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Tata Altroz Car Insurance

Tata Altroz is a subcompact or supermini car produced by Tata Motors, which is a well-renowned name in the automobile manufacturing industry. Along with the new Buzzard, Buzzard Sport, and H2X small SUV concepts, the Altroz was unveiled at the 89th Geneva International Motor Show. 

The product was introduced to the Indian market on January 22, 2020. The name of the car “Altroz” derives its inspiration from a bird species called the albatross. Tata Altroz’s price ranges from Rs. 6.35 lakhs to Rs. 10.25 lakhs. The base model of the Tata Altroz is the XE, while the most expensive variant is the Tata Altroz XZ Plus Dark Edition Diesel, which costs Rs. 10.25 lakhs.

To learn more about Altroz’s main characteristics, inclusions, exclusions, purchasing and renewal process, and several other features, keep reading!

Prominent Features Of Tata Altroz Car Insurance

ARAI Mileage23.03 Kmpl
Max Torque (nm@rpm)200nm@1250-3000rpm
Engine Displacement (cc)1497
Boot Space (Litres)345
Seating Capacity5
Max Power (bhp@rpm)88.77bhp@4000rpm
Body TypeHatchback
No. Of Cylinders4
Fuel TypeDiesel
Fuel Tank Capacity37.0
Transmission TypeManual
Ground Clearance Unladen165

Premium Calculation Of Tata Altroz Car Insurance

City & RTOFuel TypeRegistration YearIDVAdd-OnsPremium Amount
Delhi (DL7)Petrol (XE Petrol 1199cc)2010Rs. 74,906Zero DepreciationRs. 4,133
Mumbai (MH02)Diesel (XE Diesel 1497 cc)2012Rs. 1,22,46524 X 7 Roadside AssistanceRs. 4,465
Bangalore (KA02)Petrol (XE Rhytm Petrol 1199 cc)2014Rs. 99,720Zero DepreciationRs. 7,968
Chennai (TN01)Diesel (XT Diesel 1497 cc)2015Rs. 1,79,350Engine Protection Cover & Zero Depreciation CoverRs. 9,601
Hyderabad (TS09)Petrol (XZ Petrol 1199 cc)2018Rs. 2,51,100Engine Protection CoverRs. 4,614

Inclusions & Exclusions Of Tata Altroz Car Insurance

The following things are covered under the Tata Altroz car insurance policy:

  • Common damages like accidents or collisions
  • Theft of Tata Altroz car
  • Common damages arising due to fire
  • Damages due to natural calamities
  • Damage done to a third-party property or person
  • Personal accident cover

Mentioned below are some of the key exclusions of Tata Altroz car insurance:

  • Driving with a suspended license while operating the insured car
  • Mechanical and electrical failures
  • Driving under the influence of drugs, alcohol, and other intoxicating substances.
  • Motor parts undergoing routine wear and tear.
  • Liabilities incurred outside of the insurance policy’s designated geographic boundaries.

Add-On Covers Of Tata Altroz Car Insurance

Car insurance for Tata Altroz comes with several add-on covers to enhance the coverage. Some of them are as discussed below:

Zero Depreciation Cover:

One of the most popular add-on coverages that pay the full cost of replacing the parts of the Tata Altroz car without calculating depreciation is zero depreciation. Zero depreciation allows the insured to collect the entire sum without taking any deductions for depreciation, in contrast to the conventional motor insurance plan that only reimburses the depreciated worth of the car.

Return-To-Invoice Cover:

When the car is stolen, having return-to-invoice coverage assures that the owner will receive the full amount stated in the policy. The price includes both the registration fee and the amount of road tax already paid. The owner would be entitled to reimbursement if the car’s current value is less than what he originally had paid for it.

Engine Protection Cover:

For owners of high-end, branded vehicles like Tata Altroz, the engine protection cover is a worthwhile purchase. The protection cover’s objective is to provide reimbursement for engine-related repairs unrelated to accidents. The engine’s normal wear and tear and negligence-related damage are not covered by the protection.

24/7 Assistance Cover:

When the insured has 24/7 assistance cover, he/she is always covered whether he is traveling or just driving around. The cover provides coverage for things like towing, refueling, changing a flat tyre, repair services in case of a car breakdown, etc.

Consumable Cover:

If the car is involved in an accident, this reimbursement is granted for the cost of replacing the nuts and bolts, screen washers, bearings, and engine oil. Regular motor insurance does not cover the expense of replacing consumables. Cars older than three years are not eligible for this compensation.

How To Buy Tata Altroz Car Insurance?

Although there are numerous websites where one can purchase Tata Altroz car insurance, Probus Insurance has simplified and streamlined the entire purchasing procedure. To purchase the policy with Probus Insurance, you must take the following steps:

  1. On of top of this page, various insurance tabs will be visible on the home page. Go to “Products” and then on “Car Insurance.”
  1. Type in the vehicle’s registration number and then select “Compare Quotes.”
  1. Next, choose the car variant and year of registration, fill out the other fields, and then click “Next.”
  1. A page with details of the Tata Altroz car will be presented. After providing the necessary information, click “Information Is Accurate.”
  1. A list of several insurers and their premium costs will be displayed on the page. Choose the insurance company to purchase the coverage now.
  1. After making the payment online, the insured will receive information about his coverage at the address provided when registered.

Renewal Process Of Tata Altroz Car Insurance

Follow these procedures if the insured wants to renew his Tata Altroz car insurance coverage with Probus Insurance:

  1. Find “Renew Your Policy” at the top of this page.
  1. Click on it, and then from the drop-down menu, choose “Motor Renewal.”
  1. Select a particular insurance.
  1. The insured now needs to enter his email address, policy number, or registered cell phone number, and then click “Renew Now.”
  1. Following the successful completion of the mandatory online payment, the insured will be able to renew his insurance.

Frequently Asked Questions

Most frequent questions and answers about on Tata Altroz car insurance

With Probus Insurance, you can renew your Tata Altroz car insurance coverage without having to provide any paperwork. Just make sure you have the necessary information on hand:

  • One-year-old policy number
  • Two-year-old policy expiration date
  • Vehicle Identification Number.

Yes. You will get coverage for your damaged car under the clause of total loss as per your car’s IDV.

In case you have selected passenger add-on cover, you will get coverage for the injury caused to your passenger.

Your Tata Altroz’s car insurance rate is determined by the vehicle’s value, the area where you live, and the year it was built. Through Probus Insurance, you may purchase a car insurance plan at a reasonable price. Having said that, having your Tata Altroz insured will guard you against unforeseen financial losses brought on by mishaps, theft, fire, flooding, etc.

A Tata Altroz car insurance plan should offer more coverage at a more affordable price. However, a good after-sales service and claim resolution should also be included in an insurance plan. Additionally, the plan should offer financial security for both your vehicle and third-party obligations.

Since the Tata Altroz’s engine capacity is less than 1500cc, you are required by IRDAI laws to pay a mandatory Rs. 1,000 deductible for your car insurance.

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