Shriram Car Insurance Claim

Even a little repair might cost a fortune these days due to the rising cost of labor and spare components. Whether you need to repair a little dent or replace a vehicle due to an accident, the expenses of such repairs and replacements are rising every day.

The following are the steps that you should follow to file a claim against your car insurance policy:

Step 1: Claim Registration

With car insurance policies from Shriram General Insurance, you can make an unlimited number of claims. Yes, there is no limit to how many claims you can file within the policy time. Following an accident or theft of your vehicle, you must file a claim as quickly as possible.

You can do so by visiting our website or calling our toll-free number, 1800-300-30000, where you will be connected to a customer service representative who will walk you through the full Car Insurance claim procedure. So, before filing a claim, keep the following details in mind:

• Policy Number.
• Estimated Loss/ Description.
• Date & Time of Accident.
• Place where Vehicle can be surveyed/ loss location
• Your Contact Details.
• Engine and Chassis Number
• Accident date and time
• Description and location of the accident
• Car inspection address
• Police complain, in case of theft

If your car is stolen, you must make a police report as quickly as possible so that you may provide it, together with the other documentation, when you file a claim with us. If the police are unable to locate your stolen vehicle, they will issue a Final Report stating that the vehicle was not recovered.

Step 2: Send Your Car for Repair (If Needed)

Whether your car has been vandalized, collided with another vehicle, or been damaged by a natural disaster, you must take it to a garage or have it towed there to avoid further damage. The coverage also covers towing costs from the accident scene to the workshop, up to a maximum of Rs.1500/- for autos.

Step 3: Final Step for Claim Settlement

You must give the Surveyor or garage/dealer that is assisting you with your Vehicle Insurance claim copies of all essential documentation. The surveyor will compare them to the originals. Following that, the company will pay the network garage directly for the repair once it is completed.

Note: You must pay the excess amount following the terms of your policy, which may include deductibles such as depreciation and salvage.