure, and compliance is handled for you.
For most individuals looking to enter the insurance space, the PoSP path is the more practical, accessible route. You get the career benefits without the complexity of running a brokerage yourself.
Ready to Apply? Here’s Your Next Move
The insurance industry in India is growing rapidly. Digital adoption is rising, awareness about coverage is increasing, and demand for trustworthy advisors who can explain options clearly has never been higher.
Probus Insurance Broker is positioned right at the centre of that growth, and it’s actively looking for motivated individuals who want to build a career with real earning potential, genuine support, and a platform that’s built to help you succeed.
You keep your customers. You earn daily. You sell from a portfolio of top insurers. And you start with zero certification costs.
If you’re ready to take the next step, start your PoSP journey with Probus Insurance Broker today and take the first step toward a rewarding and flexible career in insurance advisory.
Frequently Asked Questions:
You need to have passed Class 10 (SSC) to be eligible for the insurance PoSP apply process. There are no upper age restrictions, and prior insurance experience is not required to get started.
The process typically takes a few weeks. You complete a mandatory 30-hour training program, then appear for your certification exam. Once you pass, your PoSP licence is issued and you can begin selling immediately.
No. Probus Insurance Broker covers all certification and training costs on your behalf. You don’t pay any fees to get started, and exam retakes are also covered at no additional cost to you.
As a general insurance advisor with Probus Insurance Broker, you can sell health, motor, travel, life, and personal accident insurance products from multiple leading insurers, giving your clients better choices and coverage options.
Probus Insurance Broker offers daily payouts on commissions. Earnings are commission-based, with first-year commissions typically higher and renewal commissions providing a steady, ongoing income stream over time.
No. Probus operates strictly on a B2B model and does not sell directly to end customers. Your clients remain yours at all times, with no risk of the platform approaching them independently.
Yes. The PoSP model is fully flexible. You can work part-time or full-time based on your availability and goals. Many Advisors start part-time and transition to full-time as their client base grows.
Probus provides ongoing sales and claims support, access to the Training Repository for continued learning, CRM tools for client management, marketing materials, and local office support for language-specific assistance.
No. Anyone aged 18 and above can apply for insurance PoSP. There is no upper age limit, making this a great option for retired professionals or senior citizens looking for a second career.
An individual advisor typically represents a single insurance company. A PoSP Advisor through Probus Insurance Broker can work with multiple insurers, offering clients more options, which helps close more deals and build stronger client trust.
