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Why to Insure Your Bajaj Discover Bike

Bajaj Discover Bikes are great on Indian roads, which is why there are so many of them. But with two-wheeler insurance, you can:

  • Be sure that you’re rightfully compensated if your Suzuki Bikes was stolen or damaged beyond repairs.
  • Get coverage for a third party if your bike caused an accident and the third party was injured or their property damaged.
  • Get comprehensive coverage for your own two-wheeler, in case damages were caused to your vehicle.
  • Be sure that no traffic policeman heavily fines you for not having an insurance policy for your bike. Strictly, say no to bribery!

Inclusions Of Bike Model

You are covered against the following:

  • Loss or damage to the vehicle due to an accident
  • Loss or Damage caused to third-party life or property
  • Theft of insured vehicle
  • Damages caused due to natural calamities
  • Damages caused due to man-made calamities

Exclusions Of Bike Model

You are NOT covered against the following:

  • Regular wear and tear
  • Depreciation
  • Mechanical & Electrical breakdown
  • Driving with an Invalid or no license
  • Driving under the influence of intoxicants

Add-on Covers For Your Suzuki Bike

Trim your Comprehensive Bike Insurance Premium with these Discounts

  • No Claim Bonus: You are eligible for an NCB discount on your own-damage premium for every claim-free year. You get 20% for the first year and can go as high as 50% over 5 consecutive claim-free years.
  • Installation of Security Devices: A lower IDV demands a lower premium to be paid. (But compute wisely, since IDV is the utmost value the insurer can compensate you with).
  • Membership of AAI: A membership to any of the recognized Automobile Associations of India can fetch you an extra discount.
  • Choose the Right IDV: If you are in the noble profession of teaching or employed in Govt. Services, you are entitled to an additional discount on your own-damage car insurance premium.

How to File a Claim for Your Bajaj Discover Bike?

The policy document is a ready reckoner that you can refer for the complete list of documents to be submitted if you have a Car Insurance claim. The documents which you would generally require are:

About Bajaj Discover

Bajaj discover was launched by the Bajaj motorcycles in the year 2009 and since then it has been one of the favorites of people. Its features are trustworthy and it gives you a swift ride on long, rough roads. Bajaj has always kept the price of their bikes within reach and that is what makes it even more popular among generations. Bajaj Discover has a few variants like 94.38cc, 102cc, 124.6cc and 144.8cc. It has a strong engine that gives you great mileage and an attractive appearance that is eye-catching. Bajaj Discover also comes in a variety of colors like magenta, green, electron blue, wine red, etc. so that you can own just the one suitable for you.

Before Your Next Drive On Bajaj Discover

Wear Helmet

Carry this Documents

  • DRIVING LICENCE
  • PUC
  • INSURANCE POLICY
  • RC BOOK

Bajaj Discover Insurance FAQs

Most frequent questions and answers about on Bajaj Discover Insurance

1. On which type of cases does two-wheeler insurance give coverage for Bajaj Discover?

An insurance provider will provide coverage for your Bajaj Discover in case of

  • Damage or loss occurred by a natural disaster
  • Loss of two-wheeler due to explosion, fire or a terror attack
  • Loss of two-wheeler due to theft
  • The owner-driver gets personal accident coverage
  • Coverage on own-damage
  • Coverage on third-party liability

2. Do I need a bike inspection if my insurance expires?ike? Does he get any NCB?

Yes. A bike-inspection is necessary in case of insurance expiration. It may require a nominal fee. Sometimes the insurance provider offers one the coverage, then he can pay and get his policy. In some cases, inspections are not necessary.

3. If I get a second-hand two-wheeler, will No-Claim Bonus be applicable for me?

Every new owner can get the bike insurance transferred to his name within the mentioned time from the time of RC transfer. If you do not do it, your claim will not get honored. The title of bike RC and insurance papers have to match. The current owner is allowed to have his NCB to get premium discount on a new bike if he buys any later. The new owner has to earn the bonus with every claim-free year. The new owner can get a maximum 50% discount upon own-damage.

4. Which one is better- one year or multi-year insurance scheme?

Multi-Year bike insurance is better for you as it lets you enjoy your ride without the stress of annual renewal. Also, you can have savings upon the premiums and skip some of the paperwork in this plan.

5. Do comprehensive bike insurance and third-party insurance have differences?

The comprehensive insurance gives coverage on everything such as natural calamities, theft, or fire. It also has coverage on harms occurred to a third-party by your two-wheeler. Third-Party insurance gives coverage only on damages occurred to a third party by your two-wheeler.