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religare health insurance

Religare Health Insurance Limited Company is one of the few healthcare specialist health insurers in India’s health insurance market. It is backed by Fortis Health Care which is an established name in the Indian healthcare industry. Religare Enterprise limited is a financial services group and also the proud promoter of Religare Health Insurance. With the backing of Fortis and Religare Enterprise, Religare Health Insurance Company has the perfect combination of expertise in two required fields of health care and finance to make the best health insurance products.

Different Categories of Religare Health Plans

Religare Health Insurance Plans

Religare provides for various types of Health Insurance Plans as per the needs and requirements of its customers. One should compare different plans, features, benefits, premiums payable before investing in one policy. The different plans available are:

1. Individual health insurance plans
2. Health insurance for senior citizens
3. Comprehensive Health insurance plan
4. Maternity Health Insurance
5. Group Health Insurance

Religare Super Mediclaim Plans

The company has special plans for which various diseases are covered. Special plans include the following:

1. Cancer mediclaim
2. Health mediclaim
3. Critical mediclaim
4. Operation mediclaim

Religare Group/Corporate Insurance

Religare Insurance also covers Group / Corporate Insurance. The various plans covered under this type of insurance are:

1. Group explore – It is group travel insurance
2. Group care- It provides for Group Health Insurance
3. Group Secure- It provides for Group Personal Accident Insurance

Religare Health Insurance Overview

Religare Health Insurance is one of the leading insurance companies in the industry. It has its own set of loyal customers and has carved a niche due to the following features and benefits.

Features of the health insurance plans from Religare:

Different options available: Like mentioned above, you get many options to choose from when you look to buy the Religare Health Insurance plans. You can choose from between a comprehensive health plan, a maternity plan, a senior citizen plan and a personal accident plan, among others. You are therefore not compelled to choose any particular plan and are free to pick the health cover of your choice.

Cover for the entire family: You can cover all the members of your family with the Religare health plans. You can opt for a family floater plan and bring every family member under a common health insurance cover. You can also see what kind of policy the individual family members need and buy separate covers for them as well.

Extensive list of conditions covered: Many useful covers are available under the Religare health insurance plans. You not only get covered for your hospitalisation costs, you also get to make claims for pre and post hospitalisation expenses. This apart, Religare also compensates your OPD bills, preventive health checks and other diagnostic expenses. This makes it very easy for you to take care of yourself and lead an overall healthy life.

Short waiting period: When you buy a health plan, certain ailments are covered only after a waiting period, unfortunately, these waiting periods are rather long and have to wait for almost four years before you get a cover. Religare has some of the shortest waiting periods with illnesses being covered within two years. This is a feature that gives you a fair amount of advantage when buying health insurance.

Lifelong Renewal: Get lifelong renewal option and peace of mind of having health insurance coverage at all stages of life

Wide Network hospitals – Get cashless and hassle-free treatment at more than 5420 network hospitals across the country.

Automatic Restore benefit: Auto restore of sum insured at no extra cost

No claim bonus reward: Get no claim bonus reward of up to 150% increase in sum insured

Annual Health check-up: Annual health check-up facility only for insured members

Quick Claim process– No third-party administrator involved in claims resulting in a quick turnaround.

Worldwide healthcare treatment coverage: Add-on cover available to avail best of treatment anywhere in the world

Why to buy Religare Health Insurance Plans?

In the current times, Health Insurance has now become a necessity for each and every person. Religare Health Insurance provides for such necessity of an individual. It was launched in 2012 and is providing vast range of plans and policies for every individual, corporate or group. The below are the reasons as to why one should buy Religare Health Insurance Plans:

1. Plans are offered by company for families up to 6 members (4 adults and 2 children)
2. The company offers expense coverage for specified number of days pre and post hospitalization.
3. Free medical checkups are available for insured and family members.
4. The plans cover pre-existing diseases after waiting period of four years.
5. The policies as provided by the company are lifelong renewable.

List of Religare Health Insurance Plans

Religare Health Insurance Company provides for various Health Insurance Plans for varied individual and group customers. It has a vast network base. Religare Health insurance Policies offered are:

PLAN NAME

MINIMUM AGE TO ENTER

TERM OF THE POLICY

Care

5 Years

1,2 or 3 Years

Enhance

1 Day

1,2 or 3 Years

Joy

Adult – 18 Years

 
 

Children and Newborn-

1 or 2 OR 3 YEARS

 

1 Day

 

Assure

18 Years

1 or 2 Or 3 Years

Secure

91 Days

1, 2 or 3 Years

Key Benefits of Religare Health Insurance Plans

High cover: You can buy a Religare health insurance cover for as much as INR 5 lakhs. That is a pretty high cover and allows you to stay protected in a very wholesome manner.

Best rates: A major reason for buying a Religare plan is the cost factor. These plans are very affordable. So you get to have a health cover that is comp and wholesome and that too without burning your wallet.

High claim settlement ratio: You obviously buy a health plan with the hopes of getting a claim settled later on. However, many insurance providers reject claims and leave the policyholders in a tough situation. Religare Health Insurance has a very high claim settlement ratio. You therefore are pretty assured of getting your claim honored if you are honest and diligent with your plan.

Good customer support: Another reason for buying a Religare health plan is the company’s dedication towards its customers. The insurer has an excellent customer support team who are always eager to help you out. You can easily reach out to them and get your doubts cleared in no time.

Expertise in healthcare: The Promoters of Religare Health Insurance, Fortis Health Care have decades of expertise in the healthcare industry giving a huge advantage to Religare Health Insurance plans.

List of Religare Health Insurance Plans in detail Care – Comprehensive Health Insurance Plan

Religare Care Health Insurance Plan –It is a comprehensive or an all-inclusive health insurance plan which provides cover for you and your entire family. The policyholder along with his family member is entitled for auto-renewal and free health check-ups. Also, the entire policy is available online with no extensive paperwork.

Features

• Extensive range of sum insured and lifelong renewal guarantee
• Automatic refill of sum insured at no extra charge
• No claim bonus of up to 150% increase
• No medical check-up for sum insured less than 25 lakhs or for age under 50 years
• Cashless claim settlement at over 5420 plus hospitals

Eligibility

• In order to enter the plan, one needs to be minimum of 91 days. There is no limit on maximum age.

• Option of lifelong renewal upon expiry is provided by the policy. Renewal shall be done under the available Health Insurance Product or its nearest substitute as approved by IRDA.

• A minimum waiting period of 30 days is provided by the plan except in case of emergencies like injuries. Where in case of pre-existing illness, the plan has a waiting period of 4 years of continuous coverage from the date of choosing the plan.

• The sum insured can be enhanced only at the time of renewal of policy.

• Co-payment is not required to be paid if the age of the eldest member of the family at the time of first taking the policy is less than 61. Where the eldest member at the time of taking the policy is more than 61 years, a co-pay of 20% is applicable.

• Where policy is renewed upon expiry of family health plan a grace period of thirty days is provided.

• Depending on the plans chosen, coverage range from 3 lakhs to 6 crores.

Other Benefits

• The plan provides for Pre-hospitalisation expenses of 30 days and post hospitalisation expenses of 60 days.
• Tax benefit under Section 80D of the Income Tax Act can be enjoyed
• No claim bonus can be availed for special plans up to 150%,
• The policyholder can avail a discount of 10% on a 3-year policy and avail a discount of 7.5% on a policy of 2 years.

Plan provides for coverage that ranges from between Rs.3 Lakhs to Rs.6 Crores.

Religare health insurance has varied options, five different types of budget options for health insurance policy. It is popularly called as Religare Care plans. The family health plan, depending upon the coverage, is divided into 5 categories. These are:

1. Super saver plan(care 3) – Sum assured is up to a maximum of 4 lakh rupees
2. Elite plan(care 4) – Sum assured is in 4 lakhs, 7 lakhs and 10 lakhs
3. Elite Plus Plan(care 5) – Sum assured is in 15, 20, 25,30 and 40 lakhs
4. Global plan(care 6) – Sum assured is in 50, 60, 75 lakhs
5. Global Plus plan (care 7) – Sum assured is in 1, 2, 3 and 6 crores.

The above plans vary with respect to max cap allowed in categories like alternate treatments, domiciliary hospitalisation, ICU charges and Room rent along with sum assured.

Care – Freedom

Religare Care Freedom Plan –This plan is a senior citizen health insurance plan which provides cover between ₹3-10₹ lakhs with flexible policy terms of 1 ,2 or 3 years.

Features

• No pre-policy health check-up needed for any sum insured or age of the policyholder
• Guaranteed lifelong renewability advantage in this plan
• Automatic refill of sum insured at no extra costs
• Annual health check-up facility for insured members
• Hassle free cashless service at a wide range of network hospitals across the country

Eligibility

• For senior citizens, the minimum entry age to enter into Mediclaim is 46 years.
• There is no upper cap for maximum entry. The policyholder has lifelong eligibility to Freedom plan with variable premium, depending upon his age of entry
• The proposer needs to be of age 18 years or above.
• Senior citizens can cover themselves under individual or floater insurance for health insurance.
• Lifelong renewal is provided by Freedom care. It can be renewed under existing health insurance with medical benefits for senior citizens or its nearest substitute available.
• Where a senior citizen health insurance policy expires, a grace period of 30 days is provided to renew the policy.
• It provides an initial waiting period of 30 days from any illness
• With existing health conditions, there is a waiting period of 2 years. One needs to have continuous coverage in the above period.

Enhance – Highly Deductible Health Insurance

Religare Enhance Insurance –It is a super top up insurance plan provided by the company for those individuals who are already insured.

Features

• Flexibility in choice of deductible
• A wide range of sum insured of up to INR 60 Lakhs
• Yearly health check-up service for insured members
• Choice of getting the medical treatment done anywhere in the world in this plan
• No pre-policy health check-up required for sum insured of less than INR 40 lakhs or less than 50 years of age

Eligibility

• The minimum entry age is 1 day (floater).
• There is no maximum age of entry.

Joy – Maternity and New Born Baby Cover with Health Insurance

Religare Joy Health Insurance Plan – This plan is a maternity &newborn cover plan along with health insurance which comes in two variants.

Features

• The option of two plans for selection Joy today and Joy tomorrow as per requirement
• 9 month and 24 months waiting period in Joy today and Joy tomorrow
• Sum insured options of INR 3 lakhs and INR 5 lakhs in both the plans
• Gives coverage for new-born baby and new born baby defects
• Minimum entry age is 18 years and maximum entry age is 45 years
• Hospitalization expenses of in-patient and also day care procedures
• Ambulance coverage of up to INR 1000 per claim
• Long-term policy covers of 3 years available in the plan

Eligibility

• The minimum age of entry is 18 years for an adult and 1 day for a child/newborn.
• The maximum age to enter the plan is 65 years for adults, 24 years for a child and 90 days for a newborn.

Group – Group Health Insurance

Religare Health Insurance also offers customized Group health insurance coverage that is tailor-made to suit the individual requirements of your organization or group. The group insurance policy from Religare – Group Care, facilitates to safeguard the most important asset for your company and you – the employees/Customers. The key factors of the group insurance scheme are as follows:

Features:

• A group plan for employers for their staff/employees
• Pre and post hospitalization cover
• Maternity cover
• Day care treatments
• Flexibility to customize the plan as per requirements
• Yearly health check-up for all insured members

Religare Health Insurance Plan Add-on Covers

Religare Health Insurance offers the following key Add-on covers along with their health insurance plans.

1. No Claim Super Bonus:
Where a policyholder has not made a claim in any year, this add-on provides for an increase of sum-assured by 50% up to maximum 100%.

2. Everyday Care
This Add-on cover provides for 1% of sum assured. This is for doctor consultation and diagnostic tests.

3. Unlimited Automatic Recharge
Under this cover, sum –assured is reinstated every time it exhausts for an unlimited number of times.

4. Air Ambulance Cover
Religare Health Insurance policy covers air ambulance

5. Personal Accident Cover
Amount up to 10 times of sum insured is covered in case of Accidental Death and Permanent Total Disability.

6. International Second Opinion
This add-on covers expenses related to second opinion of doctors.

7. Global Coverage
Cost of overseas hospitals is included in this add-on feature. Hence, Religare add-on covers provide global coverage and on a cashless basis.

Religare Cancer Mediclaim

• It is a comprehensive Health Insurance Plan provided by the Religare.
• It covers all major types of cancer for life.
• The plan offers affordable EMIs.

Key features of the policy are:

1. Option to renew the policy lifelong.
2. No upper age limit to enroll in the plan.
3. It covers expenses incurred for chemotherapy and radiotherapy.
4. For some Sum Insured options, there is no limit on ICU charges.
5. The plan covers pre and post hospitalization expenses.

Religare Heart Mediclaim

• This insurance policy is specifically designed to cover 16 major heart ailments.
• The plan offers affordable EMIs.

Key features of the policy are:

1. Option to renew the policy lifelong.
2. No upper age limit to enroll in the plan.
3. It covers expenses incurred for radiotherapy and organ donor
4. For some Sum Insured options, there is no limit on ICU charges.
5. The plan covers pre and post hospitalization expenses.
6. Plan also provides quick recovery counseling.

Critical Mediclaim

The plan provides for lifelong coverage. It covers 32 critical illnesses.

Key features of the policy are:

1. Option to renew the policy lifelong.
2. No upper age limit to enroll in the plan.
3. It covers expenses incurred for radiotherapy and chemotherapy
4. For some Sum Insured options, there is no limit on ICU charges.
5. The plan covers pre and post hospitalization expenses.
6. Plan also provides quick recovery counseling.
7. Dialysis is also covered.

Operation Mediclaim

It is a type of health insurance that covers expenses related to defined surgical procedures.

Key features of the policy are:

1. Option to renew the policy lifelong.
2. No upper age limit to enroll in the plan.
3. It covers expenses incurred for radiotherapy and organ donor
4. For some Sum Insured options, there is no limit on ICU charges.
5. The plan covers pre and post hospitalization expenses.
6. Plan also provides quick recovery counseling.
7. Dialysis is also covered.

Religare Secure Health Insurance Plan: A Personal Accident Insurance (Features and Benefits)

• Secure is comprehensive health insurance plan.
• It takes care of every issue that arises due to serious accidents.
• 3 policy options are available with a person to choose from.

The features of this plan are:

The three types of Policy Options are

Particulars

Secure 1

Secure 2

Secure 3

Sum Insured (in Rs.)

10 Lac INR

15 Lac or 20 Lac or 25 Lac or 30 Lac INR

50 Lac INR

Benefits

 

 

 

In case of Accidental Death

Sum insured shall be provided

Sum insured shall be provided

Sum insured shall be provided

    

Whether Permanent Total Disablement is covered

Yes

Yes

Yes

Whether Permanent Total Disablement Improvement is covered

No

Yes

Yes

    

Whether benefit is provided if a person suffers from Permanent Partial Disablement

Yes

Yes

Yes

    

Whether benefit is provided if a person suffers from Permanent Partial Disablement Improvement

No

Yes

Yes

    

If policy covers Fractures

Up to Rs. 50,000

Up to Rs. 1,00,000

Up to Rs. 2,00,000

Whether benefit of Child Education is covered?

No

10% of Sum insured

10% of Sum insured

    

Cost of Major Diagnosis Tests is inclusive?

No

Up to Rs. 15,000

Up to Rs. 25,000

Whether benefit will be provided in case of Disappearance?

No

Sum insured

Sum insured

    

Is Mobility Cover

Included?

No

Up to Rs. 15,000

Up to Rs. 25,000

Whether cost incurred due to Burns is included?

No

Up to Rs. 10,00,000

Up to Rs. 20,00,000

    

Repatriation of Mortal Remains?

No

No

2% of SI, Max Rs 1,00,000

    

Whether Temporary Total disablement cost is inclusive in the policy?

Up to Rs 5,000 per week

Up to Rs 10,000 per week

Up to Rs 20,000 per week

    

Loyalty

5% of Sum Insured

5% of Sum Insured

5% of Sum insured

    

Whether benefit shall be provided in case of Common Carrier Mishap?

No

No

Yes

    

Optional Benefit:

Accidental Hospitalization

Up to Rs 50,000

Up to Rs 50,000

Up to Rs 1,00,000

 

Exclusions in Religare Secure Health Insurance Plan

The insurance companies do not cover some of the diseases and expenses in a policy. For Religare Health Insurance Plans, the following are excluded from the policies:

• The plans provided by Religare have a waiting period of 30 days. This waiting period is for non-critical health conditions. So, if disease is diagnosed during this period or if any surgery is required then or any other symptom or occurrence of event whose signs or symptoms are occurring within 30 days of policy period start date, will not be covered.

• Even though more than 540 same day treatments are covered by Religare for convenience of the policyholder it must be noted that self -inflicted injuries, suicide or suicide attempts are not covered.

• Religare’s medical insurance premium does not include any expenses that are attributable towards alcohol consumption.

• Expenses incurred for treatment of HIV/ Aids is also not covered.

• Religare Health Insurance Plans also do not cover congenital diseases.

• Any expense incurred for treatment related to or arise from pregnancy, childbirth, miscarriage, abortion and its consequences are also not included. However, Religare provides separate maternity insurance regarding this.

• Tests and treatment expenses incurred for infertility and also in-vitro fertilization shall also be excluded from the plans.

• Where a person is hospitalized due to war, riot, strike or nuclear weapons, then such expenses shall also not be included.

Inclusions in Religare Secure Health Insurance Plan

Religare Health Insurance plans cover the following. It is for all plans.

1. It covers costs related to in-patient hospitalization
2. Plans are inclusive of pre-hospitalization and post-hospitalization costs.
3. It also includes domiciliary hospitalization.
4. Health check -ups are included in the plans.
5. Policies provide for Alternative Treatments.
6. It also provides for Day Care Treatments.
7. Room rents are covered
8. Organ donors are also included.
9. Plan covers second opinion charges
10. Recharge of sum insured

Religare Group Care

The group insurance policy from Religare – Group Care, facilitates to safeguard the most important asset for your company and you – the employees/Customers. The key factors of the group insurance scheme are as follows:

Features:

• A group plan for employers for their staff/employees
• Pre and post hospitalization cover
• Maternity cover
• Day care treatments
• Flexibility to customize the plan as per requirements
• Yearly health check-up for all insured members
• Out-patient treatments are covered.
• Treatments other than allopathic are also covered. Ayurveda, Unani, Siddha, Homeopathy are covered.
• Room rent, doctor’s surgery, ICU charges are covered.

Religare Group Secure

This insurance plan provides for Personal accident insurance for employees /customers of the corporate.

It covers the employees from financial burden arising due to unfortunate accidents. In other words, it covers accidental death.

The important features of the policy are:

• Permanent Partial & Total disablement and temporary total disablement is covered.
• Reconstructive surgery is covered.
• Covers child education.
• Covers burns and fractures.
• Covers disappearances.
• Provides global coverage
• Additional advantage of Terrorism Coverage is also provided.
• It also includes domestic road ambulance coverage.

How to Buy Religare Health Insurance Plan

Religare insurance policies can be bought online from the official website of   Religare Health Insurance – www.religarehealthinsurance.com

The customer care team shall take necessary actions after a policy is bought online.

Religare Health Insurance Renewal

Renewal of Religare Health Insurance Policy is a simple process. It does not consume time. It is important to renew the policy before due date or maturity date so as to stay covered or insured. The steps for the policy renewal process are:

1. Provide existing policy details. – Policy number, name, date of birth etc
2. Make online payment by using debit card, credit card or internet banking.
3. Post payment, you shall receive a policy renewal confirmation and your policy is renewed.

Procedure to Renew Religare Health Insurance Plan Online

The steps to renew the policy online are:

1. Log on to the online Religare portal
2. Click on the policy Renew Option. It is provided on the top menu.
3. Several fields shall be required to be filled to process online renewal.
4. Provide existing policy number and date of birth under the “Use your Existing Details to Renew” dialog box.
5. Click on submit
6. Provide other details as required.
7. Lastly, payment shall be made through debit card, credit card or internet banking.
8. Post renewal, confirmation for the same shall be received.

How to Claim Religare Health Insurance?

UnderReligare health insurance, there are two types of claims;

Cashless claims and

Reimbursement claims.

1. The process of making cashless claims is as follow:

Step 1: To Check

One should initiate his plan of making a claim by checking whether an ailment is covered as per his health insurance plan terms and conditions or not. The person should also check if hospitalisation is covered within insurance provider’s network. It would be advisable to confirm with the company before hospitalisation.

Step 2: To Inform the provider

Then, intimate the insurance provider that you want to initiate a claim. You shall be required to fill a pre-authorisation form while being admitted at the hospital. This form should be submitted at the Third Party Administration (TPA) counter. It is then sent to your insurance provider. The company shall then authorise it.

Step 3: Submit the relevant documents

You are required to submit relevant insurance documents like a cashless health card given to you by your insurance provider at the TPA counter. Documents such as KYC shall also be required for identification.

Step 4: Recordkeeping

The insurer shall retain all the original documents post your cashless claim is approved by your insurance provider. You can request for a record of the same from hospitalisation.

Step 5: Pre hospitalisation and post hospitalisation

In order to file claims later on, you may be required to retain bills and prescriptions. It shall be based on your pre and post hospitalisation clause in your selected health policy.

2. The process of making a reimbursement claim is:

When the policyholder seeks treatment in a non-network hospital or if the insurance plan does not provide for cashless claim, reimbursement claim may be filed.

However, if a person still wants to file for a reimbursement claim then the steps are as follows:

Step 1: Inform the provider

The basic step is to intimate the health insurance provider of the future claim to be made. Submit a duly filled reimbursement claim form. It is to be submitted within 30 days after the discharge from the hospital.

Step 2: Submission of the required documents

It is necessary to attach original copies of the medical bills, medical reports, and hospital bills. The bills and reports should be signed and stamped along with the claim form. The bill should indicate details such as the hospital name and registration number while the reports must include details like the patient’s name, date of admission and discharge as well as the prescriptions.

Step 3: Submitting the discharge summary to health insurance plan provider.

It is important to submit your hospital discharge summary to your health insurance plan provider. It shows the treatment you have received and whether you were fit enough to be discharged from the hospital.

Step 4: Submit a follow-up summary

Along with the reimbursement claim form, a follow-up prescription or summary from your doctor indicating your health status and fitness after a hospitalisation must be submitted. The follow-up prescription and summary can be submitted 60, 90, or 120 days after discharge. It shall depend on your health insurance provider.

Step 5: Maintaining of Records

It is necessary to retain copies of all the claim documents like medical bills, reports, and follow-up prescription that were submitted for future reference. Reimbursement claims first registered with the company and are settled 2 to 3 weeks post registration.

How to Claim Religare Health Insurance?

UnderReligare health insurance, there are two types of claims;

Cashless claims and

Reimbursement claims.

1. The process of making cashless claims is as follow:

Step 1: To Check

One should initiate his plan of making a claim by checking whether an ailment is covered as per his health insurance plan terms and conditions or not. The person should also check if hospitalisation is covered within insurance provider’s network. It would be advisable to confirm with the company before hospitalisation.

Step 2: To Inform the provider

Then, intimate the insurance provider that you want to initiate a claim. You shall be required to fill a pre-authorisation form while being admitted at the hospital. This form should be submitted at the Third Party Administration (TPA) counter. It is then sent to your insurance provider. The company shall then authorise it.

Step 3: Submit the relevant documents

You are required to submit relevant insurance documents like a cashless health card given to you by your insurance provider at the TPA counter. Documents such as KYC shall also be required for identification.

Step 4: Recordkeeping

The insurer shall retain all the original documents post your cashless claim is approved by your insurance provider. You can request for a record of the same from hospitalisation.

Step 5: Pre hospitalisation and post hospitalisation

In order to file claims later on, you may be required to retain bills and prescriptions. It shall be based on your pre and post hospitalisation clause in your selected health policy.

2. The process of making a reimbursement claim is:

When the policyholder seeks treatment in a non-network hospital or if the insurance plan does not provide for cashless claim, reimbursement claim may be filed.

However, if a person still wants to file for a reimbursement claim then the steps are as follows:

Step 1: Inform the provider

The basic step is to intimate the health insurance provider of the future claim to be made. Submit a duly filled reimbursement claim form. It is to be submitted within 30 days after the discharge from the hospital.

Step 2: Submission of the required documents

It is necessary to attach original copies of the medical bills, medical reports, and hospital bills. The bills and reports should be signed and stamped along with the claim form. The bill should indicate details such as the hospital name and registration number while the reports must include details like the patient’s name, date of admission and discharge as well as the prescriptions.

Step 3: Submitting the discharge summary to health insurance plan provider.

It is important to submit your hospital discharge summary to your health insurance plan provider. It shows the treatment you have received and whether you were fit enough to be discharged from the hospital.

Step 4: Submit a follow-up summary

Along with the reimbursement claim form, a follow-up prescription or summary from your doctor indicating your health status and fitness after a hospitalisation must be submitted. The follow-up prescription and summary can be submitted 60, 90, or 120 days after discharge. It shall depend on your health insurance provider.

Step 5: Maintaining of Records

It is necessary to retain copies of all the claim documents like medical bills, reports, and follow-up prescription that were submitted for future reference. Reimbursement claims first registered with the company and are settled 2 to 3 weeks post registration.

Religare List of Cashless Network Hospitals
(List taken from the Religare product brochure)

S. No.

HOSPITAL NAME

ADDRESS

STATE

ZONE

1

Guru Nanak Hospital

Sham Nagar, Near L.I.C.Office, Shyam Nagar Rajpura, Punjab-140401

Punjab

North

2

Simrita Nursing Home

68,Dalima Vihar, Rajpura Township, Rajpura, Punjab-140401

Punjab

North

3

Avasthi Bone & Joint Clinic & Hospital

No.135,Green Park, Opp. Prince Hostel, Civil Lines, Ludhiana, Punjab-140401

Punjab

North

4

Bassi Nursing Home Pvt. Ltd.

No.970/B, Near Dhobhi Ghat, Rajpura Road, Civil Lines, Ludhiana, Punjab-140401

Punjab

North

5

Kapil Hospital

Near New Courts, Opp. Commissioners Office, Ind. Area, Near New Courts Jalandhar, Punjab-144001

Punjab

North

6

Gursimran Hospital

Naloian Chowk, Dasuya Road, Hoshiarpur City, Hoshiarpur, Punjab-146001

Punjab

North

7

Garg Mission Hospital

7, Dhillon Marg, Model Town, Patiala, Punjab-147001

Punjab

North

8

Athena Hospital

Athena Hospital Complex, Falnir Road, Mangalore, Karnataka-575001

Karnataka

South

9

Cheema Medical Complex

Phase-4, Near Telephone Exchange, S.A.S.Nagar, Mohali, Punjab-160059

Punjab

North

10

Indus Hospital

S.C.F.98-100, Phase 3B2, Mohali, Punjab-160059

Punjab

North

11

Thareja Nursing Home

No.1, Ram Khirteer Company Bagh Road, Alwar, Rajasthan-301001

Rajasthan

North

12

Dhami Eye Care Hospital

82-B, Kichlu Nagar, Ludhiana, Punjab-140401

Punjab

North

13

Sirish Hospital

B-XX,1140, Krishna Nagar, Ludhiana, Punjab-140401

Punjab

North

14

Chugh Eye Surgery Centre

L-637,Near Deep Hospital, Model Town, Ludhiana, Punjab-141002

Punjab

North

15

Dr Om Parkash Eye Institute Pvt.Ltd.

117-A,Mall Road, Near Novelty Omaxe, Mall Mandi, Amritsar, Punjab-143001

Punjab

North

16

Maharishi Dayanand Hospital & MRC

228-BC Road, Rehari Chugi, Rehari Mohalla, Jammu Jammu & Kashmir-180005

Jammu & Kashmir

North

17

Omega Hospitals Pvt. Ltd.

Mahaveera Circle, Kankanady, Mangalore, Karnataka-575002

Karnataka

South

18

Thind Eye Hospital

701-L,Mall Road, Model Town, Jalandhar, Punjab-144003

Punjab

North

19

Behgal Hospital

S.F.C.11, Phase – 5, S.A.S Nagar, Near PTL Chowk, Mohali, Punjab-160059

Punjab

North

20

Jeevan Jot Hospital

Peer Khanna Road, Khanna HO, Khanna, Ludhiana, Punjab-141401

Punjab

North

21

Indus Super Speciality Hospital

Opposite D.C.Office, Phase-1, S.A.S.Nagar, Mohali, Punjab-160055

Punjab

North

22

KMC Hospital

Attavar, Mangalore, Karnataka-575001

Karnataka

South

23

Jyoti Nursing Home Pvt. Ltd.

Road No.4, Opp. SBI Bank, Vishvakarma Ind. Area, Jaipur, Rajasthan-302013

Rajasthan

North

24

Mitra Hospital

Mitra Priya, Old Post Office Road, Udupi, Karnataka-576102

Karnataka

South

25

Kolhapur Cancer Centre Pvt. Ltd.

R.S. 238,Gokul Shirgaon, Opp. Mayur Petrol Pump, Karveer, Kolhapur, Maharashtra-416234

Maharashtra

West

26

Bansal Eye Hospital & Laser Centre

41, Khalsa Road, Bank Colony, Patiala, Punjab-147101

Punjab

North

27

Ohri Hospital G.T. Road,

Opp. Railway Workshop, Putlighar, Amritsar, Punjab-143001

Punjab

North

28

Med Card Multispeciality Hospital

Tarn Taran Road, Amritsar, Punjab-143022

Punjab

North

29

Harish Hospital Pvt. Ltd.

1, Raghu Commercial Complex, Near Jail Circle, Vijay Mandir Road, Alwar Rajasthan-301001

Rajasthan

North

30

Ramjanam Sulakshana Pandey Cancer Hospital

Kothal More, Gumla Road, Ranchi, Jharkhand-835303

Jharkhand

East

31

Sri Devi Nursing Home

Opp. Gandhi Park, Voderhobli, Kundapura, Udupi, Karnataka-576201

Karnataka

South

32

Sri Manjunatha Hospital

Main Road, Kundapura Taluk, Kundapura, Udupi, Karnataka-576201

Karnataka

South

33

Choudhary ENT Maternity and General Health Care

Near Old SBI, Katra Khazana, Amritsar, Punjab-143001

Punjab

North

34

Rana Hospital

688 F, Saheed Bhagat Singh Nagar, Pakhowal Road, Ludhiana, Punjab-141002

Punjab

North

35

Chinmayi Hospital

Church Road, Kundapura, Udupi, Karnataka-576201

Karnataka

South

36

Hitech Medicare Hospital

NH 66, Ambalpady, Udupi, Karnataka-576103

Karnataka

South

37

Shoor Hospital

I/S, Khazana Gate, Amritsar, Punjab-143001

Punjab

North

38

Kiran Nursing Home

Dashmesh Nagar, Ropar, Punjab-140001

Punjab

North

39

R R M Central Hospital

Street No. 03, Central Town, Hoshiarpur, Punjab-146001

Punjab

North

40

Joshi Hospital

Kapurthala Chowk, Jalandhar, Punjab-144001

Punjab

North

41

Hind Hospital

Bhai Bir Singh Gurudwara Road, Ahmedgarh, Sangrur, Punjab-148021

Punjab

North

42

Adarsha Hospital

Near Market Yard, NH 66, Kundapura Udupi Udupi Karnataka

South

576201

43

Shrinath Superspeciality Health Centre Pvt. Ltd.

3rd  & 4th Floor,Joshi Hospital, Anuj Tower, Jalandhar, Punjab-144001

Punjab

North

44

Ambay Eye Care

917,Main Gill Road, ST No. 6, Dashmesh Nagar, Ludhiana, Punjab-141003

Punjab

North

45

Pawan Hospital Pvt Ltd

27 E, Govind Puri, New Ramgarh Mode, Amer Road, Jaipur, Rajasthan-302002

Rajasthan

North

46

Benaka Health Centre

Near Ernodi Bridge, Main Road, Ujire, Karnataka-574240

Karnataka

South

47

Jindal Eye Hospital

10/62,Chitrakoot Scheme, Opp. Chitrakoot Stadium, Vaishali Nagar, Jaipur Rajasthan-302021

Rajasthan

North

48

Pragathi Speciality Hospital

Main Road, Bolpur, Puttur, Karnataka-574201

Karnataka

South

49

Balaji Medicare Hospital

132-A,Basti Sheikh Road, Ashok Nagar, Jalandhar, Punjab-144002

Punjab

North

50

Mudhale Nursing Home & Kolhapur Endoscopy Centre

204K/30B, New Shahupuri, Behind Tourist Hotel, Kolhapur, Maharashtra-416001

Maharashtra

West

51

Vardhan Children Hospital

Sykes Extension, Near Railway Phatak, Behind Kotak Mahindra Bank, Kolhapur, Maharashtra-416001

Maharashtra

West

52

Walia Hospital

33-B, Near Malhar Road, Sarabha Nagar, Ludhiana, Punjab-141002

Punjab

North

53

Neelam Hospital & Maternity Home

15-16 E, Gobind Colony, Rajpura, Punjab-140401

Punjab

North

54

Dr. Shakeen Singh Eyes & Dental Hospital

391-Green Avenue, Kacheri Chowk, Amritsar, Punjab-143001

Punjab

North

55

Hariram Memorial Medical Centre

Kambla Cross Road, Near Kudroli Temple, Kadri, Mangalore, Karnataka-575003

Karnataka

South

56

Karan Hospital & Maternity Home

Heon Road, Near Bus Stand, Heo Road, Banga, Punjab-144505

Punjab

North

57

Sharma Eye Hospital & Laser Centre

Near Radha Soami Satsang Ghar, Zail Singh Nagar, Ropar, Punjab-140001

Punjab

North

58

Modi Nursing Home

Near Prabhat Chowk, Hoshiarpur, Punjab-146001

Punjab

North

59

Dr. Naresh Hospital & Heart Centre

Kacha College Road, Barnala, Punjab-148101

Punjab

North

60

Sareen Hospital

Sandhu Avenue, Near Auto Piston,Batala Road, Amritsar, Punjab-143001

Punjab

North

61

Aastha Hospital

Dutt Road, Moga, Punjab-142001

Punjab

North

62

Hi-Tech Hospital

4, Ambedkar Circle, Krishna Colony, Alwar, Rajasthan-301001

Rajasthan

North

63

Janaki Multispeciality Hospital

2018 E Ward, Rajarampuri 3rd Lane,Bus Route, Behind Janata Bazar, Kolhapur Maharashtra-416008

Maharashtra

West

64

Dr. Ramesh Super Speciality Eye & Laser Centre

65-A, Ferozepur Road, B.R.S Nagar, Ludhiana, Punjab-141012

Punjab

North

65

Apex Hospital

Batala Road, Near Rishab Auto, Amritsar, Punjab-143001

Punjab

North

66

Chethana Hospital

Near Shree Mahamaya Temple, Puttur, Karnataka-574201

Karnataka

South

67

Dr. Daljit Singh Eye Hospital

1-Radha Soami Road, Amritsar, Punjab-143001

Punjab

North

68

Dr. Punj Artemis Hospital

898/8, Circluar Road, Amritsar, Punjab-143001

Punjab

North

69

Pulse Hospital

Maqbool Pura Chowk, Mehta Road, Near Alfa One Mall, Amritsar, Punjab-143001

Punjab

North

70

Oxford Hospital Pvt Ltd

305, Bhagwan Mahavir Marg,Near Nakodar Chowk, Lajpat Nagar, Jalandhar Punjab-144001

Punjab

North

71

Mangala Hospital

Vajra Hills, Kadri, Mangalore, Karnataka-575003

Karnataka

South

72

Ranjit Hospital G.T Road,

Putlighar, Amritsar, Punjab-143001

Punjab

North

73

Dr. N.R Acharya Memorial Hospital

N.H-66, Koteshwara Kundapura Taluk, Koteshwara, Udupi, Karnataka-576222

Karnataka

South

74

Chikitsa ENT Hospital

60, Pink Plaza, O/S Hall Gate, Amritsar, Punjab-143001

Punjab

North

75

Father Muller Hospital

Thumbe, Bantwal, Mangalore, Karnataka-574143

Karnataka

South

76

Dhaliwal Hospital

3-Batala Road, Amritsar, Punjab-143001

Punjab

North

77

Dr. Manpreet’s Global Eye Hospital

SCF-36, Opp.Gurudwara Singh Sabha,Rajpura Road, S.S.T Nagar, Patiala, Punjab-147001

Punjab

North

78

Puttur City Hospital Pvt Ltd

Madhavabhag,APMC Road, Puttur Taluk, Puttur, Karnataka-574201

Karnataka

South

79

Kapoor Bone & Children Hospital

Pathankoat Bye Pass Chowk, Jalandhar, Punjab-144001

Punjab

North

80

Life Line Hospital

Guru Angad Nagar, Gali No.5,Chandigarh Road, Nawanshahr, Punjab-144514

Punjab

North

81

Sangha Hospital

Giani Zail, Singh Nagar, Ropar, Rupnagar, Punjab-140001

Punjab

North

82

Ashwini Hospital

Hosamajalu, Kowkrady Post, Nellyady, Puttur, Karnataka-574229

Karnataka

South

83

Bhardwaj Hospital

Link Road, Bagru,Sanganer, Jaipur, Rajasthan-303007

Rajasthan

North

84

Tyagi Eye Hospital

A-100, Prince Road,Ajmer Road,Bhan Nagar, Bhan Nagar, Jaipur, Rajasthan-302006

Rajasthan

North

85

Chomu Mahila And Eye Hospital Pvt Ltd

Pakka Bandha,Samod Moad, Ringus Road, Chomu, Jaipur-Rajasthan-303702

Rajasthan

North

86

Sethi Children Hospital

19, Vijay Mandir Road, Lajpat Nagar, Alwar, Rajasthan-301001

Rajasthan

North

87

Madhuri Hospital

30, Panchwati Sechm No.7, Alwar, Rajasthan-301001

Rajasthan

North

88

Saraswathi Nursing Home

15/A, Thyagaraj Road, Bantwal, Karnataka-574211

Karnataka

South

89

Tarini Cancer Hospital & Research Institute

E.I.-2, M.I.A., Near Lohiya Ka Tibara, Alwar, Rajasthan-301030

Rajasthan

North

90

Shri Krishna Hospital

Kakkinje, Belthangady, Karnataka-574228

Karnataka

South

91

Singla Nursing & Eye Hospital

Fauji Road, Near Railway Station Over Bridge, Kotkapura, Punjab-151204

Punjab

North

92

J.P.Eye Hospital 35,

Phase-7, Mohali, Punjab-160062

Punjab

North

93

Sachdeva Netralaya

3-B, Extention Gandhi Nagar, Jammu, Jammu & Kashmir-180004

Jammu & Kashmir

North

94

Rana Nursing Home

BDO Office Road, Sirhind, Punjab-140406

Punjab

North

95

Virk Hospital And Maternity Home

192, Hargobind Nagar, Phagwara, Punjab-144401

Punjab

North

96

Mahajan Eye Hospital & Maternity Home

111, Shaheed Udham Singh Nagar, Jalandhar, Punjab-144001

Punjab

North

97

Aastha Kidney And Superspeciality Hospial

B-20,1197/1, Civil Lines, Krishna Nagar, Ludhiana, Punjab-141001

Punjab

North

98

Sanjeevani Hospital

Garh Colony, Kotputli, Rajasthan-303108

Rajasthan

North

99

Vedanta Hospital

Thela by Pass Choraha, Rajgarh, Alwar, Rajasthan-301408

Rajasthan

North

100

Kakkar Eye Hospital

35,Bank Colony, ITO Road Near Amar Hospital, Bank Colony, Patiala, Punjab-147001

Punjab

North

101

Sankara Eye Hospital

Vipul World, Village Bhanohar, Post Dhaka,Near Wadi Haveli, Ferozepur Road, Punjab-141101

Punjab

North

102

Ashwini Hospital

767 KH, ‘E’ Vishal Chamber, Near Venus Corner, Konda Lane, Laxmipuri, Kolhapur Maharashtra-416001

Maharashtra

West

103

North Star Super Specialty Hospital

2804/R/94, Opp IT Park, Near Vishcapandhari Road, Padamawati Nagar, Kolhapur Maharashtra-416012

Maharashtra

West

104

Ganesh Hospital

922/923, B’ Azad Chowk, Ravivarpeth, Kolhapur, Maharashtra-416012

Maharashtra

West

105

Mahalaxmi Hospital

1932/A, 12th Lane, Rajarampuri, Kolhapur, Maharashtra-416008

Maharashtra

West

106

Kolhapur Institute Orthopaedic & Trauma

204 KH, Near CBS Stand, Behind Tourist Hotel, Shahupuri, Kolhapur, Maharashtra-416001

Maharashtra

West

107

Kuju Nursing Home

Datma More Main Road, Kuju, Ramgarh, Jharkhand-825316

Jharkhand

East

108

Brindavan Hospital And Reseach Centre

Ranchi Road, Near State Bank of India Marar Branch, Marar, Ramgarh, Jharkhand-829117

Jharkhand

East

109

Ganga HospitalAkhilesh Park,

Near NH4 Kagal, Kolhapur, Maharashtra-416216

Maharashtra

West

110

Vinay Jyoti Hospital

S K Patil College Road, Kurundwad, Kolhapur, Maharashtra-416106

Maharashtra

West

111

Magdum Hospital

Akhilesh Park, Plot No-18,NH-4 Highway, Kagal, Kolhapur, Maharashtra-416216

Maharashtra

West

112

Chougale Neurology Centre & Nursing Home

1697/FF-05,A Ward, Kedar Plaza,Sakoli Cornor-Ramkalavesh Road, Kolhapur Maharashtra-416012

Maharashtra

West

113

Rukade Fracture Accident & Orthopedic Hospital

Plot No.110,Akhilesh Park, Kagal, Kolhapur, Maharashtra-416216

Maharashtra

West

114

Mahatma Gandhi Hospital

New Pargaon, Hatkangale, Kolhapur, Maharashtra-416137

Maharashtra

West

115

Amte Hospital

1877,’c’, Laxmipuri, Kolhapur, Maharashtra-416002

Maharashtra

West

116

Hira Nursing Home

232/A,E-Ward, Near Telecom Bhavan,Tarabai Park, Chandawani Path, Kolhapur Maharashtra-416003

Maharashtra

West

117

Choudhari Hospital

Behind Hotel Shree Natraj, Near Kadage Mala, Jaysingpur-Dharangutti Road, Jaysingpur, Maharashtra-416101

Maharashtra

West

118

Shraddha Surgical Hospital

17/432/1/2, Near Panchawati Theatre, Ichalkaranji, Kolhapur, Maharashtra-416115

Maharashtra

West

119

Vijay Hospital And Medical Care Centre

659 E-Ward, Shahupuri 3rd Lane, Karveer, Kolhapur, Maharashtra, 416001

Maharashtra

West

120

Pristine Womens Hospital

995/2E Ward, Near Basant Bahar Talkies Aseembly Road, Kolhapur, Maharashtra-416001

Maharashtra

West

121

Shri Venkateshwara Hospital

946,’B’ Ward Tembe Road, Near Savitribai Phule Hospital, Kolhapur, Maharashtra-416012

Maharashtra

West

122

Bharat Memorial Hospital

18/1, Near Gouri Nagar Main Road, Shyam Nagar, Indore, Madhya Pradesh-452001

Madhya Pradesh

West

123

Kanke General Hospital And Research Centre Pvt Ltd

At-Block Chowk Kanke, Po+PS-Kanke, Kanke, Ranchi, Jharkhand-834006

Jharkhand

East

124

Mahaveer Hospital

204/31/3, Opp.Govt Girls School,Indore Road, Depalpur, Indore, Madhya Pradesh-453115

Madhya Pradesh

West

125

Kukreja Nursing Home

232,A3B/2, Near Telephone Bhavan,Near Chandwani Hall, Kolhapur, Maharashtra-416003

Maharashtra

West

126

Asha Bal & Netra Rugnalaya Polyclinic

12/188,Bahgla Road, Near Rani Bag, Ichalkaranji, Maharashtra-416115

Maharashtra

West

127

Safalya Fertility And Medical Care Centre

9/26, Sangli Road, Ichalkaranji, Kolhapur, Maharashtra-416115

Maharashtra

West

128

Sushildatta Orthopedic Centre

Mahasatta Chook, Near Mahasatta Office, Sangli Road, Ichalkaranji Maharashtra-416115

Maharashtra

West

129

Patil Institute of Orthopaedic Sciences &Multispeciality Hospital

Near ST Stand Jaysingpur, Near Zele Pump Sangls, Kolhapur Highway, Jaysingpur Maharashtra-416101

Maharashtra

West

130

Mane Care Hospital

10th Lane Lakshmi Road, Behind ST Stand Javsingpur, Shirol, Jaysingpur Maharashtra-416101

Maharashtra

West

131

Yashwant Dharmarth Rugnalaya

Kodoli, Tal-Panhala, Kodoli, Kolhapur, Maharashtra-416114

Maharashtra

West

132

Galaxy Hospitals Ltd

Nivrutti Colony, Warananagar, Kolhapur, Maharashtra-416113

Maharashtra

West

133

Pragati Netra Rugnalaya

1982 E Ward, 9th Lane, Rajarampuri, Kolhapur, Maharashtra-416008

Maharashtra

West

134

Prashanti Hospital

124, Simrol Road, Mhow, Indore, Madhya Pradesh-453441

Madhya Pradesh

West

135

Shrinath Hospitals

13,Betma Road, Sagore Kuti Chouraha, Pithampur, Dhar, Madhya Pradesh-454774

Madhya Pradesh

West

136

Malwa Hospital & Research Centre Pvt Ltd

Agrawal Tower, Mhow Neenuch Road, Pithampur, DharMadhya Pradesh-454775

Madhya Pradesh

West

137

Preet Hospital

Fatehgarh Churian Road, Rattan Singh Chowk, Amritsar, Punjab-143001

Punjab

North

138

Chandan Hospital

No. 891, Phase 7, Dilawari Street, Putligarh, Amritsar, Punjab-143001

Punjab

North

139

Rippan Hospital

Ramdass Road,Gujjar Pura, Near Ajnala, Ajnala, Amritsar, Punjab-143102

Punjab

North

140

Dr. Karan Singh Memorial Ortho & Multispeciality Hospital

16-A, Doctor Avenue, Circular Road, Amritsar, Punjab-143001

Punjab

North

141

Dr Heena Nursing Home

Village Sur Singh, Tehsil Patti, Tarn-Taran, Punjab-143302

Punjab

North

142

Smt. Shanti Seth Hospital

3, Albert Road, Amritsar, Punjab-143001

Punjab

North

143

Sh Bawa Lal Dyal Hospital

Jammu Jalandhar Bye Pass, Raghunath Nagar, Pathankot, Punjab-145001

Punjab

North

144

Badrinath Hospital

Fatehgarh Churian Road, Amritsar, Punjab-143001

Punjab

North

145

Naveen Hospital

Lane No.5,Vijay Nagar, Batala Road, Amritsar, Punjab-143001

Punjab

North

146

Carewell Heart & Super Speciality Hospital

Model Town, GT Road, Amritsar, Punjab-143001

Punjab

North

147

Loona Nursing Home

Sito Road, Abohar, Punjab-152116

Punjab

North

148

Kumar Hospital

Main Bazar, Nurpur Bedi, Rupnagar, Punjab-140117

Punjab

North

149

Dhawan Nursing Home

Khalra Road, Bhikhiwind, Patti Tarn Taran, Punjab-143303

Punjab

North

150

Bhatia Hospital

Neewan Bazzar, Bagh Jallianwala, Amritsar, Punjab-143006

Punjab

North

151

Jai Kamal Eye Hospital

Opp. Sandhu Colony, G.T Road, Chheharta, Amritsar, Punjab-143105

Punjab

North

152

Shergill Multispeciality Hospital

Opp. Canara Bank, Majitha Road, Amritsar, Punjab-143001

Punjab

North

153

Rahat Nursing Home

Near Veena Talkies, Main Road, Patratu, Jharkhand-829118

Jharkhand

East

154

K G T Hospital And Research Centre

NH-33,College Road, In Front of Reliance Petrol Pump, Ramgarh, Jharkhand-829122

Jharkhand

East

155

Prime Hospital

Gola Road, Kaitha, Ramgarh, Jharkhand-829122

Jharkhand

East

156

Matrika Sadan

NH-23,Murubanda, Near Petrol Pump Chotke Pona, Thana Rajrappa Project, Ramgarh, Jharkhand-825101

Jharkhand

Eas

157

Sai Janki Hospital

7 Gulab Bagh Colony, Near Dewaj Naka, Indore, Madhya Pradesh-452010

Madhya Pradesh

West

158

Adityaj Hospital

Sco 18,Phase-1, First Floor, SAS Nagar, Mohali, Punjab-160062

Punjab

North

159

Gomti Thapar Hospital

G.T Road, Opp. Dana Mandi, Moga, Punjab-142001

Punjab

North

160

Anil Baghi Hospital

Martyr Anil Baghi Road, Ferozepur, Punjab-152002

Punjab

North

161

Kamal Hospital

Amritsar Road, Tarn Taran, Punjab-143401

Punjab

North

162

Karan Hospital Multispeciality Centre

Plot No.6,Shiv Enclave, Machhiwale Road, Samrala, Punjab-141114

Punjab

North

163

Baath Eye Care Centre

78,Adarsh Nagar, Ferozepur Road, Zira, Punjab-142047

Punjab

North

164

Kalyani Hospital

A B College Road, Near Radha Swami Satsang Bhawan, Pathankot, Punjab-145001

Punjab

North

165

Neelkanth Hospital

Near Springdale School, Fatehgarh Churin Road Bye Pass, Amritsar, Punjab-143001

Punjab

North

166

Arora Nursing Home

Chowk Baba Than Ji, Samrala Road, Ludhiana, Punjab-141008

Punjab

North

167

Aastha Hospital

Faridkot Road, Mandi Guruharsahai, Ferozepur, Punjab-152022

Punjab

North

168

Longia Eye Hospital

#54, Guru Nanak Colony, Rajpura, Patiala, Punjab-140401

Punjab

North

169

Jeevan Eye & Maternity Hospital

33, G.T.B Market, Khanna, Punjab-141401

Punjab

North

170

Bharat Surgical & Maternity Centre

Guru Teg Bahadur Nagar, ST No.5 Handiaya Road, Barnala, Punjab-148101

Punjab

North

171

Deep Eye Care centre

481-R, Model Town, Ludhiana, Punjab-141002

Punjab

North

172

Nirmal Nursing Home

1273/B, Mirajkar Tikti, Mangalwar Peth, Kolhapur, Maharashtra-416002

Maharashtra

West

173

Amandeep Hospital

Dalhousie Road, Mamoon, Pathankot, Punjab-145001

Punjab

North

174

Sai Nursing Home

Main Road Patratu, PO-Patratu, Patratu, Ramgarh, Jharkhand-829118

Jharkhand

East

175

Geetai Nursing Home

S T Stand Road, Amravati, Maharashtra-444601

Maharashtra

West

176

Hi-Tech Multispeciality Hospital & Reseach Centre

Near Nanda Market, Rajapeth Squar, Amravati, Maharashtra-444606

Maharashtra

West

177

Mazimay Hospital

By Pass Chandur Railway, Amravati, Maharashtra-444904

Maharashtra

West

178

Milke Orthocare Hospital

Co Durge Hospital VMV Road, Vidhyut Nagar, Amravati, Maharashtra-444604

Maharashtra

West

179

Dr Vijay Agrawal Eye Hospital

Near Sahkar Bhavan, Morshi Road, Amravati, Maharashtra-444601

Maharashtra

West

180

Shree Netralaya

301, City Centre Complex, Amravati, Maharashtra-444603

Maharashtra

West

181

City Multispeciality Hospital & Critical Care Centre

Critical Care Centre, Kalyan Care Centre, Amravati, Maharashtra-444606

Maharashtra

West

182

Dr. Barabde Hospital And Critical Care

Dr. Barabde Hospital Camp Road, Near Holly Cross School, Amravati Maharashtra-444601

Maharashtra

West

183

Belokar Hospital

Vijay Colony, Rukhmini Nagar, Amravati, Maharashtra-444606

Maharashtra

West

184

Matruchhaya Hospital

Near Nanda Market, Rajapeth, Amravati, Maharashtra-444605

Maharashtra

West

185

Parashree Speciality Hospital

Khaparde Bagichha, Near Ushania Masjid, Amravati, Maharashtra-444601

Maharashtra

West

186

Samriti Seva Sadan

Near Mgm Medical College, Dimnalake Road, Jamshedpur, Jharkhand-831018

Jharkhand

East

187

Yash Netralaya & Child Hospital

Vijay Colony, Rukhmini Nagar, Amravati, Maharashtra-444606

Maharashtra

West

188

Poly Eye Hospital

1560,Urban Estate Phase II, Local Point, Jamalpur, Ludhiana, Punjab-141010

Punjab

North

189

Ekta Hospital

Akot Road, Banosa-Daryapur, Daryapur, Amravati, Maharashtra-444803

Maharashtra

West

190

Godawari Hospital

Akot Road, Banosa-Daryapur, Daryapur, Amravati, Maharashtra-444803

Maharashtra

West

191

Pushpak Hospital

Gandhi Chowk, Banosa-Daryapur, Daryapur, Amravati, Maharashtra-444803

Maharashtra

West

192

GD Hospital

80 Feet Road, Ratanpuri, Ratlam, Madhya Pradesh-457001

Madhya Pradesh

West

193

Sanjeevani Hospital

126, Station Road, Ratlam, Madhya Pradesh-457001

Madhya Pradesh

West

194

Shah Hospital

124, Katju Nagar, Ratlam, Madhya Pradesh-457001

Madhya Pradesh

West

195

Malviya Hospital And Surgical Nursing Home

Omkar Colony, Dhamnod, Madhya Pradesh-454552

Madhya Pradesh

West

196

Shri Shankar Hospital

Near New Prakash Nagar, A B Road, Dhamnod, Madhya Pradesh-454552

Madhya Pradesh

West

197

Ritwik Hospital And Reseach Centre

Jawahar Marg, Sanawad, Sanwad, Madhya Pradesh-451111

Madhya Pradesh

West

198

Malwa Nursing Home

1774 Abdul Gaffur Road, Mhow, Madhya Pradesh-453441

Madhya Pradesh

West

199

Vijay Laxmi Nursing Home & Maternity Center

Laxmi Complex, Jaycees Chouraha, Jaunpur, Uttar Pradesh-222002

Uttar Pradesh

North

200

Tirthraj Hospital

17A,Subhash Nagar, Malgaon Road, Miraj, Sangli, Maharashtra-416410

Madhya Pradesh

West

201

Shri Gajanan Hospital

Near Bus Stand, Karanja Lad, Washim, Maharashtra-444105

Maharashtra

West

202

Mauli Hospital

Green Park Road, Godway Layout, Arni, Yavatmal, Maharashtra-445103

Maharashtra

West

203

Bhansali Multispeciality Hospital

Vakil Line, Paratwada, Achapur, Paratwada, Amrawati, Maharashtra-444805

Maharashtra

West

204

Rajoriya Eye Hospital

Pandhurna Chowk, Warun, Warud, Amrawati, Maharashtra-444906

Maharashtra

West

205

Shiv Clinic and Hospital Arni

Main Road, Opp. Bus Stand, Arni, Yavatmal, Maharashtra-445103

Maharashtra

West

206

Joshi ENT and Maternity Hospital

Near IDBI Ban, Opp. Mankeshwar Theatre, Islampur, Sangli, Maharashtra-415409

Maharashtra

West

207

Varad Hospital

More Colony, Opp.S.T Stand Tal-walwa, Islampur, Sangli, Maharashtra-415409

Maharashtra

West

208

Pawar Hospital

Behind ST Stand, Old Shiraia Naka Road, Ganesh Nagar, Islampur, Sangli Maharashtra-415409

Maharashtra

West

209

Pukhratan Hospital

14/3 Vikas Nagar, Neemuch, Madhya Pradesh-458441

Madhya Pradesh

West

210

Sishodiya Nursing Home

59 Jawahar Nagar, Dr. Ambedgar Marg, Neemuch, Madhya Pradesh-458441

Madhya Pradesh

West

211

Sushrut Hospital

A/P Tasgov, Sangali, Sangli, Maharashtra-416312

Maharashtra

West

212

Saste Hospital

Near Lonand Satara Road, Lonand, Satara, Maharashtra-415519

Maharashtra

West

213

Chaitanya Hospital

Near Grumpanchayat Office, Lonand, Satara, Maharashtra-415519

Maharashtra

West

214

SHREE GURUDEO HOSPITAL

Shiv ameri Chowk, Main Road, Arni, Yavatamal, Maharashtra-445103

Maharashtra

West

215

Sangole Eye Hospital

Bramhansabha Paratwada, Achalpur, Maharashtra-444806

Maharashtra

West

216

Rawat Orthopaedic Hospital

Opp. Cotton market, Achalpur Road, Paratwada, Amravati, Maharashtra-444805

Maharashtra

West

217

Alka Surgical Hospital

Behind Lonand Nagar Panchayat, Tal khandala, Lonand, Satara, Maharashtra-415521

Maharashtra

West

218

Mhaske hospital

Opp. lonand Shirval Naka, Khandala, Lonand, Satara, Maharashtra-415521

Maharashtra

West

219

Jayanant Mulanche Hospital

Jadhav aali, Lonand, Satara, Maharashtra-415519

Maharashtra

West

220

Prakash Memorial Clinic

Near Ganesh Bhaji Mandai, Islampur, Walwa, Sangli, Maharashtra-415409

Maharashtra

West

221

Swanand Netralaya

Near Sidheshwar Mandir, Opp. Rajmane Medical, Siddheshwar, Tasgaon Maharashtra-416312

Maharashtra

West

222

BHARATI HOSPITAL SANGALI

Sangli Miraj Road, Wanlesswadi Sangali, Sangli, Maharashtra-416414

Maharashtra

West

223

Deshmukhsatre Charitable Hospital

Islampur Infront of Shivparvatital, Tel Walwa, Sangli, Maharashtra-415409

Maharashtra

West

224

KAMLA HOSPITAL

NEAR JESISS CROSSING, OPP. SIDDHARTH UPAWAN, Jaunpur,

Uttar Pradesh

North

Uttar Pradesh-222002

Religare Health Insurance Reviews

The policy buying experience was very easy, simple and hassle-free. I purchased an insurance policy for my dear ones and after online payment; the policy was generated right away. I would recommend health plan insurance policy to my friends as well – Sneha (Chennai)

I have been checking all the available term insurance options for me and my dependent loved ones. I don’t understand insurance and the related term much but after going through the various plan options available, the decision was easy to make. I selected my insurance policy with add on covers and other benefits as per my requirements. I am happy with the decision – Rita (Banglore)

The claim settlement process was easy to comprehend. It was settled within a week and money was transferred directly to my account. – Manan (Daman)

I am extremely happy with the services provided by Religare Insurance Company – Anita (Allahabad)

I had visited the Religare insurance website to buy Health Insurance for my mother who is a senior citizen. The company has separate policies especially for senior citizen. All the details and information about the plan was available on the website. The design of the website too, was simple for a common man to understand – Jatin (Mumbai)

Religare provides free annual health check up for me and my family members which helps to stay updated regarding any body conditions. It is a blessing to be associated with Religare – Nisha (Delhi)

FAQs

Most frequent questions and answers about on Religare Health Insurance

1. Is pregnancy covered in Religare Health Insurance?

Any expense incurred for treatment related to or arise from pregnancy, childbirth, miscarriage, abortion and its consequences are not included.

2. Religare Health care policy provides for NCB. What is it?

NCB stands for No-claim Bonus. Where a claim is not made against the policy within one year of the policy, the policyholder shall be able to enjoy discount on subsequent premium in the next year.

3. Can Religare Health Insurance Policy be cancelled?

Religare Health Insurance policy can be cancelled at any time during the tenure of the policy. Premium on the same shall be returned accordingly. The 15 day free-look period shall be excluded that is, policy cannot be cancelled during this term.

4. Does Religare provide Cashless Health Insurance?

Yes, Religare provides for Cashless Health Insurance. It provides cashless insurance at more than 5420+ list of network hospitals across India and abroad.

5. Whether GST is levied on premiums?

GST at 18% on total premium amount is applicable.

6. Can person claim insurance for Homeopathy treatments?

A person can claim insurance for non-allopathic treatments. Such treatments include Homeopathy, Unani and Ayurveda. The treatments are covered up to a specified limit. It also varies from plan to plan.

7. What is the maximum number of claims allowed during a year?

There is no cap on the number of claims allowed. During a year, the policyholder can make n number of claims subject to sum insured. The total claimed amount shall be less than sum insured on the policy.

8. What does domiciliary hospitalization mean?

Domiciliary hospitalization is a home-based treatment provided to an individual. It also includes facilities like oxygen and nurse. Home- based facilities are given because the patient might refuse to get himself admitted.

9. Can a diabetic person buy medical insurance?

Yes, a diabetic person can buy medical insurance. The diabetic person can declare it and should pull through the waiting period as prescribed by the plan. Shorter waiting periods are also available and can be chosen by the customer. Where group health insurance plans are provided by employer, it covers no waiting period for diabetic person.

10. What are the reasons for which a deduction shall be made in the claim amount of Religare Health Insurance?

Deduction can be made in the claim amount of Religare Health Insurance because of the following reasons:

• Non-medical expenditures. These could be snacks, phone bills etc.
• When sum assured is exhausted.
• When co-payment is applicable
• Original reports are not available
• Where no appropriate documents are presented.