Bajaj Allianz Global Healthcare Plan

Bajaj Allianz Global Healthcare Plan offers the following benefits to the policyholder:

Renewal Benefits

In most cases, the policy’s lifetime renewal benefit is accessible, with the exception of when you pose a moral hazard, make false statements, refuse to cooperate, or commit fraud.

Annual Preventive Health Check-Up

You are entitled to a yearly preventive health check-up with each renewal of your Global Health Care Policy with Bajaj Allianz. According to the limits outlined in the policy schedule, the company will reimburse the amount.

Dental Treatment Benefits (Optional)

The plan will cover customary and reasonable costs for dental treatment, including annual exams, simple fillings for cavities or decay, root canal therapy, and dental prescription medications, up to the limits specified in the policy schedule.

Flexible Premium Payments

The insured has an option to pay a premium on an installment basis, i.e., half-yearly, quarterly, monthly, or as mentioned in the policy schedule.

Free Look Period

The insured individual will have a fifteen-day free look period after receiving the policy document to study the policy’s terms and conditions, and return it if they find them to be unsatisfactory.

Portability Option

The insured beneficiary will have the option to port the policy to other insurers by applying to the insurer to port the entire policy along with all of the family members, if any, at least 45 days before, but not earlier than 60 days from the policy renewal date.

Migration Option

The insured person will have the choice to transfer the policy to further health insurance plans or products that are available by the company. He/she can do so by submitting a request for migration of the policy at least 30 days before the date of renewal.

Cumulative Bonus (For Domestic Cover Only)

The company will raise the Limit of Indemnity by 20% of Domestic Cover’s Base Sum Insured per year if you renew your Global Health Care Policy with Bajaj Allianz without a break and there have been no claims in the prior year.

Discounts

The plan offers the following discounts to the policyholder:

• Employee Discount: Employees of Bajaj Allianz and its group firms are entitled to a 20% discount on the premium rates. This discount is only valid if the policy is purchased using a direct code.

• Online/Direct Business Discount: For policies underwritten through a direct/online channel, a 5% discount will be provided on this product. Employees who receive employee discounts are not eligible for this offer.

• Family Discount: If two or more eligible family members are covered under a single policy, a family discount of 5% will be given.

• Voluntary Deductible: Customers who choose an overall deductible for international inpatient benefits are eligible for the following discounts: