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Individual Health Insurance Plans

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Bajaj Allianz Global Healthcare Plan

People who frequently travel or work internationally need a reliable health insurance option to cover both local and international medical expenses. Bajaj Allianz has launched the “Global Health Care” plan, which is comprehensive health insurance for scheduled or emergency medical treatment outside India as well as within India. Continue reading to learn about the plan in detail.

Eligibility Criteria

Entry Age

For Adults: 18 To 65 Years

For Dependent Children: 3 Months To 30 Years

Policy Period1 Year
Sum Insured

Domestic Limit: INR 3,750,000, INR 5,600,000, INR 7,500,000, INR 11,200,000, INR 18,750,000, INR 37,500,000

International Limit: USD 100,000, USD 150,000, USD 200,000, USD 300,000, USD 500,000, USD 1,000,000

Plan OptionsImperial & Imperial Plus Plan
Type Of PolicyIndividual Sum Insured

Features Of Bajaj Allianz Global Healthcare Plan

The plan covers the following expenses:

Domestic Cover
CoverImperial PlanImperial Plus Plan
In-Patient Hospitalization Treatment Limits
  • INR 3,750,000
  • INR 5,600,000
  • INR 7,500,000
  • INR 11,200,000
  • INR 18,750,000
  • INR 37,500,000
In-Patient Hospitalization TreatmentUp To Sum Insured
Pre-Hospitalization60 Days
Post-Hospitalization180 Days
Local Road AmbulanceUp To Sum Insured
Hospital AccommodationAt Actual
Daycare ProceduresUp To Sum Insured
Living Donor Medical CostsRs. 5 Lakhs
Annual Preventive Health Check-UpRs. 5000

Ayurvedic/Homeopathic Hospitalization


Up To Sum Insured
Mental Illness TreatmentUp To Sum Insured
RehabilitationRs. 50,000
Air Ambulance
  • INR 500,000
  • INR 675,000
  • INR 750,000
  • INR 750,000
  • INR 750,000
  • INR 750,000
International Cover
CoverImperial PlanImperial Plus Plan
In-patient Hospitalization Treatment Limits
  • USD 100,000
  • USD 150,000
  • USD 200,000
  • USD 300,000
  • USD 500,000
  • USD 1,000,000
Deductible Options0 / USD 500 / USD 1,000 (On Annual Aggregate Basis)
Hospital Accommodation (Room Rent)Single Private Air-Conditioned Room
Hospital Accommodation (ICU)At Actual
Pre-Hospitalization45 Days
Post-Hospitalization90 Days
Daycare ProceduresUp To Sum Insured
Local Road AmbulanceUp To Sum Insured
Living Donor Medical CostsUSD 30,000USD 50,000
Air Ambulance + Medical EvacuationNAUp To In-patient Sum Insured
Air AmbulanceUSD 7,500NA
Mental Illness TreatmentUp To Sum Insured
Palliative CareNAUp To SI
Inpatient Cash BenefitNAUSD 175 Per Night (Up To Max 25 Nights)
Repatriation Of Mortal RemainsNAUSD 13,500
Medical RepatriationNAUp To Sum Insured
RehabilitationUSD 750USD 2,300

Why Should You Choose Global Healthcare Plan?

Bajaj Allianz Global Healthcare Plan offers the following benefits to the policyholder:

Renewal Benefits

In most cases, the policy’s lifetime renewal benefit is accessible, with the exception of when you pose a moral hazard, make false statements, refuse to cooperate, or commit fraud.

Annual Preventive Health Check-Up

You are entitled to a yearly preventive health check-up with each renewal of your Global Health Care Policy with Bajaj Allianz. According to the limits outlined in the policy schedule, the company will reimburse the amount.

Dental Treatment Benefits (Optional)

The plan will cover customary and reasonable costs for dental treatment, including annual exams, simple fillings for cavities or decay, root canal therapy, and dental prescription medications, up to the limits specified in the policy schedule.

Flexible Premium Payments

The insured has an option to pay a premium on an installment basis, i.e., half-yearly, quarterly, monthly, or as mentioned in the policy schedule.

Free Look Period

The insured individual will have a fifteen-day free look period after receiving the policy document to study the policy’s terms and conditions, and return it if they find them to be unsatisfactory.

Portability Option

The insured beneficiary will have the option to port the policy to other insurers by applying to the insurer to port the entire policy along with all of the family members, if any, at least 45 days before, but not earlier than 60 days from the policy renewal date.

Migration Option

The insured person will have the choice to transfer the policy to further health insurance plans or products that are available by the company. He/she can do so by submitting a request for migration of the policy at least 30 days before the date of renewal.

Cumulative Bonus (For Domestic Cover Only)

The company will raise the Limit of Indemnity by 20% of Domestic Cover’s Base Sum Insured per year if you renew your Global Health Care Policy with Bajaj Allianz without a break and there have been no claims in the prior year.


The plan offers the following discounts to the policyholder:

  • Employee Discount: Employees of Bajaj Allianz and its group firms are entitled to a 20% discount on the premium rates. This discount is only valid if the policy is purchased using a direct code.
  • Online/Direct Business Discount: For policies underwritten through a direct/online channel, a 5% discount will be provided on this product. Employees who receive employee discounts are not eligible for this offer.
  • Family Discount: If two or more eligible family members are covered under a single policy, a family discount of 5% will be given.
  • Voluntary Deductible: Customers who choose an overall deductible for international inpatient benefits are eligible for the following discounts:
DeductibleImperialImperial Plus
USD 5005%4%
USD 10009%6%

Exclusions Under Bajaj Allianz Global Healthcare Plan

The following expenses are not covered under the plan:

  • Any pre-existing diseases
  • Expenses related to the treatment of specified or listed conditions
  • Expenses related to investigation and evaluation
  • Expenses related to rest cure, respite care, and rehabilitation
  • Expenses occurring due to surgical treatment of obesity
  • Cosmetic or plastic surgery
  • Gender change treatment
  • Breach of law
  • Hazardous or adventurous sports
  • Refractive error
  • Expenses related to sterility and infertility
  • Maternity treatments

Frequently Asked Questions

The premiums can be paid on an annual, half-yearly, quarterly, and monthly basis.

Yes. Medical tests would be taken to examine various health conditions, like diabetes, hypertension, etc.

Yes. The insured can enhance the sum insured at the time of renewal.

No. The plan is available only for Indian Nationals residing in India.

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