Future Generali Health Total Policy

Here is the list of the things covered under Future Generali Health Total Plan.

1. People Covered

Depending on the plan selected, such as Vital, Superior, or Premiere, you can insure up to 15 members of your family.

2. Hospitalization Costs

Any costs connected with your hospital stay. Examples include having surgery or staying in a hotel.

3. Daycare Therapy

Any costs incurred during a hospital stay of less than 24 hours. Dialysis, cataract surgery, and chemotherapy are some examples.

4. Pre-Hospitalization Costs

All medical costs incurred before to being admitted to the hospital. Examples include the price of diagnostic testing and doctor consultations.

5. Costs of Post-Hospitalization

All costs associated with your care that go beyond your stay in the hospital. Examples include prescriptions, additional diagnostic testing, follow-up doctor appointments, etc.

6. Organ Donor Expenses

The costs related to the operation and storage of the organ.

7. Domiciliary Hospitalization Expenses

All costs associated with receiving medical care at home (domicile) for a lengthier than three-day period.

8. Maternity Expenses

All costs incurred by a woman while she is pregnant, such as pre- and post-hospitalization costs, delivery fees, pre- and post-natal expenses, etc.

9. Mental Illness Cover

All costs associated with the management of mental illness.

10. Patient Care

All costs related to patient care, including nursing, etc.

11. Road Ambulance Charges

The costs of delivering urgent out-of-hospital care when the patient is immobile in a road ambulance.

12. E-Opinion For An Illness Or Injury

The costs associated with getting a doctor’s opinion online for an illness or accident.

13. Alternative Treatment

All costs associated with conventional, acknowledged forms of therapy, such as Ayurveda, Homeopathy, etc.

14. Accidental Hospitalization

Additional insurance amount in case of accident and hospitalisation.

15. Emergency Medical Evacuation

All costs associated with getting you from a medical facility that cannot treat you to a hospital that is modern and far better suited to handle your medical condition.

16. Consultation

All fees incurred when seeking medical professionals’ advice.

17. Diagnostic Tests

All costs associated with making a diagnosis of a disease, including testing, imaging studies, checkups, etc.

18. Child Vaccination Benefits

All vaccine costs for the first year following the child’s birth.

19. New Born Baby

All hospital expenses for a newborn child from the day of delivery until 91 days.

20. Medical Treatment Abroad

Any expenses incurred while receiving diagnosis, care, or treatment from a medical professional abroad.

21. Out-Patient Medical Expenses (Consultation And Diagnostic)

All medical costs that don’t involve a stay in a hospital or admittance. Therapy, diagnostic procedures, etc. are a few examples.

22. Medications
23. Dental Consultations And Diagnostics Only (Up To 70%)
24. Out-Patient Medical Expenses (Prescribed Medications Up To 80%)