SBI Health Insurance Arogya Premier Policy

Some of the major reasons why you should choose the Arogya Premier plan from SBI are as follows:

No Pre-Medical Test:

If the insured person’s age is less than 55 years and he/she has no medical history, the plan requires no pre-medical check-up. In case the insured has a medical history, he/she should inform the company while purchasing the SBI Arogya Premier plan.

No Claim Bonus:

For every claim-free year, the plan gives no claim bonus of 10% of the sum insured. The bonus can maximum go up to 50%.

Auto Reinstatement Of Sum Insured:

In case your sum insured gets exhausted due to the claims made, the plan allows you to automatically reinstate the sum insured amount without paying any additional premium.

Reimbursement Of Health Check-Up:

If there is no claim for 4 consecutive years, the plan offers the reimbursement of health check-ups up to Rs. 5000.

Tax Benefits:

Under Section 80 D of the Income Tax Act, 1961, the plan provides tax deductions on the premium amount paid for the policy. In this way, the insured can save a significant amount of money.