United India Car Insurance Claim

The claim settling process of United India Car Insurance is simple and quick. Given below are the steps that must be followed while filing a car insurance claim with the United India insurance group.

• In case an accident takes place anywhere other than the city, the customer should contact the policy issuing office of the company immediately or if the accident takes place anywhere outside the town then contact the nearest office of United India so that a survey can be arranged.

• In case of major accidents that include losses happening due to fire or riot, the policyholder should keep the vehicle at the accident spot until the spot surveyor comes to the place of accident and inspects the same. Customers should keep the phone no. of the agent or policy issuing office in order to seek a quick response from the company’s side.

• If there are any third-party injuries or deaths involved with the accident, then the policyholder must inform the nearest police station about the accident by providing full details of injuries or deaths or damage happening to any Third Party Property as the case may be.

• If the customer provides treatment to any injured person in a Hospital, then the name of the hospital along with the treating doctor’s name should also be informed to the insurance company.

• Once the above stated formalities are completed by the policyholder, they can move or tow the vehicle to any authorized workshop of their choice and obtain an estimate from them and the same may be submitted to the insurance company together with a completed claim form so that the final survey can be arranged.

• Customer should also submit to the surveyor a copy of the complaint lodged with the police station along with the original FIR if immediately available. However, in cases where Third Party injuries are involved then FIR is compulsory and the same must be submitted to the insurance office.

• Once the repairs are carried out for partial loss claims, the customer has to submit the cash bills for spare parts and labour and seek reimbursement if the claim is admissible.