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Future Generali Vector Care Policy

The Future Vector Care health insurance plan from Future Generali provides coverage for seven major vector-borne diseases, including dengue. In the event that one of the aforementioned ailments is discovered, the plan offers a 100% lump sum payment. One can get coverage under the individual Future Vector Care plan for their spouse, dependent parents, and dependent children in addition to themselves. It is the most all-encompassing strategy to rely on if you have illnesses like dengue fever, malaria, the zika virus, etc. Additionally, no prior medical checkup is necessary to obtain this policy.

Read on to know about Future Generali Vector Care-Dengue’s eligibility criteria, inclusions, exclusions, and other information.

Eligibility Criteria

Here are the eligibility criteria for the Future Generali Vector Care-Dengue plan.

ParametersMaximum Age at entry
Minimum Age at entry1 Day
Maximum Age at entry65 Years
Minimum Policy Term1 Year
Maximum Policy Term3 Years
RenewabilityLifelong
Sum insured optionsRs. 10000, 25000, 50000, 75000
Cashless Hospitals6000+

Features & Benefits of Future Generali Vector Care- Dengue

Here are the salient features and benefits of Future Generali Vector Care- Dengue.

  1. Free Look Period

One of the main advantages of selecting Future Generali Vector Care is that you can easily cancel the coverage within 15 days of purchasing without incurring any fees.

  1. Restoration of Insured Amount

If you have dengue, the entire amount insured will be paid. By deducting pro-rata premium from the payable claim amount for the remaining time remaining in the policy term, the policy will automatically be restored.

  1. Lumpsum Benefit

Another benefit of choosing Future Generali Vector Care is the lump sum benefit. The insured will probably receive a lump sum payout if dengue hospitalization occurs.

  1. 30 Days of Renewal

You will likely have a 30-day grace period from the policy’s expiration date to renew.

What Does the Future Generali Vector Care - Dengue Plan Cover?

You need a defence against these harmful critters since vectors can spread fatal diseases. The policy offers comprehensive coverage, which covers:

Vector-Borne Diseases

There is always a possibility of contracting a vector-borne disease, even after taking all the necessary precautions. But don’t worry, our insurance will cover all medical expenses entirely. The plan offers seven diseases:

  • Dengue
  • Malaria
  • Japanese Encephalitis
  • Kala-azar
  • Zika virus
  • Chikungunya
  • Lymphatic Filariasis

What’s Not Included Under Future Generali Vector Care-Dengue Plan?

Listed below are the things not included under Future Generali Vector Care-Dengue Plan.

  1. Non-vector-borne diseases
  1. Any other illnesses than the ones listed above
  1. Non-allopathic medication
  1. Outpatient treatment
  1. Experimental or unproven medical treatment
  1. Treatment outside India
  1. Any condition for which the insured was determined to have it and for which they sought medical attention or treatment during the waiting time

Frequently Asked Questions

You are prohibited from filing another claim for 60 days from the day the insurance company admitted the claim once it has been paid to you. The term “cooling off phase” refers to this 60-day interval.

Your sum covered has been used up after the claim has been accepted. The covered amount is reinstated by Future Generali Company after deducting the premium from the claims that are due. For the remaining time of the policy claim, the deduction will be made pro rata.

Only critical illnesses, which may only occur once in a lifetime, are covered by critical health insurance. Malaria, Chikungunya, and other “small” diseases, on the other hand, routinely enter our lives. Even while they are not dangerous until a certain point, the therapy is expensive enough to damage our finances for several months. By using Vector Care, you may protect yourself from such illnesses.

Yes, each member would have a unique sum insured, and each member would also pay a unique premium. You may count yourself, your spouse, up to three dependent children, and your dependent parents as members of your family.

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