No Inspection. No Paper Work
* Subject To Underwriting
Car Insurance Plans
Reliance Car Insurance
The Reliance General Insurance company was established on 17th August 2000. As one of the most trusted insurance companies, Reliance has more than 139 offices and 28,900 intermediaries pan India. The company caters to varying customer needs with its innovative solutions ranging from car insurance, health, travel and much more.
Reliance Car Insurance provides easy, quick, simple and effective solutions for their customers’ car needs. Affordable prices, tailor-made plans and instant renewal services ensure complete customer satisfaction thereby safeguarding policy holder’s interests.
Reliance Car Insurance at a Glance
Reliance Car Insurance Benefits
|Cashless Repair Service||5000+ Garages Across India|
|No Claim Bonus||Available, Upto 50% Discount on Offer|
|Claim Settlement Ratio||98%+ Settlement Ratio|
|Third Party Coverage||Yes, Included|
|Add-On Facilities||Yes, 7 Available|
|Personal Accident Insurance||Yes, Up to 100% of Capital Sum Insured|
|Third Party Damage||Available for third party properties/vehicles and for injuries inflicted in accident|
Benefits and Features of Reliance Car Insurance
Reliance car insurance plans are customised to the needs of its customers in order to protect against any damages caused to the car. These policies offer a huge portion of benefits and features to its customers when their car is damaged. Here are a few crucial pointers:
- Reliance provides insurance plans for both private and business vehicles.
- 24*7 on road assistance along with a towing facility is made available in case of a breakdown or accident.
- The repair amount will be taken care of by the Reliance company if the car has been repaired at one of their 3800 network garages. This is also known as a cashless claim.
- Reliance car insurance provides third-party coverage in which the policy covers any bodily injury or property damages that arise out of an accident with your insured car.
- The company’s comprehensive car insurance policy protects you and your vehicle against varying risks combined with third-party liabilities.
- In case your car has been completely damaged, you can claim the total loss amount of your car. This is called IDV or Insured Declared Value.
- Policyholders can also avail of various discounts going up to 60%.
- A key replacement is also covered for both new and existing customers.
Reliance Car Insurance Coverage
Here’s the coverage offered by the Reliance Car Insurance plan:
|Protection against both natural and man-made calamities including floods, hurricane, tsunami, fire, landslides, earthquake, burglary, riots, and terrorism|
|Safeguards the vehicle for damage done through accidents and covers expenses for extensive repair and replacement of any parts|
|Additional safety for the owner-driver and registered drivers behind the wheels for injuries incurred while driving the insured car.|
|Extra protection for co-passengers of the insured vehicle at nominal premiums|
|Third Party accidental damage cover if people or property damage happens with your car.|
Add-on Coverage of Car Insurance
Here are some of the add-on covers that Reliance car insurance offers:
How To Apply for Reliance Car Insurance?
A few simple steps to get your hands on your customised insurance:
Apply Via Probus Website
Apply On Reliance General Insurance Website
Reliance Car Insurance Renewal Process
Renewing insurance policy before it lapses ensures continued protection in case of unforeseen risks.
Renewal Via The Probus Website
Type in an existing policy details such as vehicle type, claims made, etc.
Review the details and make any changes if required
Renewal Via Reliance General Insurance Official Website
Visit the official website or get in touch with the policy insurer.
Enter your existing policy details
Click on the renew car insurance option
Provide a few basic details like your contact information, car policy number, name of the insured, vehicle registration number and car make and model.
Review all the details and make changes if needed
Once you are satisfied, go ahead and make the payment online
Quick and Efficient Claims Process
You can claim Reliance car insurance in a few easy steps:
Step 1 – Contact the toll free number +91 22 4890 3009 or send an email with the registration details to proceed with the claim
Step 2 – You can also initiate the claim with the Reliance Self-i app to save time. The app also you to have a video call with claim experts to understand better the status of your claim
Step 3 – Provide the essential details via call or email such as:
- Policy Number
- Details of the insurer and insured
- Vehicle number, make, and model of the car
- Location and garage details
Step 4 – Meanwhile, you must file an FIR with the nearest police station to expedite legal proceedings. Additionally, try to record a few eyewitnesses, time of the accident, photos, and videos of the damaged vehicle on the spot to accelerate the claims process.
Step 5 – Post an FIR filing and document submission, a claims expert will verify the extent of damage and calculate the expenses to cover the damage. Then, the car must be taken to the network garage in case of cashless claims.
Step 6 – Now, you can avail either a cashless claim or the reimbursement claims facility. It’s recommended to go for a cashless claim because the bills will be settled by Reliance Car Insurance directly and you won’t have to pay any upfront fee.
However, a reimbursement claim would require paying an upfront fee; followed by submitting the bills and receipts later for reimbursement.
Exclusions Within Reliance Car Insurance Policy
Reliance Car insurance covers most of the aspects EXCEPT the following:
- Normal aging caused due to wear and tear that demands regular servicing
- Mechanical and electrical failures
- Consequential damage arising from the original glitches
- Damage caused because of alcohol, drugs, and sedative abuse
- Damaged caused when driving without a valid driver’s license
- War and Nuclear attack damage
Factors Affecting Premium
|Owner’s Age||Maximum premium for age groups 18-25|
|Location||Higher traffic density areas attract more premiums|
|Insured Declared Value (IDV)||Determined by RTO, brand and is the maximum amount the insured person is entitled for in case of damage|
|Cubic Capacity||Depends on the make and model which affects premium rates|
|Additional Factors||Safety features, vehicle purpose, and more|
Frequently Asked Questions
Getting your car insured is the safest and smartest bet as it can save you from any unforeseen damages that can put a dent in your pockets. Car insurance provides safety for the vehicle owner and co-passengers as well.
You can either transfer your existing policy or you can ask the new vehicle owner to arrange one on their own.
The vehicle insurance policy covers any damage or loss to the car due to accident, theft, fire, natural calamities, damages during transit of the vehicle and many more.
Few factors that can affect the insurance premium are: The present market value of your car model, CC of car, Location of your vehicle registration, Type and age of your car model, Add-on covers, No-claim bonus retention, etc.