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digit two wheeler insurance

Bike Insurance Plans

Vehicle registration number is required. Invalid registration number.Sample: DL-01-KY-3053
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Previous Policy Number is required.
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Digit Third-party Two-Wheeler Insurance

It is no secret that accidents are getting more prevalent in India and two-wheeler accidents have now become a new norm. Third-party two-wheeler insurance is required by the Motor Vehicles Act in light of these circumstances. Therefore, if you own a bike, you must insure it with Digit third-party bike insurance. The third-party financial and legal liabilities that may result from an accident involving your bike are covered by third-party insurance. If your bike is involved in an accident or collision that results in property damage, injuries, or death for a third person, the Digit third-party bike insurance offers financial assistance to the policyholder. As an add-on feature, Digit’s third-party bike insurance also offers you personal accident protection.

Let’s go further to learn more about Digit Third-Party Two-Wheeler Insurance in detail!

Benefits Offered Under Third-Party Bike Insurance by Digit

Here are the key features and benefits of considering the Digit Third-Party two-wheeler insurance. 

  • Peace of Mind

When operating a two-wheeler, the owner can feel at ease thanks to third-party bike insurance by Digit. This insurance enables you to follow the law and lawfully operate your two-wheeler on all Indian highways in addition to offering legal and financial protection in times of need. In the event of an unforeseen event, this kind of insurance can be quite helpful.

  • Provides Legal Assistance

Digit third-party Two-wheeler insurance protects the insured from legal obligations if a third party suffers physical injury or property damage. Third-party bike insurance by Digit can be used in these situations to ease the legal and financial load on the policyholder. In the event of an unanticipated loss of life, bodily harm, or property damage to a third party, financial and legal aid is provided.

  • Quite Affordable

There is no denying the fact that every two-wheeler owner needs a Digit third-party bike insurance. This insurance is relatively inexpensive and offers only basic coverage. Due to its low cost, third-party insurance is frequently chosen.

  • 24×7 Assistance

In the event that an unexpected event occurs, you can take advantage of the 24×7 assistance service if you acquire a Digit third-party two-wheeler insurance coverage.

  • Saves Money

Protects you against traffic fines because the new fee for not having at least third-party insurance is at least Rs 2,000, and the subsequent fine is at least Rs 4,000!

Key Inclusions and Exclusions Under the Digit Third-Party Two-Wheeler Insurance

Like other insurance products, the third-party bike insurance by Digit comes with many inclusions and exclusions. Because it’s not possible to list them all, let’s take a look at a few of them.


  • Personal Damage to Third Party

Third-party bike insurance will cover all medical expenses up until the victim recovers from an injury sustained in an accident. In the tragic event of a death, compensation is also provided.

  • Property Damage Compensation

The owner is protected against loss in the event that someone’s vehicle, home, or other property is damaged. The maximum amount is Rs. 7,50,000.

  • Personal Damage to Owner-Driver

If you don’t already have personal accident insurance, you can add it to your third-party bike insurance by Digit to cover potential losses in the event of physical harm, death, or permanent disability.


Here are some of the things not included under Digit Third-Party Two-wheeler insurance.

  • It will not cover the damages caused to your bike in an accident
  • It will not cover if an accident has occurred and you were drunk while riding
  • It will not cover if an accident has occurred and you were riding without a driving license
  • It will not cover if you are a learner’s license holder and you were riding without someone sitting in the passenger seat who has a valid driving license

Frequently Asked Questions

Here is the list of the frequently asked questions related to third-party two-wheeler insurance by Digit. 

No. The minimum amount of insurance required by law is third-party coverage. If not, you will be required to pay a fee between Rs. 2000 and Rs. 4000.

Yes, the pillion rider or backseat passenger is covered by the Digit third-party bike insurance.

If the site of the accident is within the predetermined geographical area, Digit third-party bike insurance will give coverage for the accident of the insured’s bike outside of the city limits.

No, the Digit third-party bike insurance only offers fundamental third-party coverage. This insurance does not provide coverage for the theft of the insured’s motorcycle.

The affected party determines the maximum reimbursement under the Third-Party Two Wheeler Insurance by Digit. Liability for Personal Injury to a Third-Party Person. Up to Rs 7.5 lakhs may be awarded for property damage to a third party’s vehicle or property.

Undoubtedly not. Your No Claim Bonus, or NCB, is still valid.